Update shared on 27 Nov 2025
Fair value Increased 13%Analysts have raised their price target for mBank from PLN 869.83 to PLN 979.43, citing improved revenue growth projections and minor adjustments in discount rates as key factors influencing the update.
Valuation Changes
- Fair Value Estimate: Increased from PLN 869.83 to PLN 979.43. This change reflects an upward revision in the bank's valuation.
- Discount Rate: Decreased slightly from 10.72% to 10.71%. This indicates a marginal reduction in perceived risk.
- Revenue Growth Projection: Raised significantly from 3.78% to 6.47%. This suggests stronger expectations for future income.
- Net Profit Margin: Declined from 40.89% to 36.16%. This points to expectations of somewhat lower profitability.
- Future P/E Ratio: Increased from 9.01x to 10.63x. This indicates a higher valuation relative to projected earnings.
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