nCino Balance Sheet Health
Financial Health criteria checks 5/6
nCino has a total shareholder equity of $1.1B and total debt of $40.0M, which brings its debt-to-equity ratio to 3.7%. Its total assets and total liabilities are $1.4B and $329.8M respectively.
Key information
3.7%
Debt to equity ratio
US$40.00m
Debt
| Interest coverage ratio | n/a |
| Cash | US$121.41m |
| Equity | US$1.08b |
| Total liabilities | US$329.76m |
| Total assets | US$1.41b |
Recent financial health updates
Recent updates
nCino: Well-Led, But Moderate Return Prospects At This Valuation
Nov 21nCino, Inc.'s (NASDAQ:NCNO) 26% Price Boost Is Out Of Tune With Revenues
Oct 26
A Painful Day For nCino Reinforces The Problems Its Investors Face
Aug 28Estimating The Fair Value Of nCino, Inc. (NASDAQ:NCNO)
Jul 31Health Check: How Prudently Does nCino (NASDAQ:NCNO) Use Debt?
Jul 12nCino: Riding On The Long-Term Secular Tailwind
Jun 30nCino, Inc. (NASDAQ:NCNO) Not Flying Under The Radar
May 27Calculating The Fair Value Of nCino, Inc. (NASDAQ:NCNO)
May 01nCino Remains Drastically Overvalued Despite Stellar Results
Mar 27Risks To Shareholder Returns Are Elevated At These Prices For nCino, Inc. (NASDAQ:NCNO)
Feb 01Estimating The Intrinsic Value Of nCino, Inc. (NASDAQ:NCNO)
Dec 27Is nCino, Inc. (NASDAQ:NCNO) Trading At A 25% Discount?
Sep 12nCino, Inc.'s (NASDAQ:NCNO) Popularity With Investors Is Clear
Jun 05nCino Q2 2023 Earnings: Strong Growth Is Nice, But Work Is Needed On The Bottom Line
Sep 12Rabobank Australia and New Zealand inks deal with nCino
Sep 01Financial Position Analysis
Short Term Liabilities: NCNO's short term assets ($228.8M) exceed its short term liabilities ($211.0M).
Long Term Liabilities: NCNO's short term assets ($228.8M) exceed its long term liabilities ($118.8M).
Debt to Equity History and Analysis
Debt Level: NCNO has more cash than its total debt.
Reducing Debt: NCNO's debt to equity ratio has increased from 0% to 3.7% over the past 5 years.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss-making in the past, we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable NCNO has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: NCNO is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 44.6% per year.