ITF Group AD Valuation
Is ITF undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
2/6Valuation Score 2/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of ITF when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: ITF (BGN5.4) is trading above our estimate of fair value (BGN3.63)
Significantly Below Fair Value: ITF is trading above our estimate of fair value.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for ITF?
Key metric: As ITF is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.
| What is ITF's PE Ratio? | |
|---|---|
| PE Ratio | 6.1x |
| Earnings | лв3.07m |
| Market Cap | лв18.90m |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | n/a |
| Enterprise Value/EBITDA | n/a |
| PEG Ratio | n/a |
Price to Earnings Ratio vs Peers
How does ITF's PE Ratio compare to its peers?
| Company | Forward PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 36.4x | ||
SCOM Sofia Commerce-Pawn Brokerage AD | 8.3x | n/a | лв46.0m |
CDM Capman Debts Management AD | 45.7x | n/a | лв7.5m |
RBL Real Bulland AD | 12.7x | n/a | лв10.5m |
DLC Delta Credit SPV | 78.9x | n/a | лв52.8m |
ITF ITF Group AD | 6.1x | n/a | лв18.9m |
Price-To-Earnings vs Peers: ITF is good value based on its Price-To-Earnings Ratio (6.1x) compared to the peer average (36.4x).
Price to Earnings Ratio vs Industry
How does ITF's PE Ratio compare vs other companies in the European Consumer Finance Industry?
| 1 Company | Price / Earnings | Estimated Growth | Market Cap |
|---|---|---|---|
| 1 Company | Estimated Growth | Market Cap | |
|---|---|---|---|
Price-To-Earnings vs Industry: ITF is good value based on its Price-To-Earnings Ratio (6.1x) compared to the European Consumer Finance industry average (9x).
Price to Earnings Ratio vs Fair Ratio
What is ITF's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 6.1x |
| Fair PE Ratio | n/a |
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate ITF's Price-To-Earnings Fair Ratio for valuation analysis.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
Analyst Forecast: Insufficient data to show price forecast.