Oscar Health Past Earnings Performance

Past criteria checks 2/6

Oscar Health has been growing earnings at an average annual rate of 19.6%, while the Insurance industry saw earnings growing at 12.6% annually. Revenues have been growing at an average rate of 49.5% per year. Oscar Health's return on equity is 2.5%, and it has net margins of 0.4%.

Key information

19.6%

Earnings growth rate

62.9%

EPS growth rate

Insurance Industry Growth8.0%
Revenue growth rate49.5%
Return on equity2.5%
Net Margin0.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Investors Give Oscar Health, Inc. (NYSE:OSCR) Shares A 25% Hiding

Dec 20
Investors Give Oscar Health, Inc. (NYSE:OSCR) Shares A 25% Hiding

Not Many Are Piling Into Oscar Health, Inc. (NYSE:OSCR) Stock Yet As It Plummets 27%

Oct 29
Not Many Are Piling Into Oscar Health, Inc. (NYSE:OSCR) Stock Yet As It Plummets 27%

Not Many Are Piling Into Oscar Health, Inc. (NYSE:OSCR) Just Yet

Sep 13
Not Many Are Piling Into Oscar Health, Inc. (NYSE:OSCR) Just Yet

Oscar Health: At Nearly 4x Book Value Investors Should Wait For A Pullback

Sep 03

Oscar Health: Achieves Profitability In Q1 2024, But Uncertainties Remain

Jul 02

Results: Oscar Health, Inc. Beat Earnings Expectations And Analysts Now Have New Forecasts

May 11
Results: Oscar Health, Inc. Beat Earnings Expectations And Analysts Now Have New Forecasts

Investors Still Aren't Entirely Convinced By Oscar Health, Inc.'s (NYSE:OSCR) Revenues Despite 30% Price Jump

May 03
Investors Still Aren't Entirely Convinced By Oscar Health, Inc.'s (NYSE:OSCR) Revenues Despite 30% Price Jump

Oscar Health: Strong Industry Catalyst With Margin Expansion Potential

Apr 13

This Analyst Just Made An Upgrade To Their Oscar Health, Inc. (NYSE:OSCR) Earnings Forecasts

Feb 12
This Analyst Just Made An Upgrade To Their Oscar Health, Inc. (NYSE:OSCR) Earnings Forecasts

Oscar Health, Inc. (NYSE:OSCR) Reported Earnings Last Week And Analysts Are Already Upgrading Their Estimates

Feb 10
Oscar Health, Inc. (NYSE:OSCR) Reported Earnings Last Week And Analysts Are Already Upgrading Their Estimates

Oscar Health: Flexible Business Model Is Paying Off

Jan 30

Further Upside For Oscar Health, Inc. (NYSE:OSCR) Shares Could Introduce Price Risks After 37% Bounce

Jan 19
Further Upside For Oscar Health, Inc. (NYSE:OSCR) Shares Could Introduce Price Risks After 37% Bounce

Oscar Health, Inc. (NYSE:OSCR) Soars 49% But It's A Story Of Risk Vs Reward

Nov 21
Oscar Health, Inc. (NYSE:OSCR) Soars 49% But It's A Story Of Risk Vs Reward

Oscar Health: Q3 Earnings Suggest Growth Can Continue Into 2024

Nov 15

Oscar Health: Decreasing Memberships Is Worrying

Sep 22

Oscar Health Shares Quadrupled, But They Are Still Cheap

Jul 03

Oscar Health: High Growth And Improving Profitability Make It A Buy

Jun 15

Oscar Health Insurance GAAP EPS of -$1.05 beats by $0.03, revenue of $995M misses by $415M

Feb 09

Oscar Health: Wait For Concrete Evidence The Business Can Turn Profitable

Jan 18

Oscar Health Is Back On Track

Nov 11

Oscar Health: Improving Risk/Reward Profile To Watch

Oct 03

Florida health insurer terminating agreement with Oscar Health

Aug 30

Revenue & Expenses Breakdown

How Oscar Health makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NYSE:OSCR Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 248,215299710
30 Jun 247,232188360
31 Mar 246,534-546920
31 Dec 235,861-2716960
30 Sep 235,437-3471,1760
30 Jun 234,982-4741,0130
31 Mar 234,482-5718840
31 Dec 223,989-6066430
30 Sep 223,519-5796070
30 Jun 222,983-5985210
31 Mar 222,491-5594660
31 Dec 211,894-5734460
30 Sep 211,439-5713650
30 Jun 211,096-4393510
31 Mar 21682-4063040
31 Dec 20391-4142670
31 Dec 19476-2611590

Quality Earnings: OSCR has a large one-off gain of $46.3M impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: OSCR became profitable in the past.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: OSCR has become profitable over the past 5 years, growing earnings by 19.6% per year.

Accelerating Growth: OSCR has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: OSCR has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (35.6%).


Return on Equity

High ROE: OSCR's Return on Equity (2.5%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/06 05:14
End of Day Share Price 2025/01/06 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

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Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

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Industry and Sector Metrics

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Analyst Sources

Oscar Health, Inc. is covered by 11 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Hua HaBaird
Kevin FischbeckBofA Global Research
Adam RonBofA Global Research