Snowflake Score | |
---|---|
Valuation | 4/6 |
Future Growth | 3/6 |
Past Performance | 2/6 |
Financial Health | 0/6 |
Dividends | 0/6 |
PMTS Stock Overview
CPI Card Group Inc., together with its subsidiaries, engages in the design, production, data personalization, packaging, and fulfillment of financial payment cards.
CPI Card Group Competitors
Price History & Performance
Historical stock prices | |
---|---|
Current Share Price | US$17.60 |
52 Week High | US$38.92 |
52 Week Low | US$10.18 |
Beta | 1.39 |
1 Month Change | -3.73% |
3 Month Change | 21.72% |
1 Year Change | -9.16% |
3 Year Change | 587.50% |
5 Year Change | 13.55% |
Change since IPO | -71.08% |
Recent News & Updates
Shareholder Returns
PMTS | US Tech | US Market | |
---|---|---|---|
7D | 27.4% | 7.6% | 6.3% |
1Y | -9.2% | 3.8% | -18.8% |
Return vs Industry: PMTS underperformed the US Tech industry which returned 5% over the past year.
Return vs Market: PMTS exceeded the US Market which returned -18.4% over the past year.
Price Volatility
PMTS volatility | |
---|---|
PMTS Average Weekly Movement | 12.5% |
Tech Industry Average Movement | 9.1% |
Market Average Movement | 8.1% |
10% most volatile stocks in US Market | 16.7% |
10% least volatile stocks in US Market | 3.2% |
Stable Share Price: PMTS is more volatile than 75% of US stocks over the past 3 months, typically moving +/- 13% a week.
Volatility Over Time: PMTS's weekly volatility (13%) has been stable over the past year, but is still higher than 75% of US stocks.
About the Company
Founded | Employees | CEO | Website |
---|---|---|---|
2007 | 1,150 | Scott Scheirman | https://www.cpicardgroup.com |
CPI Card Group Inc., together with its subsidiaries, engages in the design, production, data personalization, packaging, and fulfillment of financial payment cards. It operates through Debit and Credit, and Prepaid Debit segments. The Debit and Credit segment produces financial payment cards and provides integrated card services to card-issuing banks.
CPI Card Group Fundamentals Summary
PMTS fundamental statistics | |
---|---|
Market Cap | US$198.10m |
Earnings (TTM) | US$19.53m |
Revenue (TTM) | US$397.45m |
10.1x
P/E Ratio0.5x
P/S RatioIs PMTS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
PMTS income statement (TTM) | |
---|---|
Revenue | US$397.45m |
Cost of Revenue | US$243.85m |
Gross Profit | US$153.60m |
Other Expenses | US$134.07m |
Earnings | US$19.53m |
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
n/a
Earnings per share (EPS) | 1.74 |
Gross Margin | 38.65% |
Net Profit Margin | 4.91% |
Debt/Equity Ratio | -275.6% |
How did PMTS perform over the long term?
See historical performance and comparisonValuation
Is PMTS undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
4/6Valuation Score 4/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
PEG Ratio
Key Valuation Metric
Which metric is best to use when looking at relative valuation for PMTS?
Other financial metrics that can be useful for relative valuation.
What is PMTS's n/a Ratio? | |
---|---|
n/a Ratio | 0x |
n/a | n/a |
Market Cap | US$198.10m |
Key Statistics | |
---|---|
Enterprise Value/Revenue | 1.3x |
Enterprise Value/EBITDA | 7x |
PEG Ratio | 0.4x |
Price to Earnings Ratio vs Peers
How does PMTS's PE Ratio compare to its peers?
PMTS PE Ratio vs Peers |
---|
Company | PE | Estimated Growth | Market Cap |
---|---|---|---|
Peer Average | 68.5x | ||
HEAR Turtle Beach | 94.5x | 62.8% | US$227.4m |
IMMR Immersion | 12.2x | -1.7% | US$188.9m |
OSS One Stop Systems | 27.5x | 34.9% | US$78.9m |
KODK Eastman Kodak | 140x | n/a | US$419.9m |
PMTS CPI Card Group | 10.1x | 28.9% | US$198.1m |
Price-To-Earnings vs Peers: PMTS is good value based on its Price-To-Earnings Ratio (10.1x) compared to the peer average (68.5x).
Price to Earnings Ratio vs Industry
How does PMTS's PE Ratio compare vs other companies in the US Tech Industry?
Price-To-Earnings vs Industry: PMTS is good value based on its Price-To-Earnings Ratio (10.1x) compared to the US Tech industry average (14.7x)
Price to Earnings Ratio vs Fair Ratio
What is PMTS's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
Fair Ratio | |
---|---|
Current PE Ratio | 10.1x |
Fair PE Ratio | 30.9x |
Price-To-Earnings vs Fair Ratio: PMTS is good value based on its Price-To-Earnings Ratio (10.1x) compared to the estimated Fair Price-To-Earnings Ratio (30.9x).
Share Price vs Fair Value
What is the Fair Price of PMTS when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: Insufficient data to calculate PMTS's fair value for valuation analysis.
Significantly Below Fair Value: Insufficient data to calculate PMTS's fair value for valuation analysis.
Price to Earnings Growth Ratio
PEG Ratio: PMTS is good value based on its PEG Ratio (0.4x)
Discover undervalued companies
Future Growth
How is CPI Card Group forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Future Growth Score
3/6Future Growth Score 3/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE
28.9%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: PMTS's forecast earnings growth (28.9% per year) is above the savings rate (1.9%).
Earnings vs Market: PMTS's earnings (28.9% per year) are forecast to grow faster than the US market (13.9% per year).
High Growth Earnings: PMTS's earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: PMTS's revenue (7.5% per year) is forecast to grow slower than the US market (8.4% per year).
High Growth Revenue: PMTS's revenue (7.5% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if PMTS's Return on Equity is forecast to be high in 3 years time
Discover growth companies
Past Performance
How has CPI Card Group performed over the past 5 years?
Past Performance Score
2/6Past Performance Score 2/6
Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE
63.5%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: PMTS has high quality earnings.
Growing Profit Margin: PMTS's current net profit margins (4.9%) are lower than last year (5.1%).
Past Earnings Growth Analysis
Earnings Trend: PMTS has become profitable over the past 5 years, growing earnings by 63.5% per year.
Accelerating Growth: PMTS's earnings growth over the past year (16.1%) is below its 5-year average (63.5% per year).
Earnings vs Industry: PMTS earnings growth over the past year (16.1%) underperformed the Tech industry 67.6%.
Return on Equity
High ROE: PMTS's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.
Discover strong past performing companies
Financial Health
How is CPI Card Group's financial position?
Financial Health Score
0/6Financial Health Score 0/6
Short Term Liabilities
Long Term Liabilities
Debt Level
Reducing Debt
Debt Coverage
Interest Coverage
Financial Position Analysis
Short Term Liabilities: PMTS has negative shareholder equity, which is a more serious situation than short term assets not covering short term liabilities.
Long Term Liabilities: PMTS has negative shareholder equity, which is a more serious situation than short term assets not covering long term liabilities.
Debt to Equity History and Analysis
Debt Level: PMTS has negative shareholder equity, which is a more serious situation than a high debt level.
Reducing Debt: PMTS's has negative shareholder equity, so we do not need to check if its debt has reduced over time.
Debt Coverage: PMTS's debt is not well covered by operating cash flow (1.3%).
Interest Coverage: PMTS's interest payments on its debt are not well covered by EBIT (2x coverage).
Balance Sheet
Discover healthy companies
Dividend
What is CPI Card Group current dividend yield, its reliability and sustainability?
Dividend Score
0/6Dividend Score 0/6
Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Future Dividend Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate PMTS's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate PMTS's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if PMTS's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if PMTS's dividend payments have been increasing.
Earnings Payout to Shareholders
Earnings Coverage: PMTS is not paying a notable dividend for the US market.
Cash Payout to Shareholders
Cash Flow Coverage: Unable to calculate sustainability of dividends as PMTS has not reported any payouts.
Discover strong dividend paying companies
Management
How experienced are the management team and are they aligned to shareholders interests?
0.7yrs
Average management tenure
CEO
Scott Scheirman (58 yo)
4.67yrs
Tenure
US$4,288,431
Compensation
Mr. Scott T. Scheirman has been President and Chief Executive Officer of CPI Card Group since October 5, 2017. Mr. Scheirman serves as Strategic Business Advisor of JKL Ventures LLC. Prior to joining the C...
CEO Compensation Analysis
Compensation vs Market: Scott's total compensation ($USD4.29M) is above average for companies of similar size in the US market ($USD1.69M).
Compensation vs Earnings: Scott's compensation has increased by more than 20% in the past year.
Leadership Team
Experienced Management: PMTS's management team is not considered experienced ( 0.7 years average tenure), which suggests a new team.
Board Members
Experienced Board: PMTS's board of directors are considered experienced (5.7 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
CPI Card Group Inc.'s employee growth, exchange listings and data sources
Key Information
- Name: CPI Card Group Inc.
- Ticker: PMTS
- Exchange: NasdaqGM
- Founded: 2007
- Industry: Technology Hardware, Storage and Peripherals
- Sector: Tech
- Implied Market Cap: US$198.096m
- Shares outstanding: 11.26m
- Website: https://www.cpicardgroup.com
Number of Employees
Location
- CPI Card Group Inc.
- 10368 West Centennial Road
- Littleton
- Colorado
- 80127
- United States
Listings
Company Analysis and Financial Data Status
Data | Last Updated (UTC time) |
---|---|
Company Analysis | 2022/06/27 00:00 |
End of Day Share Price | 2022/06/27 00:00 |
Earnings | 2022/03/31 |
Annual Earnings | 2021/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.