Hippo Holdings Inc.

NYSE:HIPO Stock Report

Market Cap: US$666.5m

Hippo Holdings Valuation

Is HIPO undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of HIPO when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate HIPO's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate HIPO's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for HIPO?

Key metric: As HIPO is unprofitable we use its Price-To-Sales Ratio for relative valuation analysis.

The above table shows the Price to Sales ratio for HIPO. This is calculated by dividing HIPO's market cap by their current revenue.
What is HIPO's PS Ratio?
PS Ratio1.9x
SalesUS$334.70m
Market CapUS$666.48m

Price to Sales Ratio vs Peers

How does HIPO's PS Ratio compare to its peers?

The above table shows the PS ratio for HIPO vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PSEstimated GrowthMarket Cap
Peer Average2.3x
ABL Abacus Life
7.1x44.5%US$727.7m
SLQT SelectQuote
0.5x11.0%US$631.1m
CRD.B Crawford
0.5x6.1%US$557.6m
WDH Waterdrop
1.2x9.1%US$435.3m
HIPO Hippo Holdings
1.9x18.4%US$666.5m

Price-To-Sales vs Peers: HIPO is good value based on its Price-To-Sales Ratio (1.9x) compared to the peer average (2.3x).

Price to Sales Ratio vs Industry

How does HIPO's PS Ratio compare vs other companies in the US Insurance Industry?

8 CompaniesPrice / SalesEstimated GrowthMarket Cap
GOCO GoHealth
0.2x7.5%US$283.34m
CCG Cheche Group
0.1x5.4%US$70.05m
AIFU AIX
0.2x15.8%US$64.36m
HUIZ Huize Holding
0.2x8.0%US$32.04m
HIPO 1.9xIndustry Avg. 1.1xNo. of Companies19PS00.81.62.43.24+
8 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Sales vs Industry: HIPO is expensive based on its Price-To-Sales Ratio (1.9x) compared to the US Insurance industry average (1.1x).

Price to Sales Ratio vs Fair Ratio

What is HIPO's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

HIPO PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio1.9x
Fair PS Ratio1x

Price-To-Sales vs Fair Ratio: HIPO is expensive based on its Price-To-Sales Ratio (1.9x) compared to the estimated Fair Price-To-Sales Ratio (1x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst HIPO forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$26.48
US$31.67
+19.6%
17.2%US$36.00US$24.00n/a3
Dec ’25US$33.04
US$31.00
-6.2%
16.0%US$35.00US$24.00n/a3
Nov ’25US$21.37
US$24.67
+15.4%
11.6%US$28.00US$21.00n/a3
Oct ’25US$16.47
US$25.00
+51.8%
13.1%US$29.00US$21.00n/a3
Sep ’25US$19.85
US$25.00
+25.9%
13.1%US$29.00US$21.00n/a3
Aug ’25US$16.39
US$23.00
+40.3%
9.4%US$25.00US$20.00n/a3
Jul ’25US$16.03
US$24.67
+53.9%
8.3%US$27.00US$22.00n/a3
Jun ’25US$17.64
US$24.67
+39.8%
8.3%US$27.00US$22.00n/a3
May ’25US$21.97
US$24.67
+12.3%
11.6%US$28.00US$21.00n/a3
Apr ’25US$19.27
US$23.00
+19.4%
7.1%US$25.00US$21.00n/a3
Mar ’25US$14.68
US$19.67
+34.0%
19.6%US$25.00US$16.00n/a3
Feb ’25US$9.27
US$17.50
+88.8%
28.7%US$25.00US$11.00n/a4
Jan ’25US$9.12
US$18.00
+97.4%
28.6%US$25.00US$11.00n/a4
Dec ’24US$8.92
US$18.00
+101.8%
28.6%US$25.00US$11.00US$33.044
Nov ’24US$7.21
US$18.50
+156.6%
29.2%US$25.00US$10.00US$21.374
Oct ’24US$7.97
US$27.50
+245.0%
47.3%US$50.00US$19.00US$16.474
Sep ’24US$10.48
US$32.50
+210.1%
40.0%US$50.00US$19.00US$19.854
Aug ’24US$17.36
US$40.50
+133.3%
48.8%US$70.00US$22.00US$16.394
Jul ’24US$16.53
US$41.00
+148.0%
47.1%US$70.00US$22.00US$16.034
Jun ’24US$15.56
US$41.00
+163.5%
47.1%US$70.00US$22.00US$17.644
May ’24US$18.62
US$41.00
+120.2%
47.1%US$70.00US$22.00US$21.974
Apr ’24US$16.23
US$41.00
+152.6%
47.1%US$70.00US$22.00US$19.274
Mar ’24US$16.59
US$41.00
+147.1%
47.1%US$70.00US$23.00US$14.684
Feb ’24US$17.67
US$41.00
+132.0%
47.1%US$70.00US$23.00US$9.274
Jan ’24US$13.60
US$47.50
+249.3%
45.4%US$70.00US$24.00US$9.124
Dec ’23US$14.32
US$41.50
+189.8%
54.7%US$70.00US$17.50US$8.925

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/30 00:23
End of Day Share Price 2024/12/30 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Hippo Holdings Inc. is covered by 6 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Taylor ScottGoldman Sachs
Yaron KinarJefferies LLC
Matthew CarlettiJMP Securities