CPI Card Group Inc.

NasdaqGM:PMTS Stock Report

Market Cap: US$283.7m

CPI Card Group Valuation

Is PMTS undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

5/6

Valuation Score 5/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of PMTS when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Discounted Cash Flow
Simply Wall St
US$53.00
Fair Value
52.4% undervalued intrinsic discount
4
Number of Analysts

Below Fair Value: PMTS ($25.24) is trading below our estimate of fair value ($53)

Significantly Below Fair Value: PMTS is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for PMTS?

Key metric: As PMTS is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for PMTS. This is calculated by dividing PMTS's market cap by their current earnings.
What is PMTS's PE Ratio?
PE Ratio14.5x
EarningsUS$19.52m
Market CapUS$283.71m

Price to Earnings Ratio vs Peers

How does PMTS's PE Ratio compare to its peers?

The above table shows the PE ratio for PMTS vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average8.3x
TBCH Turtle Beach
13.5x31.5%US$217.9m
KODK Eastman Kodak
6.3xn/aUS$491.7m
IMMR Immersion
3.5x-12.8%US$229.0m
SNDK Sandisk
9.8x39.7%US$4.5b
PMTS CPI Card Group
14.5x32.9%US$283.7m

Price-To-Earnings vs Peers: PMTS is expensive based on its Price-To-Earnings Ratio (14.5x) compared to the peer average (8.3x).

Price to Earnings Ratio vs Industry

How does PMTS's PE Ratio compare vs other companies in the Global Tech Industry?

6 CompaniesPrice / EarningsEstimated GrowthMarket Cap
PMTS 14.5xIndustry Avg. 17.9xNo. of Companies40PE01632486480+
6 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: PMTS is good value based on its Price-To-Earnings Ratio (14.5x) compared to the Global Tech industry average (17.9x).

Price to Earnings Ratio vs Fair Ratio

What is PMTS's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

PMTS PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio14.5x
Fair PE Ratio27.6x

Price-To-Earnings vs Fair Ratio: PMTS is good value based on its Price-To-Earnings Ratio (14.5x) compared to the estimated Fair Price-To-Earnings Ratio (27.6x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst PMTS forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$25.24
US$37.25
+47.6%
5.8%US$40.00US$34.00n/a4
Apr ’26US$29.13
US$37.25
+27.9%
5.8%US$40.00US$34.00n/a4
Mar ’26US$33.46
US$36.50
+9.1%
6.8%US$40.00US$33.00n/a4
Feb ’26US$28.77
US$36.50
+26.9%
6.8%US$40.00US$33.00n/a4
Jan ’26US$29.89
US$36.50
+22.1%
6.8%US$40.00US$33.00n/a4
Dec ’25US$33.01
US$35.50
+7.5%
8.1%US$40.00US$33.00n/a4
Nov ’25US$21.83
US$34.67
+58.8%
11.1%US$40.00US$31.00n/a3
Oct ’25US$23.00
US$35.67
+55.1%
8.7%US$40.00US$33.00n/a3
Sep ’25US$28.64
US$35.67
+24.5%
8.7%US$40.00US$33.00n/a3
Aug ’25US$28.43
US$29.33
+3.2%
26.3%US$40.00US$22.00n/a3
Jul ’25US$27.15
US$29.33
+8.0%
26.3%US$40.00US$22.00n/a3
Jun ’25US$26.19
US$29.33
+12.0%
26.3%US$40.00US$22.00n/a3
May ’25US$17.57
US$28.33
+61.3%
29.2%US$40.00US$22.00n/a3
Apr ’25US$17.34
US$28.33
+63.4%
29.2%US$40.00US$22.00US$29.133
Mar ’25US$19.44
US$30.00
+54.3%
23.7%US$40.00US$24.00US$33.463
Feb ’25US$18.19
US$25.00
+37.4%
4.0%US$26.00US$24.00US$28.772
Jan ’25US$19.19
US$25.00
+30.3%
4.0%US$26.00US$24.00US$29.892
Dec ’24US$18.01
US$25.00
+38.8%
4.0%US$26.00US$24.00US$33.012
Nov ’24US$16.40
US$40.00
+143.9%
22.5%US$49.00US$31.00US$21.832
Oct ’24US$18.52
US$40.00
+116.0%
22.5%US$49.00US$31.00US$23.002
Jun ’24US$26.31
US$49.50
+88.1%
1.0%US$50.00US$49.00US$26.192
May ’24US$41.99
US$51.00
+21.5%
3.9%US$53.00US$49.00US$17.572
AnalystConsensusTarget
Consensus Narrative from 4 Analysts
US$37.25
Fair Value
32.2% undervalued intrinsic discount
4
Number of Analysts

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.

Discover undervalued companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/04/20 05:07
End of Day Share Price 2025/04/17 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CPI Card Group Inc. is covered by 13 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David KoningBaird
Gary PrestopinoBarrington Research Associates, Inc.
James FotheringhamBMO Capital Markets Equity Research