mBank Tidigare resultatutveckling
Tidigare kriterier kontrolleras 4/6
mBank har ökat intäkterna med en genomsnittlig årlig takt på 64.8%, medan Banks -branschen såg intäkterna växer på 32.9% årligen. Intäkterna har varit växande med en genomsnittlig takt på 17.7% per år. mBank s avkastning på eget kapital är 16.7% och den har en nettomarginal på 32.3%.
Viktig information
64.77%
Tillväxttakt i vinsten
64.75%
Tillväxttakt för EPS
| Banks Tillväxt i branschen | 9.91% |
| Intäkternas tillväxttakt | 17.66% |
| Avkastning på eget kapital | 16.66% |
| Nettomarginal | 32.33% |
| Nästa resultatuppdatering | 29 Oct 2026 |
Senaste uppdateringar av tidigare prestationer
Recent updates
Uppdatering av berättelse • Aug 18
MBK: Higher Future P/E Assumptions Will Sustain An Overvalued Outlook
Analysts have lifted their price target for mBank to PLN 1,168.20 from PLN 1,112.66, reflecting updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E. What’s in the News for mBank No recent mBank specific news is available from the provided sources as of 17 Aug 2026.
Uppdatering av berättelse • Aug 04
MBK: Updated Fair Value And Forward P/E Will Guide Future Returns
Analysts have raised their price target for mBank from PLN 1,291 to PLN 1,358, citing updated assumptions for revenue growth, profit margins and future P/E expectations, which slightly adjust the bank’s fair value and discount rate inputs. What’s in the News for mBank Analysts updated their valuation framework for mBank, with revised assumptions for revenue, profitability and future P/E levels feeding into a higher stated price target.Uppdatering av berättelse • Jun 29
MBK: Updated Fair Value And Higher Future P/E Will Shape Returns
The analyst price target for mBank has shifted from PLN 1,224.00 to PLN 1,291.00. Analysts link this change to updated fair value estimates, a slightly lower discount rate, and adjustments to revenue growth, profit margin, and future P/E assumptions.Uppdatering av berättelse • Jun 15
MBK: Higher P/E Assumptions Will Sustain An Overvalued Outlook
Analysts have raised their price target on mBank to PLN 1,112.66 from PLN 1,013.18, reflecting updated assumptions regarding fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News No recent news items, periodical coverage or key developments were provided for mBank, so there are currently no specific events to highlight based on the available sources.
Uppdatering av berättelse • Jun 01
MBK: Higher P/E Multiple Will Pressure Returns Despite Softer Profit Assumptions
Analysts now set their mBank price target at PLN 892.0, up from PLN 841.4, reflecting updated views on revenue growth, profit margins, and a higher assumed future P/E multiple. What's in the News Analysts revise mBank price target to PLN 892.0 from PLN 841.4, reflecting updated assumptions on revenue, margins, and future P/E multiples.Uppdatering av berättelse • May 14
MBK: Firmer Profitability And Slightly Lower Future P/E Will Support Fair Value
Analysts have nudged their fair value estimate for mBank slightly higher from PLN 1,222.70 to PLN 1,224.00, citing updated assumptions on revenue growth, profit margins, and future P/E expectations. Valuation Changes Fair Value: PLN 1,222.70 to PLN 1,224.00, a very small upward adjustment in the intrinsic value estimate.Uppdatering av berättelse • Apr 21
MBK: Rich P/E And Softer Growth Assumptions Will Pressure Future Returns
Analysts have kept their PLN 841.40 price target for mBank unchanged, citing slightly adjusted assumptions for the discount rate, revenue growth, profit margin, and future P/E that broadly offset each other in their models. Valuation Changes Fair Value: PLN 841.40 fair value estimate is unchanged, indicating no shift in the overall valuation outcome.Uppdatering av berättelse • Apr 07
MBK: Stable Assumptions And Slightly Lower Discount Rate Will Sustain Overvaluation
Analysts have kept mBank's fair value unchanged at PLN 1,013.18, with minor adjustments to the discount rate and future P/E assumptions supporting a stable overall price target view. Valuation Changes Fair Value: PLN 1,013.18 remains unchanged, reflecting a stable central estimate for mBank's valuation.Uppdatering av berättelse • Mar 24
MBK: Refined Discount Rate And Profitability Assumptions Will Support Balanced Outlook
Analysts have nudged their mBank price target slightly higher from PLN 1,008.24 to PLN 1,013.18, citing updated assumptions around the discount rate, revenue growth, profit margin and forward P/E that modestly refine their valuation view. Valuation Changes Fair Value: PLN 1,008.24 to PLN 1,013.18, reflecting a slight upward adjustment in the modelled valuation level.Uppdatering av berättelse • Mar 09
MBK: Lower Margin Outlook And Richer P/E Will Eventually Unwind
Analysts have made a marginal upward adjustment to their mBank price target to PLN 841.40. This reflects updated assumptions around discount rates, revenue growth, profit margins, and future P/E expectations.Uppdatering av berättelse • Feb 23
MBK: Refined Profitability And P/E Assumptions Will Support A Balanced Outlook
The updated analyst price target for mBank is now PLN 1,008.24, a marginal change from PLN 1,008.23, with analysts pointing to modest adjustments in revenue growth, profit margin assumptions, and forward P/E expectations as the key drivers behind the recalibration. Valuation Changes Fair Value: PLN 1,008.23 to PLN 1,008.24, a marginal upward adjustment.Uppdatering av berättelse • Feb 08
MBK: Adjusted Profitability And Discount Rate Assumptions Will Shape Balanced Outlook
Analysts have lifted their fair value estimate for mBank from €973.67 to €1,008.23, citing adjustments to discount rate assumptions, updated revenue growth expectations, a revised profit margin outlook, and a slightly lower future P/E multiple. Valuation Changes Fair Value Estimate increased modestly from €973.67 to €1,008.23.Uppdatering av berättelse • Jan 24
MBK: Higher Margin And P/E Assumptions Will Ultimately Prove Too Optimistic
Analysts have lifted their fair value estimate for mBank from €626.00 to about €841.34, citing updated assumptions around revenue growth, profit margins, and the future P/E multiple that together point to a higher central valuation range. Valuation Changes Fair Value Estimate was lifted from €626.00 to about €841.34, marking a sizeable upward shift in the central value range used in the model.Uppdatering av berättelse • Jan 10
MBK: Higher Revenue Outlook And Richer Future P/E Will Support Upside
Analysts have lifted their price target on mBank from €961 to about €1,223, reflecting updated assumptions that combine higher revenue growth with a lower discount rate, a lower profit margin and a higher future P/E multiple. Valuation Changes Fair value estimate: raised from €961.00 to about €1,222.70, indicating a higher assessed equity value for mBank in the model.Uppdatering av berättelse • Dec 26
MBK: Modestly Higher Required Returns Will Guide Balanced Future Expectations
Narrative Update on mBank The analyst price target for mBank has been revised slightly lower to approximately $974 from about $993, as analysts modestly trim assumptions on revenue growth, profit margin, and future valuation multiples while applying a slightly higher discount rate. Valuation Changes The fair value estimate was reduced slightly from approximately PLN 993 to around PLN 974, reflecting modestly more conservative assumptions.Uppdatering av berättelse • Dec 11
MBK: Lower Discount Rate And Margin Pressure Will Shape Future Expectations
Analysts have modestly raised their price target on mBank to approximately $993 from about $979, citing slightly improved revenue growth expectations, a marginally lower discount rate, and a higher future price-to-earnings multiple that more than offset a negligible reduction in projected profit margins. Valuation Changes The fair value estimate has risen slightly to approximately 993 PLN from about 979 PLN, reflecting a modestly higher intrinsic valuation.Uppdatering av berättelse • Nov 27
MBK: Lower Discount Rate And Net Margin Will Offset Future Optimism
Analysts have raised their price target for mBank from PLN 869.83 to PLN 979.43, citing improved revenue growth projections and minor adjustments in discount rates as key factors influencing the update. Valuation Changes Fair Value Estimate: Increased from PLN 869.83 to PLN 979.43.Uppdatering av berättelse • Nov 09
MBK: Falling P E Ratio Will Expose Downside Risk In Share Price
Analysts have raised their price target for mBank from PLN 857.50 to PLN 869.83, citing improved profit margin and revenue growth expectations as key drivers of the higher valuation. What's in the News mBank S.A. will hold a Special/Extraordinary Shareholders Meeting on September 18, 2025, at 12:00 Central European Standard Time (Key Developments).Analysartikel • Nov 02
zł870 - That's What Analysts Think mBank S.A. (WSE:MBK) Is Worth After These Results
Last week saw the newest third-quarter earnings release from mBank S.A. ( WSE:MBK ), an important milestone in the...Uppdatering av berättelse • Oct 26
Revenue Outlook And Lending Trends Will Drive Strong Performance Ahead
Analysts have raised their price target for mBank from PLN 836 to PLN 857.50, citing improved revenue growth forecasts, which more than offset a slightly lower profit margin projection. What's in the News Special/Extraordinary Shareholders Meeting scheduled for September 18, 2025, at 12:00 Central European Standard Time (Key Developments) Upcoming Analyst/Investor Day to discuss the Group’s key directions and priorities for 2026 to 2030 (Key Developments) mBank S.A. provided earnings guidance for the full year 2025, projecting revenues to exceed PLN 12 billion and surpass 2024 results (Key Developments) Valuation Changes Consensus Analyst Price Target has risen from PLN 836 to PLN 857.50.Uppdatering av berättelse • Sep 06
Digital Banking And Polish Lending Will Create Future Momentum
With both the discount rate and future P/E ratio remaining virtually flat, analysts have left their fair value estimate for mBank unchanged at PLN836.00. What's in the News Special/Extraordinary Shareholders Meeting scheduled to be held on Sep 18, 2025.
Ny berättelse • Dec 06
Enhanced PFM Services And Innovative Capital Strategies Will Significantly Boost Revenue And Net Margins
Expansion in client reach and PFM functionalities aims to boost revenue and improve customer retention, enhancing net margins.Fördelning av intäkter och kostnader
Fördelning av intäkter och kostnader
Hur mBank tjänar och spenderar pengar. Baserat på senast rapporterade resultat, på rullande tolvmånadersbasis.
Resultat- och intäktshistorik
| Datum | Intäkter | Intäkter | G+A Kostnader | FoU-kostnader |
|---|---|---|---|---|
| 30 Jun 26 | 12,036 | 3,892 | 951 | 0 |
| 31 Mar 26 | 12,120 | 3,791 | 940 | 0 |
| 31 Dec 25 | 12,000 | 3,544 | 923 | 0 |
| 30 Sep 25 | 12,054 | 3,488 | 902 | 0 |
| 30 Jun 25 | 12,024 | 3,224 | 868 | 0 |
| 31 Mar 25 | 11,821 | 2,687 | 832 | 0 |
| 31 Dec 24 | 11,634 | 2,243 | 821 | 0 |
| 30 Sep 24 | 11,151 | 1,237 | 3,106 | 0 |
| 30 Jun 24 | 10,727 | 581 | 3,069 | 0 |
| 31 Mar 24 | 10,369 | 144 | 2,996 | 0 |
| 31 Dec 23 | 9,995 | 24 | 3,033 | 0 |
| 30 Sep 23 | 9,822 | 879 | 668 | 0 |
| 30 Jun 23 | 8,373 | -1,317 | 607 | 0 |
| 31 Mar 23 | 7,824 | -1,072 | 647 | 0 |
| 31 Dec 22 | 7,383 | -703 | 632 | 0 |
| 30 Sep 22 | 6,551 | -3,168 | 623 | 0 |
| 30 Jun 22 | 6,799 | -863 | 613 | 0 |
| 31 Mar 22 | 5,972 | -984 | 112 | 0 |
| 31 Dec 21 | 5,462 | -1,179 | 583 | 0 |
| 30 Sep 21 | 5,320 | 278 | 586 | 0 |
| 30 Jun 21 | 5,144 | 352 | 587 | 0 |
| 31 Mar 21 | 5,095 | 330 | 1,076 | 0 |
| 31 Dec 20 | 4,710 | 104 | 569 | 0 |
| 30 Sep 20 | 4,645 | 395 | -825 | 0 |
| 30 Jun 20 | 4,841 | 653 | -391 | 0 |
| 31 Mar 20 | 4,791 | 938 | -10 | 0 |
| 31 Dec 19 | 4,917 | 1,010 | 534 | 0 |
| 30 Sep 19 | 4,750 | 1,200 | 1,910 | 0 |
| 30 Jun 19 | 4,429 | 1,132 | 1,431 | 0 |
| 31 Mar 19 | 4,367 | 1,053 | 995 | 0 |
| 31 Dec 18 | 4,513 | 1,303 | 427 | 0 |
| 30 Sep 18 | 4,448 | 1,309 | 417 | 0 |
| 30 Jun 18 | 4,394 | 1,309 | 408 | 0 |
| 31 Mar 18 | 4,405 | 1,285 | -59 | 0 |
| 31 Dec 17 | 4,059 | 1,092 | 375 | 0 |
| 30 Sep 17 | 4,040 | 1,072 | 740 | 0 |
| 30 Jun 17 | 3,963 | 1,011 | 1,186 | 0 |
| 31 Mar 17 | 4,046 | 1,130 | 2,047 | 0 |
| 31 Dec 16 | 4,016 | 1,219 | 1,940 | 0 |
| 30 Sep 16 | 4,023 | 1,236 | 2,095 | 0 |
| 30 Jun 16 | 4,001 | 1,325 | 2,059 | 0 |
| 31 Mar 16 | 3,665 | 1,158 | 2,053 | 0 |
| 31 Dec 15 | 3,751 | 1,301 | 2,026 | 0 |
| 30 Sep 15 | 3,585 | 1,300 | 1,451 | 0 |
Kvalitetsintäkter: MBK har inkomster av hög kvalitet.
Växande vinstmarginal: MBK s nuvarande netto vinstmarginaler (32.3%) är högre än förra året (26.8%).
Fritt kassaflöde vs resultatanalys
Analys av tidigare vinsttillväxt
Resultatutveckling: MBK s intäkter har ökat markant med 64.8% per år under de senaste 5 åren.
Accelererande tillväxt: MBK s intäktstillväxt under det senaste året ( 20.7% ) är under sitt 5-åriga genomsnitt ( 64.8% per år).
Resultat vs industri: MBK vinsttillväxt under det senaste året ( 20.7% ) översteg Banks branschen -3%.
Avkastning på eget kapital
Hög ROE: MBK s avkastning på eget kapital ( 16.7% ) anses vara låg.
Avkastning på tillgångar
Avkastning på sysselsatt kapital
Upptäck starka bolag som tidigare presterat bra
Företagsanalys och finansiella data Status
| Uppgifter | Senast uppdaterad (UTC-tid) |
|---|---|
| Analys av företag | 2026/09/09 09:33 |
| Aktiekurs vid dagens slut | 2026/09/09 00:00 |
| Intäkter | 2026/06/30 |
| Årlig intjäning | 2025/12/31 |
Datakällor
Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.
| Paket | Uppgifter | Tidsram | Exempel US-källa |
|---|---|---|---|
| Företagets finansiella ställning | 10 år |
| |
| Analytikernas konsensusuppskattningar | +3 år |
|
|
| Marknadspriser | 30 år |
| |
| Ägarskap | 10 år |
| |
| Förvaltning | 10 år |
| |
| Viktiga utvecklingstendenser | 10 år |
|
* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.
Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.
Analysmodell och snöflinga
Detaljer om analysmodellen som används för att skapa den här rapporten finns på vår Github-sida, vi har också guider om hur du använder våra rapporter och handledningar på Youtube.
Lär dig mer om det som utformade och byggde analysmodellen Simply Wall St.
Industri- och sektormått
Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.
Källor för analytiker
mBank S.A. bevakas av 20 analytiker. 5 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.
| Analytiker | Institution |
|---|---|
| Andrzej Powierza | Citigroup Inc |
| Gabor Kemeny | ConCorde Securities Ltd. |
| Kazim Andaç | Deutsche Bank |