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Geneva Finance Past Earnings Performance
Past criteria checks 0/6
Geneva Finance's earnings have been declining at an average annual rate of -8.3%, while the Consumer Finance industry saw earnings declining at 3.6% annually. Revenues have been growing at an average rate of 22.2% per year. Geneva Finance's return on equity is 5.9%, and it has net margins of 2.4%.
Key information
-8.3%
Earnings growth rate
-8.6%
EPS growth rate
| Consumer Finance Industry Growth | 9.8% |
| Revenue growth rate | 22.2% |
| Return on equity | 5.9% |
| Net Margin | 2.4% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
No updates
Recent updates
Benign Growth For Geneva Finance Limited (NZSE:GFL) Underpins Stock's 32% Plummet
Jun 19
The Market Doesn't Like What It Sees From Geneva Finance Limited's (NZSE:GFL) Earnings Yet
Mar 04Is Now The Time To Put Geneva Finance (NZSE:GFL) On Your Watchlist?
May 11This Is Why We Think Geneva Finance Limited's (NZSE:GFL) CEO Might Get A Pay Rise Approved By Shareholders
Sep 08We Discuss Why Geneva Finance Limited's (NZSE:GFL) CEO May Deserve A Higher Pay Packet
Aug 17Does Geneva Finance Limited (NZSE:GFL) Have A Place In Your Dividend Portfolio?
Mar 22What Can We Learn About Geneva Finance's (NZSE:GFL) CEO Compensation?
Jan 28
Why You Might Be Interested In Geneva Finance Limited (NZSE:GFL) For Its Upcoming Dividend
Dec 05What Makes Geneva Finance Limited (NZSE:GFL) A Great Dividend Stock?
Dec 03Revenue & Expenses Breakdown
How Geneva Finance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 72 | 2 | 25 | 0 |
| 31 Dec 23 | 61 | 2 | 16 | 0 |
| 30 Sep 23 | 49 | 2 | 7 | 0 |
| 30 Jun 23 | 47 | 3 | 7 | 0 |
| 31 Mar 23 | 47 | 3 | 7 | 0 |
| 31 Dec 22 | 45 | 4 | 7 | 0 |
| 30 Sep 22 | 43 | 5 | 7 | 0 |
| 30 Jun 22 | 41 | 5 | 7 | 0 |
| 31 Mar 22 | 39 | 6 | 7 | 0 |
| 31 Dec 21 | 37 | 6 | 6 | 0 |
| 30 Sep 21 | 35 | 6 | 5 | 0 |
| 30 Jun 21 | 32 | 6 | 5 | 0 |
| 31 Mar 21 | 30 | 6 | 5 | 0 |
| 31 Dec 20 | 28 | 6 | 5 | 0 |
| 30 Sep 20 | 27 | 5 | 5 | 0 |
| 30 Jun 20 | 26 | 4 | 5 | 0 |
| 31 Mar 20 | 25 | 4 | 5 | 0 |
| 31 Dec 19 | 24 | 4 | 5 | 0 |
| 30 Sep 19 | 23 | 3 | 5 | 0 |
| 30 Jun 19 | 22 | 4 | 5 | 0 |
| 31 Mar 19 | 21 | 4 | 5 | 0 |
| 31 Dec 18 | 20 | 5 | 4 | 0 |
| 30 Sep 18 | 19 | 5 | 4 | 0 |
| 30 Jun 18 | 17 | 6 | 4 | 0 |
| 31 Mar 18 | 15 | 6 | 4 | 0 |
| 31 Dec 17 | 13 | 6 | 4 | 0 |
| 30 Sep 17 | 12 | 6 | 3 | 0 |
| 30 Jun 17 | 11 | 6 | 3 | 0 |
| 31 Mar 17 | 11 | 5 | 3 | 0 |
| 31 Dec 16 | 11 | 5 | 2 | 0 |
| 30 Sep 16 | 10 | 4 | 0 | 0 |
| 30 Jun 16 | 10 | 4 | 0 | 0 |
| 31 Mar 16 | 9 | 4 | 0 | 0 |
| 31 Dec 15 | 9 | 3 | 0 | 0 |
| 30 Sep 15 | 9 | 3 | 0 | 0 |
| 30 Jun 15 | 8 | 3 | 0 | 0 |
| 31 Mar 15 | 8 | 2 | 0 | 0 |
| 31 Dec 14 | 5 | -1 | 0 | 0 |
| 30 Sep 14 | 1 | -4 | 0 | 0 |
| 30 Jun 14 | 2 | -4 | 0 | 0 |
| 31 Mar 14 | 2 | -4 | 0 | 0 |
| 31 Dec 13 | 5 | -2 | 0 | 0 |
| 30 Sep 13 | 8 | 0 | 0 | 0 |
Quality Earnings: GFL has a large one-off loss of NZ$1.1M impacting its last 12 months of financial results to 31st March, 2024.
Growing Profit Margin: GFL's current net profit margins (2.4%) are lower than last year (6.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: GFL's earnings have declined by 8.3% per year over the past 5 years.
Accelerating Growth: GFL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: GFL had negative earnings growth (-40.2%) over the past year, making it difficult to compare to the Consumer Finance industry average (-40.2%).
Return on Equity
High ROE: GFL's Return on Equity (5.9%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/07/18 15:27 |
| End of Day Share Price | 2024/07/18 00:00 |
| Earnings | 2024/03/31 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Geneva Finance Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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