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CURV

Torrid Holdings NYSE:CURV Stock Report

Last Price

US$5.03

Market Cap

US$536.0m

7D

6.6%

1Y

n/a

Updated

27 Jun, 2022

Data

Company Financials +
CURV fundamental analysis
Snowflake Score
Valuation2/6
Future Growth3/6
Past Performance0/6
Financial Health0/6
Dividends0/6

CURV Stock Overview

Torrid Holdings Inc. operates in women’s plus-size apparel and intimates market in North America.

Torrid Holdings Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Torrid Holdings
Historical stock prices
Current Share PriceUS$5.03
52 Week HighUS$33.19
52 Week LowUS$4.33
Beta0
1 Month Change-16.31%
3 Month Change-26.03%
1 Year Changen/a
3 Year Changen/a
5 Year Changen/a
Change since IPO-79.17%

Recent News & Updates

Jun 07

Torrid: Dirt-Cheap Retailer Setting Up For A Major Squeeze

Heavily-shorted stock has been beaten down for several quarters. The just reported earnings may turn the tide as the pessimism may have been overdone. A reaffirmation of guidance and ongoing share repurchases has us bullish.

Shareholder Returns

CURVUS Specialty RetailUS Market
7D6.6%6.3%6.6%
1Yn/a-26.6%-18.4%

Return vs Industry: Insufficient data to determine how CURV performed against the US Specialty Retail industry.

Return vs Market: Insufficient data to determine how CURV performed against the US Market.

Price Volatility

Is CURV's price volatile compared to industry and market?
CURV volatility
CURV Average Weekly Movement10.3%
Specialty Retail Industry Average Movement8.9%
Market Average Movement8.1%
10% most volatile stocks in US Market16.6%
10% least volatile stocks in US Market3.2%

Stable Share Price: CURV is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 10% a week.

Volatility Over Time: CURV's weekly volatility (10%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
20195,082Lisa Harperhttps://www.torrid.com

Torrid Holdings Inc. operates in women’s plus-size apparel and intimates market in North America. The company designs, develops, and merchandises its products under the Torrid and Torrid Curve brand names. It is involved in the sale of tops, bottoms, dresses, denims, activewear, intimates, sleep wear, swim wear, and outerwear products; and non-apparel products comprising accessories, footwear, and beauty products.

Torrid Holdings Fundamentals Summary

How do Torrid Holdings's earnings and revenue compare to its market cap?
CURV fundamental statistics
Market CapUS$535.99m
Earnings (TTM)-US$18.80m
Revenue (TTM)US$1.28b

0.4x

P/S Ratio

-27.7x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
CURV income statement (TTM)
RevenueUS$1.28b
Cost of RevenueUS$782.27m
Gross ProfitUS$499.18m
Other ExpensesUS$517.99m
Earnings-US$18.80m

Last Reported Earnings

Apr 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)-0.18
Gross Margin38.95%
Net Profit Margin-1.47%
Debt/Equity Ratio-140.2%

How did CURV perform over the long term?

See historical performance and comparison
We’ve recently updated our valuation analysis.

Valuation

Is CURV undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • PEG Ratio

Key Valuation Metric

Which metric is best to use when looking at relative valuation for CURV?

Other financial metrics that can be useful for relative valuation.

CURV key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue0.9x
Enterprise Value/EBITDA11.7x
PEG Ration/a

Price to Sales Ratio vs Peers

How does CURV's PS Ratio compare to its peers?

CURV PS Ratio vs Peers
The above table shows the PS ratio for CURV vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPSEstimated GrowthMarket Cap
Peer Average0.4x
ZUMZ Zumiez
0.5x3.2%US$555.2m
PLCE Children's Place
0.3x-1.1%US$578.2m
SCVL Shoe Carnival
0.5x5.6%US$664.0m
CHS Chico's FAS
0.3x6.4%US$683.3m
CURV Torrid Holdings
0.4x6.0%US$536.0m

Price-To-Sales vs Peers: CURV is expensive based on its Price-To-Sales Ratio (0.4x) compared to the peer average (0.4x).


Price to Earnings Ratio vs Industry

How does CURV's PE Ratio compare vs other companies in the US Specialty Retail Industry?

Price-To-Sales vs Industry: CURV is expensive based on its Price-To-Sales Ratio (0.4x) compared to the US Specialty Retail industry average (0.4x)


Price to Sales Ratio vs Fair Ratio

What is CURV's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

CURV PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio0.4x
Fair PS Ratio0.4x

Price-To-Sales vs Fair Ratio: CURV is expensive based on its Price-To-Sales Ratio (0.4x) compared to the estimated Fair Price-To-Sales Ratio (0.4x).


Share Price vs Fair Value

What is the Fair Price of CURV when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: CURV ($5.17) is trading below our estimate of fair value ($25.57)

Significantly Below Fair Value: CURV is trading below fair value by more than 20%.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate CURV's PEG Ratio to determine if it is good value.


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Future Growth

How is Torrid Holdings forecast to perform in the next 1 to 3 years based on estimates from 8 analysts?

Future Growth Score

3/6

Future Growth Score 3/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


75.9%

Forecasted annual earnings growth

Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: CURV is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (1.9%).

Earnings vs Market: CURV is forecast to become profitable over the next 3 years, which is considered above average market growth.

High Growth Earnings: CURV is expected to become profitable in the next 3 years.

Revenue vs Market: CURV's revenue (6% per year) is forecast to grow slower than the US market (8.4% per year).

High Growth Revenue: CURV's revenue (6% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if CURV's Return on Equity is forecast to be high in 3 years time


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Past Performance

How has Torrid Holdings performed over the past 5 years?

Past Performance Score

0/6

Past Performance Score 0/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


-41.5%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: CURV is currently unprofitable.

Growing Profit Margin: CURV is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: CURV is unprofitable, and losses have increased over the past 5 years at a rate of 41.5% per year.

Accelerating Growth: Unable to compare CURV's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: CURV is unprofitable, making it difficult to compare its past year earnings growth to the Specialty Retail industry (40.3%).


Return on Equity

High ROE: CURV's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.


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Financial Health

How is Torrid Holdings's financial position?

Financial Health Score

0/6

Financial Health Score 0/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Debt Coverage

  • Interest Coverage

Financial Position Analysis

Short Term Liabilities: CURV has negative shareholder equity, which is a more serious situation than short term assets not covering short term liabilities.

Long Term Liabilities: CURV has negative shareholder equity, which is a more serious situation than short term assets not covering long term liabilities.


Debt to Equity History and Analysis

Debt Level: CURV has negative shareholder equity, which is a more serious situation than a high debt level.

Reducing Debt: CURV's has negative shareholder equity, so we do not need to check if its debt has reduced over time.

Debt Coverage: CURV's debt is not well covered by operating cash flow (15.8%).

Interest Coverage: CURV's interest payments on its debt are not well covered by EBIT (1.9x coverage).


Balance Sheet


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Dividend

What is Torrid Holdings's current dividend yield, its reliability and sustainability?

Dividend Score

0/6

Dividend Score 0/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage

Dividend Yield vs Market

Notable Dividend: Unable to evaluate CURV's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate CURV's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if CURV's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if CURV's dividend payments have been increasing.


Earnings Payout to Shareholders

Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Cash Payout to Shareholders

Cash Flow Coverage: Unable to calculate sustainability of dividends as CURV has not reported any payouts.


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Management

How experienced are the management team and are they aligned to shareholders interests?

0.3yrs

Average management tenure


CEO

Lisa Harper (61 yo)

0.083

Tenure

US$100,000

Compensation

Ms. Lisa M. Harper is Director at Torrid Holdings Inc. since 2019 and serves as its Chief Executive Officer since May 03, 2022. She served as the Chief Executive Officer at Belk Inc. since July 06, 2016 un...


Leadership Team

Experienced Management: CURV's management team is not considered experienced ( 0.3 years average tenure), which suggests a new team.


Board Members

Experienced Board: CURV's board of directors are not considered experienced ( 2.2 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: CURV only recently listed within the past 12 months.


Top Shareholders

Company Information

Torrid Holdings Inc.'s employee growth, exchange listings and data sources


Key Information

  • Name: Torrid Holdings Inc.
  • Ticker: CURV
  • Exchange: NYSE
  • Founded: 2019
  • Industry: Apparel Retail
  • Sector: Retail
  • Implied Market Cap: US$535.994m
  • Shares outstanding: 103.67m
  • Website: https://www.torrid.com

Number of Employees


Location

  • Torrid Holdings Inc.
  • 18501 East San Jose Avenue
  • City Of Industry
  • California
  • 91748
  • United States

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/06/27 00:00
End of Day Share Price2022/06/27 00:00
Earnings2022/04/30
Annual Earnings2022/01/29


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.