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Q2 Holdings NYSE:QTWO Stock Report

Last Price

US$96.50

Market Cap

US$5.9b

7D

2.6%

1Y

126.8%

Updated

29 Jan, 2025

Data

Company Financials +

QTWO Stock Overview

Provides cloud-based digital solutions to regional and community financial institutions in the United States. More details

QTWO fundamental analysis
Snowflake Score
Valuation1/6
Future Growth4/6
Past Performance0/6
Financial Health5/6
Dividends0/6

My Notes

Capture your thoughts, links and company narrative

Q2 Holdings, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Q2 Holdings
Historical stock prices
Current Share PriceUS$96.50
52 Week HighUS$112.82
52 Week LowUS$40.60
Beta1.61
1 Month Change-4.20%
3 Month Change13.99%
1 Year Change126.79%
3 Year Change50.71%
5 Year Change13.00%
Change since IPO536.12%

Recent News & Updates

Recent updates

Q2 Holdings: Justifying A Modest Premium With Major Profit Inflection

Jan 25

Is Q2 Holdings (NYSE:QTWO) Using Too Much Debt?

Jan 15
Is Q2 Holdings (NYSE:QTWO) Using Too Much Debt?

Q2 Holdings: Capitalizing On Banking Consolidation For Topline Expansion

Jan 11

Q2 Holdings: Signs Of Slowing Growth And Fully Valued Premium Make It A Hold

Dec 25

Q2 Holdings Looks Vulnerable Into 2025

Dec 09

Pinning Down Q2 Holdings, Inc.'s (NYSE:QTWO) P/S Is Difficult Right Now

Oct 29
Pinning Down Q2 Holdings, Inc.'s (NYSE:QTWO) P/S Is Difficult Right Now

Q2 Holdings: Expanding Margins And Tangible Momentum Make It A Buy

Oct 09

Does Q2 Holdings (NYSE:QTWO) Have A Healthy Balance Sheet?

Sep 12
Does Q2 Holdings (NYSE:QTWO) Have A Healthy Balance Sheet?

Q2 Holdings: Upside Is Limited Despite Earnings Beat (Rating Downgrade)

Aug 03

What Does Q2 Holdings, Inc.'s (NYSE:QTWO) Share Price Indicate?

Jul 05
What Does Q2 Holdings, Inc.'s (NYSE:QTWO) Share Price Indicate?

Calculating The Fair Value Of Q2 Holdings, Inc. (NYSE:QTWO)

May 30
Calculating The Fair Value Of Q2 Holdings, Inc. (NYSE:QTWO)

Q2 Holdings: Upside May Have Been Priced In

May 23

Q2 Holdings (NYSE:QTWO) Is Carrying A Fair Bit Of Debt

May 12
Q2 Holdings (NYSE:QTWO) Is Carrying A Fair Bit Of Debt

Q2 Holdings, Inc.'s (NYSE:QTWO) Business Is Trailing The Industry But Its Shares Aren't

Apr 24
Q2 Holdings, Inc.'s (NYSE:QTWO) Business Is Trailing The Industry But Its Shares Aren't

Is There Now An Opportunity In Q2 Holdings, Inc. (NYSE:QTWO)?

Mar 22
Is There Now An Opportunity In Q2 Holdings, Inc. (NYSE:QTWO)?

Q2 Holdings: Favorable Mid-Term And Long-Term Prospects

Mar 13

Estimating The Fair Value Of Q2 Holdings, Inc. (NYSE:QTWO)

Feb 16
Estimating The Fair Value Of Q2 Holdings, Inc. (NYSE:QTWO)

Q2 Holdings: Watch Key Stock Price Drivers

Dec 18

Q2 Holdings: Digitalization Secular Tailwind Is Inevitable In The Banking Sector

Sep 21

Q2 Holdings: Consider Industry Consolidation And Margin Improvement (Rating Upgrade)

Aug 22

Shareholder Returns

QTWOUS SoftwareUS Market
7D2.6%-0.9%-0.8%
1Y126.8%18.0%25.2%

Return vs Industry: QTWO exceeded the US Software industry which returned 18.4% over the past year.

Return vs Market: QTWO exceeded the US Market which returned 23.7% over the past year.

Price Volatility

Is QTWO's price volatile compared to industry and market?
QTWO volatility
QTWO Average Weekly Movement6.5%
Software Industry Average Movement8.3%
Market Average Movement6.5%
10% most volatile stocks in US Market18.7%
10% least volatile stocks in US Market3.3%

Stable Share Price: QTWO has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: QTWO's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
20042,314Matt Flakewww.q2.com

Q2 Holdings, Inc. provides cloud-based digital solutions to regional and community financial institutions in the United States. The company offers Digital Banking Platform, an end-to-end digital banking platform supports its financial institution customers in their delivery of unified digital banking services across digital channels. Its digital banking platform solutions, comprising Q2 Consumer Banking, Q2 Small Business and Commercial, Q2mobile Remote Deposit Capture, Q2 Sentinel, Q2 Patrol, Q2 SMART, Q2 Contextual Personal Financial Management, Q2 Goals, Q2 CardSwap, Q2 Gro, Q2 Innovation Studio, Q2 Biller Direct, ClickSWITCH, Sensibill, Centrix Dispute Tracking System, Centrix Payments I.Q.

Q2 Holdings, Inc. Fundamentals Summary

How do Q2 Holdings's earnings and revenue compare to its market cap?
QTWO fundamental statistics
Market capUS$5.88b
Earnings (TTM)-US$56.78m
Revenue (TTM)US$675.54m

8.6x

P/S Ratio

-102.7x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
QTWO income statement (TTM)
RevenueUS$675.54m
Cost of RevenueUS$336.01m
Gross ProfitUS$339.53m
Other ExpensesUS$396.31m
Earnings-US$56.78m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)-0.94
Gross Margin50.26%
Net Profit Margin-8.41%
Debt/Equity Ratio99.4%

How did QTWO perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/29 23:14
End of Day Share Price 2025/01/29 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Q2 Holdings, Inc. is covered by 29 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Joseph VruwinkBaird
Ishan MajumdarBaptista Research
Matthew VanVlietBTIG