Hippo Holdings Inc.

NYSE:HIPO Stock Report

Market Cap: US$663.1m

Hippo Holdings Dividends and Buybacks

Dividend criteria checks 0/6

Hippo Holdings does not have a record of paying a dividend.

Key information

n/a

Dividend yield

2.5%

Buyback Yield

Total Shareholder Yield2.5%
Future Dividend Yieldn/a
Dividend Growthn/a
Next dividend pay daten/a
Ex dividend daten/a
Dividend per sharen/a
Payout ration/a

Recent dividend and buyback updates

No updates

Recent updates

Narrative Update Jun 06

HIPO: AI Efficiency Gains And Partnership Expansion Will Support Future Upside

Analysts have adjusted their price target on Hippo Holdings by $2, reflecting updated views on revenue growth potential, profit margin expectations, and a higher forward P/E multiple, as seen in recent research that included both a $3 reduction and a subsequent $2 increase in targets. Analyst Commentary Recent research on Hippo Holdings shows a mix of caution and renewed optimism, with one firm resuming coverage and others revisiting their price targets in short succession.
Narrative Update May 13

HIPO: AI Driven Claims Execution And Distribution Expansion Will Support Future Upside

Analysts have lifted their price expectations for Hippo Holdings by $2, citing updated assumptions for faster revenue growth, improved profit margins, and a lower future P/E multiple that together support a refined risk and return outlook. Analyst Commentary Bullish analysts point to the latest price target lift as a sign that updated assumptions around Hippo Holdings are starting to translate into a more constructive view on the stock.
Narrative Update Apr 25

HIPO: AI Claims Execution Through 2028 Will Drive Future Upside

Analysts have modestly reduced their average 12 month price target on Hippo Holdings by $3 to $33, as recent research highlights both continued growth ambitions and the execution risks tied to sustaining strong expansion in a softer pricing backdrop. Analyst Commentary Recent Street research on Hippo Holdings reflects a mix of optimism and caution, with bullish analysts highlighting long term growth ambitions while acknowledging execution risk in reaching multi year targets in a softer pricing backdrop.
Narrative Update Apr 10

HIPO: 2028 Execution On AI Claims And Distribution Will Drive Shares

Analysts have reduced their price target on Hippo Holdings by $3, setting it at $33, and cited a path to 2028 that they view as carrying risks from strong growth alongside softer pricing trends. Analyst Commentary Recent Street research on Hippo Holdings highlights both the reduced price target and the longer term path to 2028, which analysts describe as exposed to risk from strong growth meeting softer pricing trends.
Narrative Update Mar 27

HIPO: Future Pricing Discipline And 2028 Execution Will Drive Share Price Higher

Analysts have trimmed their price target on Hippo Holdings by $1 to $33, citing a riskier path ahead as strong growth expectations meet softer pricing conditions into 2028. Analyst Commentary Bullish analysts are treating the reduced US$33 price target as a sign that expectations are being recalibrated rather than abandoned, with the focus shifting to how effectively Hippo can execute through a more challenging pricing backdrop into 2028.
Narrative Update Mar 13

HIPO: Future Earnings Discipline Will Support A Higher Share Price

Analysts have trimmed their price target on Hippo Holdings to $33 from $34, pointing to the risk that strong growth expectations and very high future P/E assumptions could face if pricing in the business softens toward 2028. Analyst Commentary Recent commentary around Hippo highlights a mixed but still constructive tone, with attention on how the company can balance growth ambitions with pricing conditions through 2028.
Narrative Update Feb 27

HIPO: Future Earnings Leverage And Buybacks Will Drive Upside Potential

Analysts have reduced their average price target for Hippo Holdings by about $0.67. This change reflects updated views on factors such as revenue growth assumptions, profit margin expectations, and a lower projected future P/E multiple.
Narrative Update Jan 07

HIPO: Future Profitability And Buybacks Will Support Balanced Risk Profile

Analysts now place Hippo Holdings' fair value at US$34.00 per share, up from US$30.00, citing updated views on discount rates, revenue growth assumptions, profit margins and a lower future P/E of 12.74 compared with the prior 71.60. What's in the News Issued earnings guidance for the fourth quarter of 2025, with expected revenue between US$117 million and US$120 million and net income projected between US$1 million and US$5 million (company guidance).
Narrative Update Dec 23

HIPO: Future Profitability And Buybacks Will Support A Higher Share Price

Analysts have raised their price target on Hippo Holdings from 41.00 dollars to 45.00 dollars, reflecting updated assumptions around fair value, discount rates, revenue growth, and long term profitability despite a sharply higher projected future price to earnings multiple. What's in the News Issued fourth quarter 2025 guidance, targeting revenue between 117 million dollars and 120 million dollars and net income between 1 million dollars and 5 million dollars (company guidance).
Narrative Update Dec 09

HIPO: Share Buybacks Will Drive Upside Potential In Coming Quarters

Analysts have modestly adjusted their price target on Hippo Holdings to reflect refined assumptions for the discount rate, long-term revenue growth, and profit margin. However, the implied fair value remains effectively unchanged at approximately 40.33 per share.
Narrative Update Nov 25

HIPO: Share Buybacks Will Drive Upside Potential in Coming Quarters

Analysts have raised their price target for Hippo Holdings from $37.00 to $40.33, citing revised assumptions on fair value and future profitability metrics, even though revenue growth expectations have moderated. What's in the News Hippo Holdings provided fourth quarter 2025 guidance, projecting revenue between $117 million and $120 million and net income between $1 million and $5 million (Company Announcement).
Analysis Article Aug 23

Hippo Holdings Inc. (NYSE:HIPO) Stocks Shoot Up 25% But Its P/S Still Looks Reasonable

Despite an already strong run, Hippo Holdings Inc. ( NYSE:HIPO ) shares have been powering on, with a gain of 25% in...
Narrative Update Aug 08

Baldwin Group Partnership And AI Will Expand Market Access

Hippo Holdings’ slight increase in future P/E suggests minor upward pressure on valuation expectations, though unchanged net profit margin and a stable analyst price target of $36.50 indicate little overall adjustment to the company’s perceived fair value. What's in the News Hippo Holdings added to the Russell 2000 Growth, 2500 Growth, and 3000 Growth indices.
Analysis Article Jun 13

After Leaping 30% Hippo Holdings Inc. (NYSE:HIPO) Shares Are Not Flying Under The Radar

Hippo Holdings Inc. ( NYSE:HIPO ) shares have had a really impressive month, gaining 30% after a shaky period...
Analysis Article Apr 08

Hippo Holdings Inc. (NYSE:HIPO) Stock's 25% Dive Might Signal An Opportunity But It Requires Some Scrutiny

Hippo Holdings Inc. ( NYSE:HIPO ) shareholders won't be pleased to see that the share price has had a very rough month...
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New Narrative Mar 26

Partner Network Expansion And Policy Transformation Will Shape Future Success

Strategic expansion into new homes channel and Insurance as a Service growth could boost revenue and market position, supported by network and partner enhancements.
Analysis Article Feb 09

Why Investors Shouldn't Be Surprised By Hippo Holdings Inc.'s (NYSE:HIPO) 28% Share Price Surge

Hippo Holdings Inc. ( NYSE:HIPO ) shareholders would be excited to see that the share price has had a great month...
Analysis Article Nov 01

Hippo Holdings Inc. (NYSE:HIPO) Looks Just Right With A 28% Price Jump

Hippo Holdings Inc. ( NYSE:HIPO ) shares have continued their recent momentum with a 28% gain in the last month alone...
Analysis Article Jul 20

Investors Appear Satisfied With Hippo Holdings Inc.'s (NYSE:HIPO) Prospects As Shares Rocket 26%

Hippo Holdings Inc. ( NYSE:HIPO ) shareholders are no doubt pleased to see that the share price has bounced 26% in the...
Seeking Alpha Aug 18

Hippo Holdings: A Differentiated Approach That Doesn't Showcase Profitability

Summary Hippo Holdings Inc. is using AI and advanced technology to provide customized home insurance coverage. The company's gross loss ratio is at 107%, resulting in significant losses and the need to issue new shares. While HIPO has shown growth in certain segments, the lack of profitability and high risk make it a sell. Read the full article on Seeking Alpha
Seeking Alpha Dec 07

Hippo Holdings: A Questionable Work In Progress

Summary For now, I see little reason to be optimistic about Hippo Holdings Inc. Hippo Holdings continues to take huge losses as revenue modestly increases. Its business model of combining AI and data to empower homeowner to essentially customize their insurance has yet to be proven to be profitably sustainable. It'll take a year or more before we see if Hippo Holdings Inc. is able to increase revenue while slashing rising losses. Hippo Holdings Inc. (HIPO) is a home insurance company that differentiates itself from its competitors by combining tech, AI, and insurance to provide what is basically customized coverage for homeowners. Since mid-February 2021 its share price has been crushed, plunging from approximately $375 per share on February 15, 2021, to a 52-week low of $12.76 per share on November 22, 2022. TradingView Even though Hippo Holdings has increased its revenue over the last year, its losses continue to mount, generating questions concerning the viability of its business model. I understand that companies that combine data and AI in order to improve results are attractive to many investors, but far more of these will fail than succeed in the years ahead, and there's no guarantee that HIPO will execute on its strategy even with its embracing of AI and data to produce customized policies for its homeowner customer base. In this article, we'll look at some of its recent numbers, its overall business model, and how things look for over the next couple of years. Some of the numbers Revenue in the third quarter was $30.7 million, up 44 percent from the $21.3 million in revenue generated in the third quarter of 2021. Revenue in the first nine months of 2022 was $83.9 million, up from the $59.1 million in revenue generated in the first nine months of 2021. Total expenses in the reporting period were $157.9 million, an increase of approximately $106 million year-over-year. Adjusted EBITDA in the third quarter was a loss of $54.8 million. For full-year 2022 adjusted EBITDA is projected to produce a loss in the range of $197 million to $203 million. Management said it expects to reach adjusted EBITDA by the latter part of 2024. Net loss in the quarter was $129.2 million, or ($5.66) per share. Cash and cash equivalents at the end of the quarter were $346.5 million, significantly down from the cash and cash equivalents of $775.6 million at the end of calendar 2021. Understanding Hippo's business model As mentioned above, Hippo Holdings Inc. combines data and AI to design customized policies for homeowners it's working with; this is brought down to the neighborhood level. The company has its agents get together with its customers in order to design the types of policies that meet the requirements of the homeowners. How I see the challenge of the company is in essentially having a business model that is one of mass-customization, a difficult business model to execute on. Understanding the accelerating improvement in AI and data gathering, I don't have a problem believing mass-customization of insurance policies is achievable, but do question whether or not HIPO will be able to execute on its business model and strategy over the next couple of years, in light of the enormous losses it continues to take. While expectations are revenue is probably going to continue to increase in the quarters ahead, it remains to be seen whether or not the company will be able to significantly cut back on expenses and costs in order to be adjusted EBITDA positive within a couple of years. Share price and entry point With the extraordinary collapse of its share price, the question now becomes whether or not the current share price represents a good entry point, or if it has the potential to fall a lot further from the $14.00 per share it's now trading at. Over the last year or so, HIPO has started to improve on its underwriting and pricing, and that has helped improve its dismal loss ratio. That, along with the strong retention rate of the company represents some hope that the company has started to turn things around on a sustainable basis. As mentioned earlier in the article, I understand how HIPO, with its AI and data focus, can be viewed as a potential disruptor in the home insurance sector, and if it's able to execute on its strategy, some day it may become that by taking significant market share in the homeowner insurance segment. But that day isn't now, and until it improves on and proves it can execute its strategy, it remains a risky stock to take a position in. I have no doubt omnichannel, data driven companies like HIPO that embrace AI as a key part of their business will be the future of the insurance industry, but we're still in the early stages of adoption, and there's no guarantee that HIPO will be among the winners in this space. HIPO has seemed to find a bottom at around $13.00 per share and could build off that if the company shows improvement in the near term. If it doesn't, I think it's going to test its lows and struggle to find support even at current low share price levels. Conclusion Hippo Holdings Inc. is offering a relatively new business model in the home insurance sector, and consumers willing to adopt the model, so far, tend to renew their policies at a high percentage rate.

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: Insufficient data to determine if HIPO's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if HIPO's dividend payments have been increasing.


Dividend Yield vs Market

Hippo Holdings Dividend Yield vs Market
How does HIPO dividend yield compare to the market?
SegmentDividend Yield
Company (HIPO)n/a
Market Bottom 25% (US)1.4%
Market Top 25% (US)4.1%
Industry Average (Insurance)2.6%
Analyst forecast (HIPO) (up to 3 years)n/a

Notable Dividend: Unable to evaluate HIPO's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate HIPO's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Earnings Payout to Shareholders

Earnings Coverage: Insufficient data to calculate HIPO's payout ratio to determine if its dividend payments are covered by earnings.


Cash Payout to Shareholders

Cash Flow Coverage: Unable to calculate sustainability of dividends as HIPO has not reported any payouts.


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/12 03:16
End of Day Share Price 2026/06/12 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Hippo Holdings Inc. is covered by 9 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Timothy D'AgostinoB. Riley Securities, Inc.
Matthew CarlettiCitizens JMP Securities, LLC
Taylor ScottGoldman Sachs