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JMIA

Jumia TechnologiesNYSE:JMIA Stock Report

Market Cap

US$1.3b

7D

-3.2%

1Y

-63.0%

Updated

26 Nov, 2021

Data

Company Financials +
JMIA fundamental analysis
Snowflake Score
Valuation2/6
Future Growth2/6
Past Performance0/6
Financial Health6/6
Dividends0/6

JMIA Stock Overview

Jumia Technologies AG operates an e-commerce platform in Africa, Portugal, Germany, and the United Arab Emirates.

Jumia Technologies Competitors

Amazon.com

NasdaqGS:AMZN

US$1.8t

ASOS

AIM:ASC

UK£2.4b

Price History & Performance

Summary of all time highs, changes and price drops for Jumia Technologies
Historical stock prices
Current Share PriceUS$13.64
52 Week HighUS$69.89
52 Week LowUS$11.96
Beta3.35
1 Month Change-22.68%
3 Month Change-31.25%
1 Year Change-63.03%
3 Year Changen/a
5 Year Changen/a
Change since IPO-46.43%

Recent News & Updates

Nov 21

Jumia Technologies Plants An Exclamation Mark On Downtrend With A Big Spending Run-Up

In its Q3 2021 earnings report, Jumia Technologies revealed a large spending run-up in sales and marketing. The company is investing in scaling the business, but a fresh plunge in the stock price suggests investors are not happy with the returns. The stock has nearly reversed all its gains from an important bottom from earnings a year ago. This price level represents important support.

Nov 19
If Jumia Technologies (NYSE:JMIA) Builds It, the Investors Will Come

If Jumia Technologies (NYSE:JMIA) Builds It, the Investors Will Come

Despite an old Wall Street proverb that says that "stocks take a staircase up and an elevator down," some companies like Jumia Technologies (NYSE: JMIA) do the opposite. After a rampant bullish run a year ago, the stock has now entirely erased that move, dipping below the US$15 level on an earnings report.

Sep 23

Jumia: Far Behind Being The 'Amazon Of Africa'

Jumia's financial performance over the past several years has been nothing short of underwhelming. Equipped with an addressable market of 1.2B consumers, Jumia is the frontrunner in Africa's e-commerce market. Unpredictable management, intertwined with inconsistent financials and overvaluation, is deterring me from investing in Jumia as of today. Although the long-term potential is clear, today is not the right environment to buy JMIA.

Aug 12

Why Jumia Stock Fell Over 20% Last Month And Is It A Buy Or Sell?

Shares of Jumia Technologies have been under pressure from a trend of weaker than expected results from ongoing pandemic disruptions. Despite near-term challenges, the company with a leading e-commerce and fintech platform in Africa is well-positioned to capture a significant growth opportunity. We believe operating and financial conditions can improve going forward supporting a rebound in the stock.

Shareholder Returns

JMIAUS Online RetailUS Market
7D-3.2%-5.1%-2.7%
1Y-63.0%-11.3%21.3%

Return vs Industry: JMIA underperformed the US Online Retail industry which returned -11.3% over the past year.

Return vs Market: JMIA underperformed the US Market which returned 21.3% over the past year.

Price Volatility

Is JMIA's price volatile compared to industry and market?
JMIA volatility
JMIA Average Weekly Movement10.2%
Online Retail Industry Average Movement8.7%
Market Average Movement5.9%
10% most volatile stocks in US Market15.1%
10% least volatile stocks in US Market2.2%

Stable Share Price: JMIA is more volatile than 75% of US stocks over the past 3 months, typically moving +/- 10% a week.

Volatility Over Time: JMIA's weekly volatility (10%) has been stable over the past year, but is still higher than 75% of US stocks.

About the Company

FoundedEmployeesCEOWebsite
20124,975Jeremy Hodarahttps://group.jumia.com

Jumia Technologies AG operates an e-commerce platform in Africa, Portugal, Germany, and the United Arab Emirates. The company’s platform consists of marketplace that connects sellers with consumers; logistics service that enables the shipment and delivery of packages from sellers to consumers; and payment service, which facilitates transactions to participants active on the company’s platform in selected markets. Its marketplace offers various products in a range of categories, such as fashion and apparel, beauty and personal care, home and living, fast moving consumer goods, smartphones, and other electronics, as well as access to various services, including restaurant food delivery, hotel and flight booking, classified advertising, airtime recharge, and instant delivery.

Jumia Technologies Fundamentals Summary

How do Jumia Technologies's earnings and revenue compare to its market cap?
JMIA fundamental statistics
Market CapUS$1.34b
Earnings (TTM)-US$201.19m
Revenue (TTM)US$167.68m

8.0x

P/S Ratio

-6.7x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
JMIA income statement (TTM)
RevenueUS$167.68m
Cost of RevenueUS$56.19m
Gross ProfitUS$111.50m
ExpensesUS$312.69m
Earnings-US$201.19m

Last Reported Earnings

Sep 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)-2.04
Gross Margin66.49%
Net Profit Margin-119.98%
Debt/Equity Ratio0%

How did JMIA perform over the long term?

See historical performance and comparison

Valuation

Is Jumia Technologies undervalued compared to its fair value and its price relative to the market?

11.9%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: JMIA ($13.64) is trading below our estimate of fair value ($15.49)

Significantly Below Fair Value: JMIA is trading below fair value, but not by a significant amount.


Price To Earnings Ratio

PE vs Industry: JMIA is unprofitable, so we can't compare its PE Ratio to the US Online Retail industry average.

PE vs Market: JMIA is unprofitable, so we can't compare its PE Ratio to the US market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate JMIA's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: JMIA is good value based on its PB Ratio (2.8x) compared to the US Online Retail industry average (4.1x).


Future Growth

How is Jumia Technologies forecast to perform in the next 1 to 3 years based on estimates from 6 analysts?

36.4%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: JMIA is forecast to remain unprofitable over the next 3 years.

Earnings vs Market: JMIA is forecast to remain unprofitable over the next 3 years.

High Growth Earnings: JMIA is forecast to remain unprofitable over the next 3 years.

Revenue vs Market: JMIA's revenue (21.5% per year) is forecast to grow faster than the US market (10.1% per year).

High Growth Revenue: JMIA's revenue (21.5% per year) is forecast to grow faster than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: JMIA is forecast to be unprofitable in 3 years.


Past Performance

How has Jumia Technologies performed over the past 5 years?

3.1%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: JMIA is currently unprofitable.

Growing Profit Margin: JMIA is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: JMIA is unprofitable, but has reduced losses over the past 5 years at a rate of 3.1% per year.

Accelerating Growth: Unable to compare JMIA's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: JMIA is unprofitable, making it difficult to compare its past year earnings growth to the Online Retail industry (79.3%).


Return on Equity

High ROE: JMIA has a negative Return on Equity (-41.3%), as it is currently unprofitable.


Financial Health

How is Jumia Technologies's financial position?


Financial Position Analysis

Short Term Liabilities: JMIA's short term assets ($224.1M) exceed its short term liabilities ($145.3M).

Long Term Liabilities: JMIA's short term assets ($224.1M) exceed its long term liabilities ($10.2M).


Debt to Equity History and Analysis

Debt Level: JMIA is debt free.

Reducing Debt: JMIA had no debt 5 years ago.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: JMIA has sufficient cash runway for more than a year based on its current free cash flow.

Forecast Cash Runway: JMIA has sufficient cash runway for 1.1 years if free cash flow continues to grow at historical rates of 7.4% each year.


Dividend

What is Jumia Technologies's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate JMIA's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate JMIA's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if JMIA's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if JMIA's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of JMIA's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

9.8yrs

Average management tenure


CEO

Jeremy Hodara (40 yo)

9.83yrs

Tenure

Mr. Jeremy Hodara serves as Co-Chief Executive Officer and Member of Management Board at Jumia Technologies AG since 2012. He Co-founded Jumia Technologies AG in 2012. He Co-founded Jumia Group Limited in...


Leadership Team

Experienced Management: JMIA's management team is seasoned and experienced (9.8 years average tenure).


Board Members

Experienced Board: JMIA's board of directors are not considered experienced ( 2.8 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 21.6%.


Top Shareholders

Company Information

Jumia Technologies AG's employee growth, exchange listings and data sources


Key Information

  • Name: Jumia Technologies AG
  • Ticker: JMIA
  • Exchange: NYSE
  • Founded: 2012
  • Industry: Internet and Direct Marketing Retail
  • Sector: Retail
  • Market Cap: US$1.345b
  • Shares outstanding: 98.59m
  • Website: https://group.jumia.com

Number of Employees


Location

  • Jumia Technologies AG
  • Skalitzer Strasse 104
  • Berlin
  • Berlin
  • 10997
  • Germany

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/11/26 23:13
End of Day Share Price2021/11/26 00:00
Earnings2021/09/30
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.