Update shared on 11 Dec 2025
Fair value Increased 1.34%Analysts have modestly raised their price target on mBank to approximately $993 from about $979, citing slightly improved revenue growth expectations, a marginally lower discount rate, and a higher future price-to-earnings multiple that more than offset a negligible reduction in projected profit margins.
Valuation Changes
- The fair value estimate has risen slightly to approximately 993 PLN from about 979 PLN, reflecting a modestly higher intrinsic valuation.
- The discount rate has fallen marginally to roughly 10.70 percent from about 10.71 percent, indicating a slightly lower perceived risk profile.
- Revenue growth has increased very slightly to around 6.48 percent from about 6.47 percent, suggesting a minor upward revision to top line expectations.
- The net profit margin has edged down fractionally to approximately 36.14 percent from about 36.16 percent, indicating a negligible reduction in projected profitability.
- The future P/E has risen modestly to about 10.77x from roughly 10.63x, implying a slightly higher valuation multiple applied to expected earnings.
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