ITF Stock Overview
ITF Group Ad, a non–bank financial institution, provides financial services to borrowers in Bulgaria. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 3/6 |
| Dividends | 2/6 |
My Notes
Capture your thoughts, links and company narrative
ITF Group AD Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | лв5.80 |
| 52 Week High | лв5.85 |
| 52 Week Low | лв4.72 |
| Beta | -0.46 |
| 1 Month Change | 9.43% |
| 3 Month Change | n/a |
| 1 Year Change | 7.41% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 12.40% |
Recent News & Updates
Investors Aren't Entirely Convinced By ITF Group AD's (BUL:ITF) Earnings
Nov 28
Sentiment Still Eluding ITF Group AD (BUL:ITF)
Apr 19Shareholder Returns
| ITF | BG Consumer Finance | BG Market | |
|---|---|---|---|
| 7D | 3.6% | 0.06% | -0.4% |
| 1Y | 7.4% | 18.9% | 7.2% |
Return vs Industry: ITF underperformed the BG Consumer Finance industry which returned 18.9% over the past year.
Return vs Market: ITF matched the BG Market which returned 7.2% over the past year.
Price Volatility
| ITF volatility | |
|---|---|
| ITF Average Weekly Movement | n/a |
| Consumer Finance Industry Average Movement | 4.4% |
| Market Average Movement | 3.9% |
| 10% most volatile stocks in BG Market | 6.8% |
| 10% least volatile stocks in BG Market | 2.3% |
Stable Share Price: ITF's share price has been volatile over the past 3 months compared to the BG market.
Volatility Over Time: Insufficient data to determine ITF's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2012 | 71 | Svetoslav Angelov | itfgroupbg.com |
ITF Group Ad, a non–bank financial institution, provides financial services to borrowers in Bulgaria. It offers consumer loans under the SmileCredit and Get Cash brand names. The company was founded in 2012 and is based in Sofia, Bulgaria.
ITF Group AD Fundamentals Summary
| ITF fundamental statistics | |
|---|---|
| Market cap | лв20.48m |
| Earnings (TTM) | лв4.01m |
| Revenue (TTM) | лв14.53m |
5.1x
P/E Ratio1.4x
P/S RatioIs ITF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ITF income statement (TTM) | |
|---|---|
| Revenue | лв14.53m |
| Cost of Revenue | лв1.25m |
| Gross Profit | лв13.28m |
| Other Expenses | лв9.27m |
| Earnings | лв4.01m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.15 |
| Gross Margin | 91.39% |
| Net Profit Margin | 27.61% |
| Debt/Equity Ratio | 86.1% |
How did ITF perform over the long term?
See historical performance and comparisonDividends
2.0%
Current Dividend Yield13%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/06 20:27 |
| End of Day Share Price | 2025/02/06 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
ITF Group AD is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.