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Bread Financial Holdings NYSE:BFH Stock Report

Last Price

US$50.75

Market Cap

US$2.5b

7D

2.8%

1Y

73.6%

Updated

01 Nov, 2024

Data

Company Financials +

Bread Financial Holdings, Inc.

NYSE:BFH Stock Report

Market Cap: US$2.5b

BFH Stock Overview

Provides tech-forward payment and lending solutions to customers and consumer-based industries in North America.

BFH fundamental analysis
Snowflake Score
Valuation5/6
Future Growth2/6
Past Performance1/6
Financial Health5/6
Dividends3/6

Community Narratives

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US$53.74
FV
5.6% undervalued intrinsic discount
20.01%
Revenue growth p.a.
2users have liked this narrative
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2 days ago author updated this narrative

Bread Financial Holdings, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Bread Financial Holdings
Historical stock prices
Current Share PriceUS$50.75
52 Week HighUS$59.66
52 Week LowUS$26.27
Beta1.97
11 Month Change9.14%
3 Month Change9.47%
1 Year Change73.62%
33 Year Change-44.79%
5 Year Change-52.97%
Change since IPO262.50%

Recent News & Updates

Bread Financial Holdings (NYSE:BFH) Has Announced A Dividend Of $0.21

Oct 27
Bread Financial Holdings (NYSE:BFH) Has Announced A Dividend Of $0.21

Recent updates

Bread Financial Holdings (NYSE:BFH) Has Announced A Dividend Of $0.21

Oct 27
Bread Financial Holdings (NYSE:BFH) Has Announced A Dividend Of $0.21

Bread Financial: Still Bullish Via Put Option Sales

Aug 22

Bread Financial Holdings (NYSE:BFH) Has Affirmed Its Dividend Of $0.21

Jul 28
Bread Financial Holdings (NYSE:BFH) Has Affirmed Its Dividend Of $0.21

Bread Financial: Upside Potential Beyond 52 Week High

May 28

Consumer Spending Remains Strong, Sticking With Bread Financial

Feb 14

Bread Financial Holdings (NYSE:BFH) Is Paying Out A Dividend Of $0.21

Jan 28
Bread Financial Holdings (NYSE:BFH) Is Paying Out A Dividend Of $0.21

There's No Escaping Bread Financial Holdings, Inc.'s (NYSE:BFH) Muted Earnings Despite A 28% Share Price Rise

Dec 22
There's No Escaping Bread Financial Holdings, Inc.'s (NYSE:BFH) Muted Earnings Despite A 28% Share Price Rise

Bread Financial: Dirt Cheap With Some Caveats

Nov 21

Bread Financial Holdings' (NYSE:BFH) Dividend Will Be $0.21

Oct 29
Bread Financial Holdings' (NYSE:BFH) Dividend Will Be $0.21

Here's Why We Think Bread Financial Holdings (NYSE:BFH) Is Well Worth Watching

Sep 27
Here's Why We Think Bread Financial Holdings (NYSE:BFH) Is Well Worth Watching

Bread Financial: A Spooky Macro, But A Continued Strong Valuation With A Better Chart

Sep 08

Bread Financial Holdings (NYSE:BFH) Will Pay A Dividend Of $0.21

Jul 30
Bread Financial Holdings (NYSE:BFH) Will Pay A Dividend Of $0.21

Bread Financial Holdings: Weathering The Storm

Jun 21

Bread Financial delinquency rate climbs closer to pre-pandemic levels

Feb 14

Bread Financial Holdings (NYSE:BFH) Is Due To Pay A Dividend Of $0.21

Jan 29
Bread Financial Holdings (NYSE:BFH) Is Due To Pay A Dividend Of $0.21

Bread: Sustaining Growth Remains Uncertain, But Stability Assured

Jan 25

Bread Financial's credit card metrics hold steady in November

Dec 15

Bread Financial net charge-off rate jumps in October, delinquencies edge down

Nov 15

Bread Financial Holdings Q3 2022 Earnings Preview

Oct 26

Bread Financial August delinquency rate, net charge offs rise M/M, Y/Y

Sep 15

Bread Financial Holdings (NYSE:BFH) Will Pay A Dividend Of $0.21

Aug 01
Bread Financial Holdings (NYSE:BFH) Will Pay A Dividend Of $0.21

Bread Financial, AAA sign multi-year agreement for delivering credit card program

Jul 28

Bread Financial Holdings' (NYSE:BFH) Dividend Will Be US$0.21

May 01
Bread Financial Holdings' (NYSE:BFH) Dividend Will Be US$0.21

Shareholder Returns

BFHUS Consumer FinanceUS Market
7D2.8%1.2%-1.3%
1Y73.6%62.0%30.7%

Return vs Industry: BFH exceeded the US Consumer Finance industry which returned 61.1% over the past year.

Return vs Market: BFH exceeded the US Market which returned 30.1% over the past year.

Price Volatility

Is BFH's price volatile compared to industry and market?
BFH volatility
BFH Average Weekly Movement6.8%
Consumer Finance Industry Average Movement6.7%
Market Average Movement6.1%
10% most volatile stocks in US Market15.1%
10% least volatile stocks in US Market3.0%

Stable Share Price: BFH has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: BFH's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19957,000Ralph Andrettawww.breadfinancial.com

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services.

Bread Financial Holdings, Inc. Fundamentals Summary

How do Bread Financial Holdings's earnings and revenue compare to its market cap?
BFH fundamental statistics
Market capUS$2.48b
Earnings (TTM)US$316.00m
Revenue (TTM)US$2.47b

8.0x

P/E Ratio

1.0x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BFH income statement (TTM)
RevenueUS$2.47b
Cost of RevenueUS$0
Gross ProfitUS$2.47b
Other ExpensesUS$2.15b
EarningsUS$316.00m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)6.36
Gross Margin100.00%
Net Profit Margin12.81%
Debt/Equity Ratio147.3%

How did BFH perform over the long term?

See historical performance and comparison

Dividends

1.7%

Current Dividend Yield

13%

Payout Ratio

Does BFH pay a reliable dividends?

See BFH dividend history and benchmarks
When do you need to buy BFH by to receive an upcoming dividend?
Bread Financial Holdings dividend dates
Ex Dividend DateNov 08 2024
Dividend Pay DateDec 13 2024
Days until Ex dividend6 days
Days until Dividend pay date41 days

Does BFH pay a reliable dividends?

See BFH dividend history and benchmarks