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HIPO

Hippo Holdings NYSE:HIPO Stock Report

Last Price

US$0.88

Market Cap

US$499.1m

7D

-2.4%

1Y

-91.2%

Updated

30 Jun, 2022

Data

Company Financials +
HIPO fundamental analysis
Snowflake Score
Valuation4/6
Future Growth2/6
Past Performance0/6
Financial Health5/6
Dividends0/6

HIPO Stock Overview

Hippo Holdings Inc. provides home protection insurance in the United States and the District of Columbia.

Hippo Holdings Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Hippo Holdings
Historical stock prices
Current Share PriceUS$0.88
52 Week HighUS$10.82
52 Week LowUS$0.73
Beta0
1 Month Change-38.13%
3 Month Change-57.14%
1 Year Change-91.20%
3 Year Changen/a
5 Year Changen/a
Change since IPO-92.36%

Recent News & Updates

Shareholder Returns

HIPOUS InsuranceUS Market
7D-2.4%3.2%-0.6%
1Y-91.2%1.0%-21.7%

Return vs Industry: HIPO underperformed the US Insurance industry which returned 1.4% over the past year.

Return vs Market: HIPO underperformed the US Market which returned -20.8% over the past year.

Price Volatility

Is HIPO's price volatile compared to industry and market?
HIPO volatility
HIPO Average Weekly Movement12.8%
Insurance Industry Average Movement5.0%
Market Average Movement8.0%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.2%

Stable Share Price: HIPO is more volatile than 75% of US stocks over the past 3 months, typically moving +/- 13% a week.

Volatility Over Time: HIPO's weekly volatility (13%) has been stable over the past year, but is still higher than 75% of US stocks.

About the Company

FoundedEmployeesCEOWebsite
n/a645Rick McCathronhttps://www.hippo.com

Hippo Holdings Inc. provides home protection insurance in the United States and the District of Columbia. Its insurance products include homeowners’ insurance against risks of fire, wind, and theft; and commercial and personal lines of products. The company distributes insurance products and services through its technology platform; and offers its policies online, over the phone, or through licensed insurance agents.

Hippo Holdings Fundamentals Summary

How do Hippo Holdings's earnings and revenue compare to its market cap?
HIPO fundamental statistics
Market CapUS$499.14m
Earnings (TTM)-US$243.80m
Revenue (TTM)US$98.70m

5.1x

P/S Ratio

-2.0x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
HIPO income statement (TTM)
RevenueUS$98.70m
Cost of RevenueUS$87.90m
Gross ProfitUS$10.80m
Other ExpensesUS$254.60m
Earnings-US$243.80m

Last Reported Earnings

Mar 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)-0.43
Gross Margin10.94%
Net Profit Margin-247.01%
Debt/Equity Ratio0%

How did HIPO perform over the long term?

See historical performance and comparison
We’ve recently updated our valuation analysis.

Valuation

Is HIPO undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Price-To-Book vs Peers

  • Price-To-Book vs Industry

  • Price-To-Book vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • PEG Ratio

Key Valuation Metric

Which metric is best to use when looking at relative valuation for HIPO?

Other financial metrics that can be useful for relative valuation.

HIPO key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue1.8x
Enterprise Value/EBITDA-0.8x
PEG Ration/a

Price to Book Ratio vs Peers

How does HIPO's PB Ratio compare to its peers?

HIPO PB Ratio vs Peers
The above table shows the PB ratio for HIPO vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPBEstimated GrowthMarket Cap
Peer Average0.9x
SLQT SelectQuote
0.8x100.1%US$407.7m
WDH Waterdrop
0.8x154.2%US$504.7m
CRD.B Crawford
1.8x22.7%US$366.9m
EHTH eHealth
0.3x26.7%US$250.4m
HIPO Hippo Holdings
0.6x-10.1%US$499.1m

Price-To-Book vs Peers: HIPO is good value based on its Price-To-Book Ratio (0.6x) compared to the peer average (0.9x).


Price to Earnings Ratio vs Industry

How does HIPO's PE Ratio compare vs other companies in the US Insurance Industry?

Price-To-Book vs Industry: HIPO is good value based on its Price-To-Book Ratio (0.6x) compared to the US Insurance industry average (1x)


Price to Book Ratio vs Fair Ratio

What is HIPO's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

HIPO PB Ratio vs Fair Ratio.
Fair Ratio
Current PB Ratio0.6x
Fair PB Ration/a

Price-To-Book vs Fair Ratio: Insufficient data to calculate HIPO's Price-To-Book Fair Ratio for valuation analysis.


Share Price vs Fair Value

What is the Fair Price of HIPO when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: HIPO ($0.88) is trading below our estimate of fair value ($5.28)

Significantly Below Fair Value: HIPO is trading below fair value by more than 20%.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate HIPO's PEG Ratio to determine if it is good value.


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Future Growth

How is Hippo Holdings forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?

Future Growth Score

2/6

Future Growth Score 2/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


-10.1%

Forecasted annual earnings growth

Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: HIPO is forecast to remain unprofitable over the next 3 years.

Earnings vs Market: HIPO is forecast to remain unprofitable over the next 3 years.

High Growth Earnings: HIPO is forecast to remain unprofitable over the next 3 years.

Revenue vs Market: HIPO's revenue (46.2% per year) is forecast to grow faster than the US market (8.3% per year).

High Growth Revenue: HIPO's revenue (46.2% per year) is forecast to grow faster than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: HIPO is forecast to be unprofitable in 3 years.


Discover growth companies

Past Performance

How has Hippo Holdings performed over the past 5 years?

Past Performance Score

0/6

Past Performance Score 0/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


22.1%

Last years earnings growth

Earnings and Revenue History

Quality Earnings: HIPO is currently unprofitable.

Growing Profit Margin: HIPO is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: Insufficient data to determine if HIPO's year-on-year earnings growth rate was positive over the past 5 years.

Accelerating Growth: Unable to compare HIPO's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: HIPO is unprofitable, making it difficult to compare its past year earnings growth to the Insurance industry (-2.6%).


Return on Equity

High ROE: HIPO has a negative Return on Equity (-29.62%), as it is currently unprofitable.


Discover strong past performing companies

Financial Health

How is Hippo Holdings's financial position?

Financial Health Score

5/6

Financial Health Score 5/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Stable Cash Runway

  • Forecast Cash Runway

Financial Position Analysis

Short Term Liabilities: HIPO's short term assets ($1.4B) exceed its short term liabilities ($790.1M).

Long Term Liabilities: HIPO's short term assets ($1.4B) exceed its long term liabilities ($75.7M).


Debt to Equity History and Analysis

Debt Level: HIPO is debt free.

Reducing Debt: HIPO had no debt 5 years ago.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: HIPO has sufficient cash runway for more than 3 years based on its current free cash flow.

Forecast Cash Runway: Insufficient data to determine if HIPO has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.


Discover healthy companies

Dividend

What is Hippo Holdings's current dividend yield, its reliability and sustainability?

Dividend Score

0/6

Dividend Score 0/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage

Dividend Yield vs Market

Notable Dividend: Unable to evaluate HIPO's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate HIPO's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if HIPO's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if HIPO's dividend payments have been increasing.


Earnings Payout to Shareholders

Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Cash Payout to Shareholders

Cash Flow Coverage: Unable to calculate sustainability of dividends as HIPO has not reported any payouts.


Discover strong dividend paying companies

Management

How experienced are the management team and are they aligned to shareholders interests?

1.1yrs

Average management tenure


CEO

Rick McCathron (49 yo)

5.25yrs

Tenure

US$2,878,441

Compensation

Mr. Richard Lyn McCathron, also known as Rick, is Chief Executive Officer of Hippo Holdings Inc. from June 2022. He has been the President and Director of Hippo Holdings Inc. (formerly known as Hippo Enter...


CEO Compensation Analysis

Compensation vs Market: Rick's total compensation ($USD2.88M) is about average for companies of similar size in the US market ($USD2.86M).

Compensation vs Earnings: Rick's compensation has increased whilst the company is unprofitable.


Leadership Team

Experienced Management: HIPO's management team is not considered experienced ( 1.1 years average tenure), which suggests a new team.


Board Members

Experienced Board: HIPO's board of directors are considered experienced (3.7 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Insufficient data to determine if shareholders have been diluted in the past year.


Top Shareholders

Company Information

Hippo Holdings Inc.'s employee growth, exchange listings and data sources


Key Information

  • Name: Hippo Holdings Inc.
  • Ticker: HIPO
  • Exchange: NYSE
  • Founded: NaN
  • Industry: Insurance Brokers
  • Sector: Insurance
  • Implied Market Cap: US$499.136m
  • Shares outstanding: 568.10m
  • Website: https://www.hippo.com

Number of Employees


Location

  • Hippo Holdings Inc.
  • 150 Forest Avenue
  • Palo Alto
  • California
  • 94301
  • United States

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/06/30 00:00
End of Day Share Price2022/06/30 00:00
Earnings2022/03/31
Annual Earnings2021/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.