BSE:507948

Stock Analysis Report

Executive Summary

Key Corp Limited, a non-banking financial company, engages in the vehicle financing business in India.

Snowflake

Fundamentals

Flawless balance sheet and fair value.

Risks

  • Key is not covered by any analysts.

Share Price & News

How has Key's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

BSE:507948

-3.6%

IN Consumer Finance

-2.1%

IN Market


1 Year Return

-48.3%

BSE:507948

-3.2%

IN Consumer Finance

-14.7%

IN Market

507948 underperformed the Consumer Finance industry which returned -3.1% over the past year.

507948 underperformed the Market in India which returned -14.6% over the past year.


Share holder returns

507948IndustryMarket
7 Day0%-3.6%-2.1%
30 Day-3.1%1.9%-3.9%
90 Day-0.8%-10.2%-10.1%
1 Year-48.3%-48.3%-2.5%-3.2%-12.9%-14.7%
3 Year21.8%21.8%59.3%56.0%17.7%11.5%
5 Year90.5%90.5%233.9%218.2%35.4%22.5%

Price Volatility Vs. Market

How volatile is Key's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Key undervalued based on future cash flows and its price relative to the stock market?

6.17x

Price to Earnings (PE) ratio


Intrinsic Value Based on Future Cash Flows

Unable to calculate intrinsic value for Key to establish if it is available at moderate discount.

Unable to calculate intrinsic value for Key to establish if it is available at substantial discount.


Price Based on Earnings

Key is good value based on earnings compared to the IN Consumer Finance industry average.

Key is good value based on earnings compared to the India market.


Price Based on Expected Growth

Unable to calculate PEG ratio for Key, we can't assess if its growth is good value.


Price Based on Value of Assets

Key is good value based on assets compared to the IN Consumer Finance industry average.


Next Steps

Future Growth

How is Key expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

8.2%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Unable to determine if Key is high growth as no revenue estimate data is available.

Key's earnings are expected to grow by 8.2% yearly, however this is not considered high growth (20% yearly).

Unable to compare Key's revenue growth to the India market average as no estimate data is available.

Key's earnings growth is positive but not above the India market average.

Key's earnings growth is expected to exceed the low risk savings rate of 7.6%.


Earnings per Share Growth Estimates


Future Return on Equity

Unable to establish if Key will efficiently use shareholders’ funds in the future without estimates of Return on Equity.


Next Steps

Past Performance

How has Key performed over the past 5 years?

6.9%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Key's year on year earnings growth rate has been positive over the past 5 years, however the most recent earnings are below average.

Key's 1-year earnings growth is negative, it can't be compared to the 5-year average.

Key's 1-year earnings growth is negative, it can't be compared to the IN Consumer Finance industry average.


Return on Equity

Key has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

Key used its assets more efficiently than the IN Consumer Finance industry average last year based on Return on Assets.


Return on Capital Employed

Unable to establish if Key improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.


Next Steps

Financial Health

How is Key's financial position?


Financial Position Analysis

Key is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.

Key's cash and other short term assets cover its long term commitments.


Debt to Equity History and Analysis

Key has no debt.

Key has no debt compared to 5 years ago when it was 0.1%.

Key has no debt, it does not need to be covered by operating cash flow.

Key has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet

Low level of unsold assets.

Key has no debt, it does not need to be covered by short term assets.


Next Steps

Dividend

What is Key's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate Key's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate Key's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as Key has not reported any payouts.

Unable to verify if Key's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as Key has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Key's salary, the management and board of directors tenure and is there insider trading?

10.4yrs

Average board tenure


CEO

Gokul Das Maheshwari (61yo)

0.0yrs

Tenure

₹1,403,586

Compensation

Mr. Gokul Das J. Maheshwari serves as the Chief Executive Officer of Key Corp. Limited. Mr. Maheshwari is a Partner of GDM & Co. He served as an Accounts Manager of Birla Textiles Mills since 1988. He has  ...


CEO Compensation Analysis

Gokul Das's remuneration is about average for companies of similar size in India.

Gokul Das's compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.


Board Age and Tenure

10.4yrs

Average Tenure

75yo

Average Age

The average tenure for the Key board of directors is over 10 years, this suggests they are a seasoned and experienced board.


Insider Trading

More shares have been bought than sold by Key individual insiders in the past 3 months.


Recent Insider Transactions

Buy₹51,25117 Jul 19
K. Agarwal
EntityIndividual
Role
Chairman of the Board
Co-Founder & Chairman
Shares4,000
Max Price₹12.81

Ownership Breakdown


Management Team

  • K. Agarwal (80yo)

    Co-Founder & Chairman

    • Tenure: 0.6yrs
    • Compensation: ₹15.00k
  • Gokul Das Maheshwari (61yo)

    CEO & Non-Independent Executive Director

    • Tenure: 0.0yrs
    • Compensation: ₹1.40m
  • V. Pandey

    Joint Secretary

    • Tenure: 24.3yrs
    • Compensation: ₹294.67k
  • R. Singh

    Chief Financial Officer

    • Tenure: 0.0yrs
    • Compensation: ₹298.68k
  • V. Bajpai

    Company Secretary & Compliance Officer

    • Tenure: 0.1yrs

Board Members

  • K. Agarwal (80yo)

    Co-Founder & Chairman

    • Tenure: 0.6yrs
    • Compensation: ₹15.00k
  • Gokul Das Maheshwari (61yo)

    CEO & Non-Independent Executive Director

    • Tenure: 0.0yrs
    • Compensation: ₹1.40m
  • Bithal Agarwal (75yo)

    Non-Independent Non-Executive Director

    • Tenure: 24.3yrs
    • Compensation: ₹6.00k
  • Raj Gupta (58yo)

    Additional Independent Director

    • Tenure: 0.6yrs
    • Compensation: ₹3.00k
  • Padam Jain (75yo)

    Independent Non-Executive Director

    • Tenure: 24.3yrs
    • Compensation: ₹15.00k
  • Manju Jain

    Independent Non-Executive Woman Director

    • Tenure: 4.9yrs
    • Compensation: ₹19.00k

Company Information

Key Corp Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Key Corp Limited
  • Ticker: 507948
  • Exchange: BSE
  • Founded: 1985
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹74.400m
  • Shares outstanding: 6.00m
  • Website: https://www.keycorpltd.com

Location

  • Key Corp Limited
  • 16/16-A, Civil Lines
  • Kanpur
  • Uttar Pradesh
  • 208001
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
507948BSE (Mumbai Stock Exchange)YesEquity SharesININRMay 2004

Biography

Key Corp Limited, a non-banking financial company, engages in the vehicle financing business in India. It also invests in mutual funds. The company was formerly known as Key Leasing And Finance Ltd. and ch ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/24 12:31
End of Day Share Price2019/08/05 00:00
Earnings2019/03/31
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.