QTWO Stock Overview
Provides digital solutions to financial institutions, financial technology companies, FinTechs, and alternative finance companies (Alt-FIs) in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 5/6 |
| Past Performance | 0/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
Q2 Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$74.96 |
| 52 Week High | US$112.82 |
| 52 Week Low | US$50.91 |
| Beta | 1.62 |
| 1 Month Change | -5.37% |
| 3 Month Change | -20.29% |
| 1 Year Change | 40.40% |
| 3 Year Change | 41.33% |
| 5 Year Change | 1.11% |
| Change since IPO | 394.13% |
Recent News & Updates
Q2 Holdings: Bull Case Centers On Margin Expansion And Land-And-Expand Strength
Apr 16What Is Q2 Holdings, Inc.'s (NYSE:QTWO) Share Price Doing?
Apr 08
A Look At The Fair Value Of Q2 Holdings, Inc. (NYSE:QTWO)
Mar 08Recent updates
Q2 Holdings: Bull Case Centers On Margin Expansion And Land-And-Expand Strength
Apr 16What Is Q2 Holdings, Inc.'s (NYSE:QTWO) Share Price Doing?
Apr 08A Look At The Fair Value Of Q2 Holdings, Inc. (NYSE:QTWO)
Mar 08Q2 Holdings Is Rightfully Dropping Amid Valuation Concerns (Technical Analysis)
Mar 03Q2 Holdings: Buy This Little-Known Software Company As It Ramps Up RPOs And EBITDA
Feb 24Q2 Holdings: Justifying A Modest Premium With Major Profit Inflection
Jan 25Is Q2 Holdings (NYSE:QTWO) Using Too Much Debt?
Jan 15Q2 Holdings: Capitalizing On Banking Consolidation For Topline Expansion
Jan 11Q2 Holdings: Signs Of Slowing Growth And Fully Valued Premium Make It A Hold
Dec 25Q2 Holdings Looks Vulnerable Into 2025
Dec 09Pinning Down Q2 Holdings, Inc.'s (NYSE:QTWO) P/S Is Difficult Right Now
Oct 29Q2 Holdings: Expanding Margins And Tangible Momentum Make It A Buy
Oct 09Does Q2 Holdings (NYSE:QTWO) Have A Healthy Balance Sheet?
Sep 12Q2 Holdings: Upside Is Limited Despite Earnings Beat (Rating Downgrade)
Aug 03What Does Q2 Holdings, Inc.'s (NYSE:QTWO) Share Price Indicate?
Jul 05Calculating The Fair Value Of Q2 Holdings, Inc. (NYSE:QTWO)
May 30Q2 Holdings: Upside May Have Been Priced In
May 23Q2 Holdings (NYSE:QTWO) Is Carrying A Fair Bit Of Debt
May 12Q2 Holdings, Inc.'s (NYSE:QTWO) Business Is Trailing The Industry But Its Shares Aren't
Apr 24Is There Now An Opportunity In Q2 Holdings, Inc. (NYSE:QTWO)?
Mar 22Q2 Holdings: Favorable Mid-Term And Long-Term Prospects
Mar 13Estimating The Fair Value Of Q2 Holdings, Inc. (NYSE:QTWO)
Feb 16Q2 Holdings (NYSE:QTWO) Is Making Moderate Use Of Debt
Jan 10Revenues Not Telling The Story For Q2 Holdings, Inc. (NYSE:QTWO)
Dec 23Q2 Holdings: Watch Key Stock Price Drivers
Dec 18Is Now An Opportune Moment To Examine Q2 Holdings, Inc. (NYSE:QTWO)?
Dec 05Calculating The Fair Value Of Q2 Holdings, Inc. (NYSE:QTWO)
Nov 15Shareholder Returns
| QTWO | US Software | US Market | |
|---|---|---|---|
| 7D | -2.5% | -4.0% | -1.7% |
| 1Y | 40.4% | -1.7% | 3.6% |
Return vs Industry: QTWO exceeded the US Software industry which returned -2.3% over the past year.
Return vs Market: QTWO exceeded the US Market which returned 2.5% over the past year.
Price Volatility
| QTWO volatility | |
|---|---|
| QTWO Average Weekly Movement | 7.0% |
| Software Industry Average Movement | 9.1% |
| Market Average Movement | 7.7% |
| 10% most volatile stocks in US Market | 16.5% |
| 10% least volatile stocks in US Market | 4.1% |
Stable Share Price: QTWO has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: QTWO's weekly volatility (7%) has been stable over the past year.
Community vs My Fair Value
Select a narrative for quick price alerts from the community, or create your own.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2004 | 2,477 | Matt Flake | www.q2.com |
Q2 Holdings, Inc. provides digital solutions to financial institutions, financial technology companies, FinTechs, and alternative finance companies (Alt-FIs) in the United States. The company offers Digital Banking Platform, an end-to-end digital banking platform that supports its financial institution customers in their delivery of retail, SMB, and commercial functionalities across digital channels; and risk and fraud solutions that are designed to enhance the security and integrity of digital banking operations, including real-time security analytics and behavioral analysis, event-driven validation for non-transactional fraud management, electronic transaction dispute management, ACH file monitoring and risk reporting, and check and ACH positive pay systems for commercial users. It also provides Q2 Innovation Studio, an application program interface and software development kit based open technology platform that allows financial institution customers and other partners to deploy customized experiences and the financial services to end users; and Helix, a cloud-native, real-time core processing platform that combines the services and functionality for companies and financial institutions.
Q2 Holdings, Inc. Fundamentals Summary
| QTWO fundamental statistics | |
|---|---|
| Market cap | US$4.39b |
| Earnings (TTM) | -US$38.54m |
| Revenue (TTM) | US$696.46m |
6.5x
P/S Ratio-118.1x
P/E RatioIs QTWO overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| QTWO income statement (TTM) | |
|---|---|
| Revenue | US$696.46m |
| Cost of Revenue | US$341.98m |
| Gross Profit | US$354.48m |
| Other Expenses | US$393.02m |
| Earnings | -US$38.54m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.63 |
| Gross Margin | 50.90% |
| Net Profit Margin | -5.53% |
| Debt/Equity Ratio | 95.1% |
How did QTWO perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/22 05:12 |
| End of Day Share Price | 2025/04/22 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Q2 Holdings, Inc. is covered by 27 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Joseph Vruwink | Baird |
| Ishan Majumdar | Baptista Research |
| Matthew VanVliet | BTIG |