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mBank S.A.WSE:MBK Aktierapport

Marknadsvärde zł48.3b
Aktiekurs
zł1.14k
zł841.4
35.0% övervärderad intrinsisk rabatt
1Y38.0%
7D-5.5%
Portföljens värde
Utsikt

mBank S.A.

WSE:MBK Aktierapport

Börsvärde: zł48.3b

mBank (MBK) Aktievy

mBank S.A. tillhandahåller olika bank- och finanstjänster i Polen, Tjeckien, Slovakien och internationellt. Mer information

MBK fundamental analys
Snöflinga Score
Värdering2/6
Framtida tillväxt3/6
Tidigare resultat3/6
Finansiell hälsa4/6
Utdelningar0/6

MBK Community Fair Values

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mBank S.A. Konkurrenter

Prishistorik och prestanda

Sammanfattning av aktiekursernas upp- och nedgångar samt förändringar för mBank
Historiska aktiekurser
Aktuell aktiekurszł1,135.50
52 veckors högstazł1,288.00
52 veckors lägstazł725.20
Beta0.71
1 månads förändring6.52%
3 månaders förändring13.10%
1 års förändring37.97%
3 års förändring232.31%
5 års förändring371.16%
Förändring sedan börsintroduktionen15,121.18%

Senaste nyheter och uppdateringar

MBK: Rich P/E And Softer Growth Assumptions Will Pressure Future Returns

Analysts have kept their PLN 841.40 price target for mBank unchanged, citing slightly adjusted assumptions for the discount rate, revenue growth, profit margin, and future P/E that broadly offset each other in their models. Valuation Changes Fair Value: PLN 841.40 fair value estimate is unchanged, indicating no shift in the overall valuation outcome.

MBK: Stable Assumptions And Slightly Lower Discount Rate Will Sustain Overvaluation

Analysts have kept mBank's fair value unchanged at PLN 1,013.18, with minor adjustments to the discount rate and future P/E assumptions supporting a stable overall price target view. Valuation Changes Fair Value: PLN 1,013.18 remains unchanged, reflecting a stable central estimate for mBank's valuation.

MBK: Refined Discount Rate And Profitability Assumptions Will Support Balanced Outlook

Analysts have nudged their mBank price target slightly higher from PLN 1,008.24 to PLN 1,013.18, citing updated assumptions around the discount rate, revenue growth, profit margin and forward P/E that modestly refine their valuation view. Valuation Changes Fair Value: PLN 1,008.24 to PLN 1,013.18, reflecting a slight upward adjustment in the modelled valuation level.

MBK: Lower Margin Outlook And Richer P/E Will Eventually Unwind

Analysts have made a marginal upward adjustment to their mBank price target to PLN 841.40. This reflects updated assumptions around discount rates, revenue growth, profit margins, and future P/E expectations.

MBK: Refined Profitability And P/E Assumptions Will Support A Balanced Outlook

The updated analyst price target for mBank is now PLN 1,008.24, a marginal change from PLN 1,008.23, with analysts pointing to modest adjustments in revenue growth, profit margin assumptions, and forward P/E expectations as the key drivers behind the recalibration. Valuation Changes Fair Value: PLN 1,008.23 to PLN 1,008.24, a marginal upward adjustment.

Recent updates

MBK: Rich P/E And Softer Growth Assumptions Will Pressure Future Returns

Analysts have kept their PLN 841.40 price target for mBank unchanged, citing slightly adjusted assumptions for the discount rate, revenue growth, profit margin, and future P/E that broadly offset each other in their models. Valuation Changes Fair Value: PLN 841.40 fair value estimate is unchanged, indicating no shift in the overall valuation outcome.

MBK: Stable Assumptions And Slightly Lower Discount Rate Will Sustain Overvaluation

Analysts have kept mBank's fair value unchanged at PLN 1,013.18, with minor adjustments to the discount rate and future P/E assumptions supporting a stable overall price target view. Valuation Changes Fair Value: PLN 1,013.18 remains unchanged, reflecting a stable central estimate for mBank's valuation.

MBK: Refined Discount Rate And Profitability Assumptions Will Support Balanced Outlook

Analysts have nudged their mBank price target slightly higher from PLN 1,008.24 to PLN 1,013.18, citing updated assumptions around the discount rate, revenue growth, profit margin and forward P/E that modestly refine their valuation view. Valuation Changes Fair Value: PLN 1,008.24 to PLN 1,013.18, reflecting a slight upward adjustment in the modelled valuation level.

MBK: Lower Margin Outlook And Richer P/E Will Eventually Unwind

Analysts have made a marginal upward adjustment to their mBank price target to PLN 841.40. This reflects updated assumptions around discount rates, revenue growth, profit margins, and future P/E expectations.

MBK: Refined Profitability And P/E Assumptions Will Support A Balanced Outlook

The updated analyst price target for mBank is now PLN 1,008.24, a marginal change from PLN 1,008.23, with analysts pointing to modest adjustments in revenue growth, profit margin assumptions, and forward P/E expectations as the key drivers behind the recalibration. Valuation Changes Fair Value: PLN 1,008.23 to PLN 1,008.24, a marginal upward adjustment.

MBK: Adjusted Profitability And Discount Rate Assumptions Will Shape Balanced Outlook

Analysts have lifted their fair value estimate for mBank from €973.67 to €1,008.23, citing adjustments to discount rate assumptions, updated revenue growth expectations, a revised profit margin outlook, and a slightly lower future P/E multiple. Valuation Changes Fair Value Estimate increased modestly from €973.67 to €1,008.23.

MBK: Higher Margin And P/E Assumptions Will Ultimately Prove Too Optimistic

Analysts have lifted their fair value estimate for mBank from €626.00 to about €841.34, citing updated assumptions around revenue growth, profit margins, and the future P/E multiple that together point to a higher central valuation range. Valuation Changes Fair Value Estimate was lifted from €626.00 to about €841.34, marking a sizeable upward shift in the central value range used in the model.

MBK: Higher Revenue Outlook And Richer Future P/E Will Support Upside

Analysts have lifted their price target on mBank from €961 to about €1,223, reflecting updated assumptions that combine higher revenue growth with a lower discount rate, a lower profit margin and a higher future P/E multiple. Valuation Changes Fair value estimate: raised from €961.00 to about €1,222.70, indicating a higher assessed equity value for mBank in the model.

MBK: Modestly Higher Required Returns Will Guide Balanced Future Expectations

Narrative Update on mBank The analyst price target for mBank has been revised slightly lower to approximately $974 from about $993, as analysts modestly trim assumptions on revenue growth, profit margin, and future valuation multiples while applying a slightly higher discount rate. Valuation Changes The fair value estimate was reduced slightly from approximately PLN 993 to around PLN 974, reflecting modestly more conservative assumptions.

MBK: Lower Discount Rate And Margin Pressure Will Shape Future Expectations

Analysts have modestly raised their price target on mBank to approximately $993 from about $979, citing slightly improved revenue growth expectations, a marginally lower discount rate, and a higher future price-to-earnings multiple that more than offset a negligible reduction in projected profit margins. Valuation Changes The fair value estimate has risen slightly to approximately 993 PLN from about 979 PLN, reflecting a modestly higher intrinsic valuation.

MBK: Lower Discount Rate And Net Margin Will Offset Future Optimism

Analysts have raised their price target for mBank from PLN 869.83 to PLN 979.43, citing improved revenue growth projections and minor adjustments in discount rates as key factors influencing the update. Valuation Changes Fair Value Estimate: Increased from PLN 869.83 to PLN 979.43.

MBK: Falling P E Ratio Will Expose Downside Risk In Share Price

Analysts have raised their price target for mBank from PLN 857.50 to PLN 869.83, citing improved profit margin and revenue growth expectations as key drivers of the higher valuation. What's in the News mBank S.A. will hold a Special/Extraordinary Shareholders Meeting on September 18, 2025, at 12:00 Central European Standard Time (Key Developments).

zł870 - That's What Analysts Think mBank S.A. (WSE:MBK) Is Worth After These Results

Nov 02
zł870 - That's What Analysts Think mBank S.A. (WSE:MBK) Is Worth After These Results

Revenue Outlook And Lending Trends Will Drive Strong Performance Ahead

Analysts have raised their price target for mBank from PLN 836 to PLN 857.50, citing improved revenue growth forecasts, which more than offset a slightly lower profit margin projection. What's in the News Special/Extraordinary Shareholders Meeting scheduled for September 18, 2025, at 12:00 Central European Standard Time (Key Developments) Upcoming Analyst/Investor Day to discuss the Group’s key directions and priorities for 2026 to 2030 (Key Developments) mBank S.A. provided earnings guidance for the full year 2025, projecting revenues to exceed PLN 12 billion and surpass 2024 results (Key Developments) Valuation Changes Consensus Analyst Price Target has risen from PLN 836 to PLN 857.50.

Digital Banking And Polish Lending Will Create Future Momentum

With both the discount rate and future P/E ratio remaining virtually flat, analysts have left their fair value estimate for mBank unchanged at PLN836.00. What's in the News Special/Extraordinary Shareholders Meeting scheduled to be held on Sep 18, 2025.

Is Now The Time To Put mBank (WSE:MBK) On Your Watchlist?

Jul 19
Is Now The Time To Put mBank (WSE:MBK) On Your Watchlist?
User avatar

Enhanced PFM Services And Innovative Capital Strategies Will Significantly Boost Revenue And Net Margins

Expansion in client reach and PFM functionalities aims to boost revenue and improve customer retention, enhancing net margins.

Aktieägarnas avkastning

MBKPL BanksPL Marknad
7D-5.5%-3.3%-2.5%
1Y38.0%24.6%23.4%

Avkastning vs industri: MBK översteg Polish Banks branschen som gav 24.6 % under det senaste året.

Avkastning vs Marknaden: MBK översteg Polish marknaden som gav 23.4 % under det senaste året.

Prisvolatilitet

Is MBK's price volatile compared to industry and market?
MBK volatility
MBK Average Weekly Movement5.7%
Banks Industry Average Movement4.5%
Market Average Movement5.1%
10% most volatile stocks in PL Market11.0%
10% least volatile stocks in PL Market3.2%

Stabil aktiekurs: MBK har inte haft någon betydande prisvolatilitet under de senaste 3 månaderna jämfört med marknaden för Polish.

Volatilitet över tid: MBK s veckovolatilitet ( 6% ) har varit stabil under det senaste året.

Om företaget

GrundadAnställdaVD OCH KONCERNCHEFWebbplats
19867,799Cezary Kocikwww.mbank.pl

mBank S.A. tillhandahåller olika bank- och finanstjänster i Polen, Tjeckien, Slovakien och internationellt. Företaget erbjuder banktjänster för privatpersoner, små och medelstora företag, företag och investment banking. Det tillhandahåller banktjänster, såsom person-, spar-, valuta-, investerings- och företagskonton samt olika insättningar.

mBank S.A. Sammanfattning av grunderna

Hur förhåller sig mBank:s resultat och omsättning till dess börsvärde?
MBK grundläggande statistik
Börsvärdezł48.29b
Vinst(TTM)zł3.54b
Intäkter(TTM)zł12.00b
13.6x
P/E-förhållande
2.3x
P/B-förhållande

Resultat & intäkter

Viktig lönsamhetsstatistik från den senaste resultatrapporten (TTM)
MBK resultaträkning (TTM)
Intäkterzł12.00b
Kostnad för intäkterzł0
Bruttovinstzł12.00b
Övriga kostnaderzł8.46b
Intäkterzł3.54b

Senast redovisade vinst

Dec 31, 2025

Nästa vinstdatum

Apr 30, 2026

Vinst per aktie (EPS)83.33
Bruttomarginal100.00%
Nettovinstmarginal29.53%
Skuld/egenkapitalförhållande96.1%

Hur har MBK utvecklats på lång sikt?

Se historisk utveckling och jämförelse

Företagsanalys och finansiella data Status

UppgifterSenast uppdaterad (UTC-tid)
Analys av företag2026/04/29 13:17
Aktiekurs vid dagens slut2026/04/29 00:00
Intäkter2025/12/31
Årlig intjäning2025/12/31

Datakällor

Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.

PaketUppgifterTidsramExempel US-källa
Företagets finansiella ställning10 år
  • Resultaträkning
  • Kassaflödesanalys
  • Balansräkning
Analytikernas konsensusuppskattningar+3 år
  • Prognos för finansiella poster
  • Analytikernas prismål
Marknadspriser30 år
  • Aktiekurser
  • Utdelningar, splittar och åtgärder
Ägarskap10 år
  • Största aktieägare
  • Insiderhandel
Förvaltning10 år
  • Ledningsgrupp
  • Styrelse och verkställande direktörer
Viktiga utvecklingstendenser10 år
  • Företagsmeddelanden

* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.

Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.

Analysmodell och snöflinga

Detaljer om analysmodellen som användes för att skapa den här rapporten finns på vår Github-sida, vi har också guider om hur du använder våra rapporter och tutorials på Youtube.

Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.

Industri- och sektormått

Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.

Källor för analytiker

mBank S.A. bevakas av 20 analytiker. 6 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.

AnalytikerInstitution
Andrzej PowierzaCitigroup Inc
Gabor KemenyConCorde Securities Ltd.
Kazim AndaçDeutsche Bank