Q2 Holdings Balance Sheet Health
Financial Health criteria checks 5/6
Q2 Holdings has a total shareholder equity of $495.1M and total debt of $492.0M, which brings its debt-to-equity ratio to 99.4%. Its total assets and total liabilities are $1.3B and $777.7M respectively.
Key information
99.4%
Debt to equity ratio
US$491.95m
Debt
| Interest coverage ratio | n/a |
| Cash | US$407.85m |
| Equity | US$495.12m |
| Total liabilities | US$777.70m |
| Total assets | US$1.27b |
Recent financial health updates
Does Q2 Holdings (NYSE:QTWO) Have A Healthy Balance Sheet?
Sep 12
Q2 Holdings (NYSE:QTWO) Is Carrying A Fair Bit Of Debt
May 12Q2 Holdings (NYSE:QTWO) Is Making Moderate Use Of Debt
Jan 10Recent updates
Q2 Holdings: Signs Of Slowing Growth And Fully Valued Premium Make It A Hold
Dec 25Q2 Holdings Looks Vulnerable Into 2025
Dec 09Pinning Down Q2 Holdings, Inc.'s (NYSE:QTWO) P/S Is Difficult Right Now
Oct 29Q2 Holdings: Expanding Margins And Tangible Momentum Make It A Buy
Oct 09Does Q2 Holdings (NYSE:QTWO) Have A Healthy Balance Sheet?
Sep 12Q2 Holdings: Upside Is Limited Despite Earnings Beat (Rating Downgrade)
Aug 03What Does Q2 Holdings, Inc.'s (NYSE:QTWO) Share Price Indicate?
Jul 05Calculating The Fair Value Of Q2 Holdings, Inc. (NYSE:QTWO)
May 30Q2 Holdings: Upside May Have Been Priced In
May 23Q2 Holdings (NYSE:QTWO) Is Carrying A Fair Bit Of Debt
May 12Q2 Holdings, Inc.'s (NYSE:QTWO) Business Is Trailing The Industry But Its Shares Aren't
Apr 24Is There Now An Opportunity In Q2 Holdings, Inc. (NYSE:QTWO)?
Mar 22Q2 Holdings: Favorable Mid-Term And Long-Term Prospects
Mar 13Estimating The Fair Value Of Q2 Holdings, Inc. (NYSE:QTWO)
Feb 16Q2 Holdings (NYSE:QTWO) Is Making Moderate Use Of Debt
Jan 10Q2 Holdings: Watch Key Stock Price Drivers
Dec 18Q2 Holdings: Digitalization Secular Tailwind Is Inevitable In The Banking Sector
Sep 21Q2 Holdings: Consider Industry Consolidation And Margin Improvement (Rating Upgrade)
Aug 22Q2 Holdings: Eyes On Investor Sentiment And M&A Opportunities
Jun 06Financial Position Analysis
Short Term Liabilities: QTWO's short term assets ($526.3M) exceed its short term liabilities ($210.8M).
Long Term Liabilities: QTWO's short term assets ($526.3M) do not cover its long term liabilities ($566.9M).
Debt to Equity History and Analysis
Debt Level: QTWO's net debt to equity ratio (17%) is considered satisfactory.
Reducing Debt: QTWO's debt to equity ratio has reduced from 109.8% to 99.4% over the past 5 years.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss-making in the past, we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable QTWO has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: QTWO is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 59.7% per year.
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/02 02:22 |
| End of Day Share Price | 2025/01/02 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Q2 Holdings, Inc. is covered by 30 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Peter Heckmann | Avondale Partners |
| Joseph Vruwink | Baird |
| Ishan Majumdar | Baptista Research |