nCino Balance Sheet Health
Financial Health criteria checks 5/6
nCino has a total shareholder equity of $1.1B and total debt of $166.0M, which brings its debt-to-equity ratio to 15.2%. Its total assets and total liabilities are $1.5B and $423.1M respectively.
Key information
15.2%
Debt to equity ratio
US$166.00m
Debt
| Interest coverage ratio | n/a |
| Cash | US$257.89m |
| Equity | US$1.09b |
| Total liabilities | US$423.10m |
| Total assets | US$1.52b |
Recent financial health updates
Does nCino (NASDAQ:NCNO) Have A Healthy Balance Sheet?
Dec 03
Health Check: How Prudently Does nCino (NASDAQ:NCNO) Use Debt?
Jul 12Recent updates
Does nCino (NASDAQ:NCNO) Have A Healthy Balance Sheet?
Dec 03nCino: Well-Led, But Moderate Return Prospects At This Valuation
Nov 21nCino, Inc.'s (NASDAQ:NCNO) 26% Price Boost Is Out Of Tune With Revenues
Oct 26A Painful Day For nCino Reinforces The Problems Its Investors Face
Aug 28Estimating The Fair Value Of nCino, Inc. (NASDAQ:NCNO)
Jul 31Health Check: How Prudently Does nCino (NASDAQ:NCNO) Use Debt?
Jul 12nCino: Riding On The Long-Term Secular Tailwind
Jun 30nCino, Inc. (NASDAQ:NCNO) Not Flying Under The Radar
May 27Calculating The Fair Value Of nCino, Inc. (NASDAQ:NCNO)
May 01nCino Remains Drastically Overvalued Despite Stellar Results
Mar 27Risks To Shareholder Returns Are Elevated At These Prices For nCino, Inc. (NASDAQ:NCNO)
Feb 01Estimating The Intrinsic Value Of nCino, Inc. (NASDAQ:NCNO)
Dec 27Is nCino, Inc. (NASDAQ:NCNO) Trading At A 25% Discount?
Sep 12nCino, Inc.'s (NASDAQ:NCNO) Popularity With Investors Is Clear
Jun 05Financial Position Analysis
Short Term Liabilities: NCNO's short term assets ($348.6M) exceed its short term liabilities ($178.9M).
Long Term Liabilities: NCNO's short term assets ($348.6M) exceed its long term liabilities ($244.2M).
Debt to Equity History and Analysis
Debt Level: NCNO has more cash than its total debt.
Reducing Debt: NCNO's debt to equity ratio has increased from 0% to 15.2% over the past 5 years.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss-making in the past, we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable NCNO has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: NCNO is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 48.6% per year.
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 02:07 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/10/31 |
| Annual Earnings | 2024/01/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
nCino, Inc. is covered by 23 analysts. 16 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Joseph Vruwink | Baird |
| Ishan Majumdar | Baptista Research |
| Saket Kalia | Barclays |