NCNO Stock Overview
A software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 4/6 |
| Past Performance | 0/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
nCino, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$35.22 |
| 52 Week High | US$43.20 |
| 52 Week Low | US$28.09 |
| Beta | 0.59 |
| 1 Month Change | -14.97% |
| 3 Month Change | 15.06% |
| 1 Year Change | 5.32% |
| 3 Year Change | -36.81% |
| 5 Year Change | n/a |
| Change since IPO | -61.55% |
Recent News & Updates
Recent updates
Does nCino (NASDAQ:NCNO) Have A Healthy Balance Sheet?
Dec 03
nCino: Well-Led, But Moderate Return Prospects At This Valuation
Nov 21nCino, Inc.'s (NASDAQ:NCNO) 26% Price Boost Is Out Of Tune With Revenues
Oct 26A Painful Day For nCino Reinforces The Problems Its Investors Face
Aug 28Estimating The Fair Value Of nCino, Inc. (NASDAQ:NCNO)
Jul 31Health Check: How Prudently Does nCino (NASDAQ:NCNO) Use Debt?
Jul 12nCino: Riding On The Long-Term Secular Tailwind
Jun 30nCino, Inc. (NASDAQ:NCNO) Not Flying Under The Radar
May 27Calculating The Fair Value Of nCino, Inc. (NASDAQ:NCNO)
May 01nCino Remains Drastically Overvalued Despite Stellar Results
Mar 27Risks To Shareholder Returns Are Elevated At These Prices For nCino, Inc. (NASDAQ:NCNO)
Feb 01Estimating The Intrinsic Value Of nCino, Inc. (NASDAQ:NCNO)
Dec 27Is nCino, Inc. (NASDAQ:NCNO) Trading At A 25% Discount?
Sep 12nCino, Inc.'s (NASDAQ:NCNO) Popularity With Investors Is Clear
Jun 05Shareholder Returns
| NCNO | US Software | US Market | |
|---|---|---|---|
| 7D | -2.1% | -3.1% | -2.7% |
| 1Y | 5.3% | 22.4% | 23.4% |
Return vs Industry: NCNO underperformed the US Software industry which returned 22.4% over the past year.
Return vs Market: NCNO underperformed the US Market which returned 23.4% over the past year.
Price Volatility
| NCNO volatility | |
|---|---|
| NCNO Average Weekly Movement | 5.6% |
| Software Industry Average Movement | 7.9% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.9% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: NCNO has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: NCNO's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2011 | 1,653 | Pierre Naude | www.ncino.com |
nCino, Inc., a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem. The company’s nIQ, an application suite that utilizes data analytics and artificial intelligence and machine learning to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements.
nCino, Inc. Fundamentals Summary
| NCNO fundamental statistics | |
|---|---|
| Market cap | US$4.08b |
| Earnings (TTM) | -US$18.11m |
| Revenue (TTM) | US$522.98m |
7.8x
P/S Ratio-225.2x
P/E RatioIs NCNO overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| NCNO income statement (TTM) | |
|---|---|
| Revenue | US$522.98m |
| Cost of Revenue | US$207.90m |
| Gross Profit | US$315.08m |
| Other Expenses | US$333.19m |
| Earnings | -US$18.11m |
Last Reported Earnings
Oct 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.16 |
| Gross Margin | 60.25% |
| Net Profit Margin | -3.46% |
| Debt/Equity Ratio | 15.2% |
How did NCNO perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 10:00 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/10/31 |
| Annual Earnings | 2024/01/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
nCino, Inc. is covered by 23 analysts. 16 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Joseph Vruwink | Baird |
| Ishan Majumdar | Baptista Research |
| Saket Kalia | Barclays |