BSE:507948

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Executive Summary

Key Corp Limited, a non-banking financial company, engages in the vehicle financing business in India.


Snowflake Analysis

Flawless balance sheet and overvalued.

Share Price & News

How has Key's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 507948's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

-0.1%

507948

2.7%

IN Consumer Finance

2.4%

IN Market


1 Year Return

-36.3%

507948

1.3%

IN Consumer Finance

5.1%

IN Market

Return vs Industry: 507948 underperformed the Indian Consumer Finance industry which returned 1.3% over the past year.

Return vs Market: 507948 underperformed the Indian Market which returned 5.1% over the past year.


Shareholder returns

507948IndustryMarket
7 Day-0.1%2.7%2.4%
30 Day-17.9%2.9%5.2%
90 Day-13.2%40.3%21.1%
1 Year-36.3%-36.3%4.1%1.3%7.0%5.1%
3 Year-58.3%-58.3%42.6%34.0%4.8%-0.2%
5 Year-8.2%-8.2%180.7%156.3%30.4%20.7%

Price Volatility Vs. Market

How volatile is Key's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Key undervalued compared to its fair value and its price relative to the market?

26.12x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate 507948's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate 507948's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: 507948 is poor value based on its PE Ratio (26.1x) compared to the IN Consumer Finance industry average (11.1x).

PE vs Market: 507948 is poor value based on its PE Ratio (26.1x) compared to the Indian market (14.3x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 507948's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 507948 is good value based on its PB Ratio (0.2x) compared to the IN Consumer Finance industry average (0.6x).


Next Steps

Future Growth

How is Key forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

31.9%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Key has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Key performed over the past 5 years?

-6.0%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 507948 has a large one-off loss of ₹9.0M impacting its June 30 2020 financial results.

Growing Profit Margin: 507948's current net profit margins (10.5%) are lower than last year (63.4%).


Past Earnings Growth Analysis

Earnings Trend: 507948's earnings have declined by 6% per year over the past 5 years.

Accelerating Growth: 507948's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 507948 had negative earnings growth (-83.5%) over the past year, making it difficult to compare to the Consumer Finance industry average (-3.4%).


Return on Equity

High ROE: 507948's Return on Equity (0.7%) is considered low.


Next Steps

Financial Health

How is Key's financial position?


Financial Position Analysis

Short Term Liabilities: 507948's short term assets (₹18.2M) exceed its short term liabilities (₹1.4M).

Long Term Liabilities: 507948's short term assets (₹18.2M) exceed its long term liabilities (₹2.7M).


Debt to Equity History and Analysis

Debt Level: 507948 is debt free.

Reducing Debt: 507948 has no debt compared to 5 years ago when its debt to equity ratio was 0.09%.

Debt Coverage: 507948 has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: 507948 has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Next Steps

Dividend

What is Key current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate 507948's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate 507948's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 507948's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 507948's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 507948's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

11.4yrs

Average board tenure


CEO

Gokul Das Maheshwari (62 yo)

no data

Tenure

₹546,627

Compensation

Mr. Gokul Das J. Maheshwari serves as the Chief Executive Officer of Key Corp. Limited. Mr. Maheshwari is a Partner of GDM & Co. He served as an Accounts Manager of Birla Textiles Mills since 1988. He has ...


CEO Compensation Analysis

Compensation vs Market: Gokul Das's total compensation ($USD7.33K) is below average for companies of similar size in the Indian market ($USD49.39K).

Compensation vs Earnings: Gokul Das's compensation has been consistent with company performance over the past year.


Board Members

NamePositionTenureCompensationOwnership
Krishna Agarwal
Co-Founder & Non Executive Chairman1.58yrs₹20.00k69.08%
₹ 32.7m
Gokul Das Maheshwari
CEO & Non-Independent Executive Directorno data₹546.63k0.00067%
₹ 317.6
Bitthal Agarwal
Non-Independent Non-Executive Director25.25yrs₹6.00k0.0033%
₹ 1.6k
Raj Gupta
Independent Non-Executive Director1.58yrs₹9.00k0.0017%
₹ 791.6
Padam Jain
Independent Non-Executive Director25.25yrs₹19.00k0.0017%
₹ 791.6
Manju Jain
Independent Non-Executive Woman Director5.92yrs₹25.00k0.0017%
₹ 791.6

11.4yrs

Average Tenure

76yo

Average Age

Experienced Board: 507948's board of directors are seasoned and experienced ( 11.4 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Key Corp Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Key Corp Limited
  • Ticker: 507948
  • Exchange: BSE
  • Founded: 1985
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹47.400m
  • Shares outstanding: 6.00m
  • Website: https://www.keycorpltd.com

Location

  • Key Corp Limited
  • 16/16-A, Civil Lines
  • Kanpur
  • Uttar Pradesh
  • 208001
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
507948BSE (Mumbai Stock Exchange)YesEquity SharesININRMay 2004

Biography

Key Corp Limited, a non-banking financial company, engages in the vehicle financing business in India. It also invests in mutual funds. The company was formerly known as Key Leasing And Finance Ltd. and ch ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/08/12 12:38
End of Day Share Price2020/08/11 00:00
Earnings2020/06/30
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.