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Hippo Holdings Inc.NYSE:HIPO Stock Report

Market Cap US$722.0m
Share Price
US$27.73
US$45
38.4% undervalued intrinsic discount
1Y14.0%
7D-3.4%
Portfolio Value
View

Hippo Holdings Inc.

NYSE:HIPO Stock Report

Market Cap: US$722.0m

HIPO Community Fair Values

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Hippo Holdings Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Hippo Holdings
Historical stock prices
Current Share PriceUS$27.73
52 Week HighUS$38.98
52 Week LowUS$19.92
Beta1.61
1 Month Change7.23%
3 Month Change-8.03%
1 Year Change13.97%
3 Year Change50.46%
5 Year Change-88.83%
Change since IPO-90.35%

Recent News & Updates

Recent updates

HIPO: AI Claims Execution Through 2028 Will Drive Future Upside

Analysts have modestly reduced their average 12 month price target on Hippo Holdings by $3 to $33, as recent research highlights both continued growth ambitions and the execution risks tied to sustaining strong expansion in a softer pricing backdrop. Analyst Commentary Recent Street research on Hippo Holdings reflects a mix of optimism and caution, with bullish analysts highlighting long term growth ambitions while acknowledging execution risk in reaching multi year targets in a softer pricing backdrop.

HIPO: 2028 Execution On AI Claims And Distribution Will Drive Shares

Analysts have reduced their price target on Hippo Holdings by $3, setting it at $33, and cited a path to 2028 that they view as carrying risks from strong growth alongside softer pricing trends. Analyst Commentary Recent Street research on Hippo Holdings highlights both the reduced price target and the longer term path to 2028, which analysts describe as exposed to risk from strong growth meeting softer pricing trends.

HIPO: Future Pricing Discipline And 2028 Execution Will Drive Share Price Higher

Analysts have trimmed their price target on Hippo Holdings by $1 to $33, citing a riskier path ahead as strong growth expectations meet softer pricing conditions into 2028. Analyst Commentary Bullish analysts are treating the reduced US$33 price target as a sign that expectations are being recalibrated rather than abandoned, with the focus shifting to how effectively Hippo can execute through a more challenging pricing backdrop into 2028.

HIPO: Future Earnings Discipline Will Support A Higher Share Price

Analysts have trimmed their price target on Hippo Holdings to $33 from $34, pointing to the risk that strong growth expectations and very high future P/E assumptions could face if pricing in the business softens toward 2028. Analyst Commentary Recent commentary around Hippo highlights a mixed but still constructive tone, with attention on how the company can balance growth ambitions with pricing conditions through 2028.

HIPO: Future Earnings Leverage And Buybacks Will Drive Upside Potential

Analysts have reduced their average price target for Hippo Holdings by about $0.67. This change reflects updated views on factors such as revenue growth assumptions, profit margin expectations, and a lower projected future P/E multiple.

HIPO: Future Profitability And Buybacks Will Support Balanced Risk Profile

Analysts now place Hippo Holdings' fair value at US$34.00 per share, up from US$30.00, citing updated views on discount rates, revenue growth assumptions, profit margins and a lower future P/E of 12.74 compared with the prior 71.60. What's in the News Issued earnings guidance for the fourth quarter of 2025, with expected revenue between US$117 million and US$120 million and net income projected between US$1 million and US$5 million (company guidance).

HIPO: Future Profitability And Buybacks Will Support A Higher Share Price

Analysts have raised their price target on Hippo Holdings from 41.00 dollars to 45.00 dollars, reflecting updated assumptions around fair value, discount rates, revenue growth, and long term profitability despite a sharply higher projected future price to earnings multiple. What's in the News Issued fourth quarter 2025 guidance, targeting revenue between 117 million dollars and 120 million dollars and net income between 1 million dollars and 5 million dollars (company guidance).

HIPO: Share Buybacks Will Drive Upside Potential In Coming Quarters

Analysts have modestly adjusted their price target on Hippo Holdings to reflect refined assumptions for the discount rate, long-term revenue growth, and profit margin. However, the implied fair value remains effectively unchanged at approximately 40.33 per share.

HIPO: Share Buybacks Will Drive Upside Potential in Coming Quarters

Analysts have raised their price target for Hippo Holdings from $37.00 to $40.33, citing revised assumptions on fair value and future profitability metrics, even though revenue growth expectations have moderated. What's in the News Hippo Holdings provided fourth quarter 2025 guidance, projecting revenue between $117 million and $120 million and net income between $1 million and $5 million (Company Announcement).

Hippo Holdings Inc. (NYSE:HIPO) Stocks Shoot Up 25% But Its P/S Still Looks Reasonable

Aug 23
Hippo Holdings Inc. (NYSE:HIPO) Stocks Shoot Up 25% But Its P/S Still Looks Reasonable

Baldwin Group Partnership And AI Will Expand Market Access

Hippo Holdings’ slight increase in future P/E suggests minor upward pressure on valuation expectations, though unchanged net profit margin and a stable analyst price target of $36.50 indicate little overall adjustment to the company’s perceived fair value. What's in the News Hippo Holdings added to the Russell 2000 Growth, 2500 Growth, and 3000 Growth indices.

After Leaping 30% Hippo Holdings Inc. (NYSE:HIPO) Shares Are Not Flying Under The Radar

Jun 13
After Leaping 30% Hippo Holdings Inc. (NYSE:HIPO) Shares Are Not Flying Under The Radar

Hippo Holdings Inc. (NYSE:HIPO) Stock's 25% Dive Might Signal An Opportunity But It Requires Some Scrutiny

Apr 08
Hippo Holdings Inc. (NYSE:HIPO) Stock's 25% Dive Might Signal An Opportunity But It Requires Some Scrutiny
User avatar

Partner Network Expansion And Policy Transformation Will Shape Future Success

Strategic expansion into new homes channel and Insurance as a Service growth could boost revenue and market position, supported by network and partner enhancements.

Why Investors Shouldn't Be Surprised By Hippo Holdings Inc.'s (NYSE:HIPO) 28% Share Price Surge

Feb 09
Why Investors Shouldn't Be Surprised By Hippo Holdings Inc.'s (NYSE:HIPO) 28% Share Price Surge

Hippo Holdings Inc. (NYSE:HIPO) Looks Just Right With A 28% Price Jump

Nov 01
Hippo Holdings Inc. (NYSE:HIPO) Looks Just Right With A 28% Price Jump

Investors Appear Satisfied With Hippo Holdings Inc.'s (NYSE:HIPO) Prospects As Shares Rocket 26%

Jul 20
Investors Appear Satisfied With Hippo Holdings Inc.'s (NYSE:HIPO) Prospects As Shares Rocket 26%

Hippo Holdings: A Differentiated Approach That Doesn't Showcase Profitability

Aug 18

Hippo Holdings: A Questionable Work In Progress

Dec 07

Shareholder Returns

HIPOUS InsuranceUS Market
7D-3.4%-1.0%0.8%
1Y14.0%-8.2%27.8%

Return vs Industry: HIPO exceeded the US Insurance industry which returned -8.2% over the past year.

Return vs Market: HIPO underperformed the US Market which returned 27.8% over the past year.

Price Volatility

Is HIPO's price volatile compared to industry and market?
HIPO volatility
HIPO Average Weekly Movement5.3%
Insurance Industry Average Movement4.4%
Market Average Movement7.1%
10% most volatile stocks in US Market16.3%
10% least volatile stocks in US Market3.2%

Stable Share Price: HIPO has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: HIPO's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
n/a540Rick McCathronwww.hippo.com

Hippo Holdings Inc., together with its subsidiaries, provides property and casualty insurance products to individuals and business customers primarily in the United States. The company provides a multi-carrier platform through owned and partner managing general agents (MGAs), serving as a licensed insurance carrier for MGAs and providing admitted and non-admitted (excess and surplus) paper, regulatory licenses, and reinsurance across multiple lines of business. The company also offers insurance products, including homeowners, renters, commercial multi-peril, casualty, and other specialty insurance programs.

Hippo Holdings Inc. Fundamentals Summary

How do Hippo Holdings's earnings and revenue compare to its market cap?
HIPO fundamental statistics
Market capUS$721.98m
Earnings (TTM)US$112.50m
Revenue (TTM)US$479.60m
6.4x
P/E Ratio
1.5x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HIPO income statement (TTM)
RevenueUS$479.60m
Cost of RevenueUS$185.00m
Gross ProfitUS$294.60m
Other ExpensesUS$182.10m
EarningsUS$112.50m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)4.32
Gross Margin61.43%
Net Profit Margin23.46%
Debt/Equity Ratio10.7%

How did HIPO perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/03 03:07
End of Day Share Price 2026/05/01 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Hippo Holdings Inc. is covered by 9 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Timothy D'AgostinoB. Riley Securities, Inc.
Matthew CarlettiCitizens JMP Securities, LLC
Taylor ScottGoldman Sachs