This company listing is no longer active
Geneva Finance Past Earnings Performance
Past criteria checks 0/6
Geneva Finance's earnings have been declining at an average annual rate of -8.3%, while the Consumer Finance industry saw earnings declining at 3.6% annually. Revenues have been growing at an average rate of 22.2% per year. Geneva Finance's return on equity is 5.9%, and it has net margins of 2.4%.
Key information
-8.3%
Earnings growth rate
-8.6%
EPS growth rate
| Consumer Finance Industry Growth | 9.8% |
| Revenue growth rate | 22.2% |
| Return on equity | 5.9% |
| Net Margin | 2.4% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
No updates
Recent updates
Benign Growth For Geneva Finance Limited (NZSE:GFL) Underpins Stock's 32% Plummet
Jun 19
The Market Doesn't Like What It Sees From Geneva Finance Limited's (NZSE:GFL) Earnings Yet
Mar 04Is Now The Time To Put Geneva Finance (NZSE:GFL) On Your Watchlist?
May 11This Is Why We Think Geneva Finance Limited's (NZSE:GFL) CEO Might Get A Pay Rise Approved By Shareholders
Sep 08We Discuss Why Geneva Finance Limited's (NZSE:GFL) CEO May Deserve A Higher Pay Packet
Aug 17Does Geneva Finance Limited (NZSE:GFL) Have A Place In Your Dividend Portfolio?
Mar 22What Can We Learn About Geneva Finance's (NZSE:GFL) CEO Compensation?
Jan 28
Why You Might Be Interested In Geneva Finance Limited (NZSE:GFL) For Its Upcoming Dividend
Dec 05What Makes Geneva Finance Limited (NZSE:GFL) A Great Dividend Stock?
Dec 03Revenue & Expenses Breakdown
How Geneva Finance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 72 | 2 | 25 | 0 |
| 31 Dec 23 | 61 | 2 | 16 | 0 |
| 30 Sep 23 | 49 | 2 | 7 | 0 |
| 30 Jun 23 | 47 | 3 | 7 | 0 |
| 31 Mar 23 | 47 | 3 | 7 | 0 |
| 31 Dec 22 | 45 | 4 | 7 | 0 |
| 30 Sep 22 | 43 | 5 | 7 | 0 |
| 30 Jun 22 | 41 | 5 | 7 | 0 |
| 31 Mar 22 | 39 | 6 | 7 | 0 |
| 31 Dec 21 | 37 | 6 | 6 | 0 |
| 30 Sep 21 | 35 | 6 | 5 | 0 |
| 30 Jun 21 | 32 | 6 | 5 | 0 |
| 31 Mar 21 | 30 | 6 | 5 | 0 |
| 31 Dec 20 | 28 | 6 | 5 | 0 |
| 30 Sep 20 | 27 | 5 | 5 | 0 |
| 30 Jun 20 | 26 | 4 | 5 | 0 |
| 31 Mar 20 | 25 | 4 | 5 | 0 |
| 31 Dec 19 | 24 | 4 | 5 | 0 |
| 30 Sep 19 | 23 | 3 | 5 | 0 |
| 30 Jun 19 | 22 | 4 | 5 | 0 |
| 31 Mar 19 | 21 | 4 | 5 | 0 |
| 31 Dec 18 | 20 | 5 | 4 | 0 |
| 30 Sep 18 | 19 | 5 | 4 | 0 |
| 30 Jun 18 | 17 | 6 | 4 | 0 |
| 31 Mar 18 | 15 | 6 | 4 | 0 |
| 31 Dec 17 | 13 | 6 | 4 | 0 |
| 30 Sep 17 | 12 | 6 | 3 | 0 |
| 30 Jun 17 | 11 | 6 | 3 | 0 |
| 31 Mar 17 | 11 | 5 | 3 | 0 |
| 31 Dec 16 | 11 | 5 | 2 | 0 |
| 30 Sep 16 | 10 | 4 | 0 | 0 |
| 30 Jun 16 | 10 | 4 | 0 | 0 |
| 31 Mar 16 | 9 | 4 | 0 | 0 |
| 31 Dec 15 | 9 | 3 | 0 | 0 |
| 30 Sep 15 | 9 | 3 | 0 | 0 |
| 30 Jun 15 | 8 | 3 | 0 | 0 |
| 31 Mar 15 | 8 | 2 | 0 | 0 |
| 31 Dec 14 | 5 | -1 | 0 | 0 |
| 30 Sep 14 | 1 | -4 | 0 | 0 |
| 30 Jun 14 | 2 | -4 | 0 | 0 |
| 31 Mar 14 | 2 | -4 | 0 | 0 |
| 31 Dec 13 | 5 | -2 | 0 | 0 |
| 30 Sep 13 | 8 | 0 | 0 | 0 |
Quality Earnings: GFL has a large one-off loss of NZ$1.1M impacting its last 12 months of financial results to 31st March, 2024.
Growing Profit Margin: GFL's current net profit margins (2.4%) are lower than last year (6.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: GFL's earnings have declined by 8.3% per year over the past 5 years.
Accelerating Growth: GFL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: GFL had negative earnings growth (-40.2%) over the past year, making it difficult to compare to the Consumer Finance industry average (-40.2%).
Return on Equity
High ROE: GFL's Return on Equity (5.9%) is considered low.