CPI Card Group Inc.

NasdaqGM:PMTS Stock Report

Market Cap: US$332.0m

CPI Card Group Valuation

Is PMTS undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of PMTS when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: PMTS ($29.75) is trading above our estimate of fair value ($6.88)

Significantly Below Fair Value: PMTS is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for PMTS?

Key metric: As PMTS is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for PMTS. This is calculated by dividing PMTS's market cap by their current earnings.
What is PMTS's PE Ratio?
PE Ratio21.4x
EarningsUS$15.48m
Market CapUS$331.99m

Price to Earnings Ratio vs Peers

How does PMTS's PE Ratio compare to its peers?

The above table shows the PE ratio for PMTS vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average24.5x
HEAR Turtle Beach
68.9x65.2%US$316.9m
KODK Eastman Kodak
7.1xn/aUS$423.7m
IMMR Immersion
4.3x-64.6%US$285.8m
ALOT AstroNova
17.5xn/aUS$111.1m
PMTS CPI Card Group
21.4x47.0%US$332.0m

Price-To-Earnings vs Peers: PMTS is good value based on its Price-To-Earnings Ratio (21.4x) compared to the peer average (24.5x).

Price to Earnings Ratio vs Industry

How does PMTS's PE Ratio compare vs other companies in the Global Tech Industry?

5 CompaniesPrice / EarningsEstimated GrowthMarket Cap
PMTS 21.4xIndustry Avg. 22.1xNo. of Companies28PE01632486480+
5 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: PMTS is good value based on its Price-To-Earnings Ratio (21.4x) compared to the Global Tech industry average (22.1x).

Price to Earnings Ratio vs Fair Ratio

What is PMTS's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

PMTS PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio21.4x
Fair PE Ratio41.4x

Price-To-Earnings vs Fair Ratio: PMTS is good value based on its Price-To-Earnings Ratio (21.4x) compared to the estimated Fair Price-To-Earnings Ratio (41.4x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst PMTS forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$29.75
US$35.50
+19.3%
8.1%US$40.00US$33.00n/a4
Nov ’25US$21.83
US$34.67
+58.8%
11.1%US$40.00US$31.00n/a3
Oct ’25US$23.00
US$35.67
+55.1%
8.7%US$40.00US$33.00n/a3
Sep ’25US$28.64
US$35.67
+24.5%
8.7%US$40.00US$33.00n/a3
Aug ’25US$28.43
US$29.33
+3.2%
26.3%US$40.00US$22.00n/a3
Jul ’25US$27.15
US$29.33
+8.0%
26.3%US$40.00US$22.00n/a3
Jun ’25US$26.19
US$29.33
+12.0%
26.3%US$40.00US$22.00n/a3
May ’25US$17.57
US$28.33
+61.3%
29.2%US$40.00US$22.00n/a3
Apr ’25US$17.34
US$28.33
+63.4%
29.2%US$40.00US$22.00n/a3
Mar ’25US$19.44
US$30.00
+54.3%
23.7%US$40.00US$24.00n/a3
Feb ’25US$18.19
US$25.00
+37.4%
4.0%US$26.00US$24.00n/a2
Jan ’25US$19.19
US$25.00
+30.3%
4.0%US$26.00US$24.00n/a2
Dec ’24US$18.01
US$25.00
+38.8%
4.0%US$26.00US$24.00n/a2
Nov ’24US$16.40
US$40.00
+143.9%
22.5%US$49.00US$31.00US$21.832
Oct ’24US$18.52
US$40.00
+116.0%
22.5%US$49.00US$31.00US$23.002
Jun ’24US$26.31
US$49.50
+88.1%
1.0%US$50.00US$49.00US$26.192
May ’24US$41.99
US$51.00
+21.5%
3.9%US$53.00US$49.00US$17.572

Analyst Forecast: Target price is less than 20% higher than the current share price.

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