Hippo Holdings Management
Management criteria checks 3/4
Hippo Holdings' CEO is Rick McCathron, appointed in Feb 2017, has a tenure of 9.42 years. total yearly compensation is $6.00M, comprised of 11% salary and 89% bonuses, including company stock and options. directly owns 1.13% of the company’s shares, worth $8.26M. The average tenure of the management team and the board of directors is 3.8 years and 4.5 years respectively.
Key information
Rick McCathron
Chief executive officer
US$6.0m
Total compensation
| CEO salary percentage | 11.01% |
| CEO tenure | 9.4yrs |
| CEO ownership | 1.1% |
| Management average tenure | 3.8yrs |
| Board average tenure | 4.5yrs |
Recent management updates
Recent updates
Narrative Update • Jun 23
HIPO: AI Insurance Platform And Fronting Carrier Strength Will Support Upside
Analysts have lifted their average price target on Hippo Holdings to $43, citing growing interest in the company's data driven home insurance platform and the perceived value of its fronting carrier business. Analyst Commentary Recent research coverage on Hippo Holdings has highlighted both the potential of its data driven home insurance model and several areas of caution that readers should weigh carefully.Seeking Alpha • Jun 23
Hippo Holdings: Profitability Finally Arrives, But Sustainability Is The Real Test
Summary Hippo Holdings is transitioning from a cash-burning insurtech to an operationally profitable, efficiency-focused insurer, with Q1 net income of $7 million. HIPO's strategic shift to casualty and commercial lines reduced its net loss ratio to 48% and stabilized its combined ratio at 99.5%. Despite profitability, HIPO trades at a discounted 1.38x P/S and 10x P/E, reflecting market skepticism about the sustainability of recent results. Sustained profitability through challenging quarters could re-rate HIPO shares, as the company leverages partnerships and a capital-light, tech-driven model. Read the full article on Seeking AlphaNarrative Update • Jun 06
HIPO: AI Efficiency Gains And Partnership Expansion Will Support Future Upside
Analysts have adjusted their price target on Hippo Holdings by $2, reflecting updated views on revenue growth potential, profit margin expectations, and a higher forward P/E multiple, as seen in recent research that included both a $3 reduction and a subsequent $2 increase in targets. Analyst Commentary Recent research on Hippo Holdings shows a mix of caution and renewed optimism, with one firm resuming coverage and others revisiting their price targets in short succession.
Narrative Update • May 13
HIPO: AI Driven Claims Execution And Distribution Expansion Will Support Future Upside
Analysts have lifted their price expectations for Hippo Holdings by $2, citing updated assumptions for faster revenue growth, improved profit margins, and a lower future P/E multiple that together support a refined risk and return outlook. Analyst Commentary Bullish analysts point to the latest price target lift as a sign that updated assumptions around Hippo Holdings are starting to translate into a more constructive view on the stock.Narrative Update • Apr 25
HIPO: AI Claims Execution Through 2028 Will Drive Future Upside
Analysts have modestly reduced their average 12 month price target on Hippo Holdings by $3 to $33, as recent research highlights both continued growth ambitions and the execution risks tied to sustaining strong expansion in a softer pricing backdrop. Analyst Commentary Recent Street research on Hippo Holdings reflects a mix of optimism and caution, with bullish analysts highlighting long term growth ambitions while acknowledging execution risk in reaching multi year targets in a softer pricing backdrop.Narrative Update • Apr 10
HIPO: 2028 Execution On AI Claims And Distribution Will Drive Shares
Analysts have reduced their price target on Hippo Holdings by $3, setting it at $33, and cited a path to 2028 that they view as carrying risks from strong growth alongside softer pricing trends. Analyst Commentary Recent Street research on Hippo Holdings highlights both the reduced price target and the longer term path to 2028, which analysts describe as exposed to risk from strong growth meeting softer pricing trends.Narrative Update • Mar 27
HIPO: Future Pricing Discipline And 2028 Execution Will Drive Share Price Higher
Analysts have trimmed their price target on Hippo Holdings by $1 to $33, citing a riskier path ahead as strong growth expectations meet softer pricing conditions into 2028. Analyst Commentary Bullish analysts are treating the reduced US$33 price target as a sign that expectations are being recalibrated rather than abandoned, with the focus shifting to how effectively Hippo can execute through a more challenging pricing backdrop into 2028.Narrative Update • Mar 13
HIPO: Future Earnings Discipline Will Support A Higher Share Price
Analysts have trimmed their price target on Hippo Holdings to $33 from $34, pointing to the risk that strong growth expectations and very high future P/E assumptions could face if pricing in the business softens toward 2028. Analyst Commentary Recent commentary around Hippo highlights a mixed but still constructive tone, with attention on how the company can balance growth ambitions with pricing conditions through 2028.
Narrative Update • Feb 27
HIPO: Future Earnings Leverage And Buybacks Will Drive Upside Potential
Analysts have reduced their average price target for Hippo Holdings by about $0.67. This change reflects updated views on factors such as revenue growth assumptions, profit margin expectations, and a lower projected future P/E multiple.Narrative Update • Jan 07
HIPO: Future Profitability And Buybacks Will Support Balanced Risk Profile
Analysts now place Hippo Holdings' fair value at US$34.00 per share, up from US$30.00, citing updated views on discount rates, revenue growth assumptions, profit margins and a lower future P/E of 12.74 compared with the prior 71.60. What's in the News Issued earnings guidance for the fourth quarter of 2025, with expected revenue between US$117 million and US$120 million and net income projected between US$1 million and US$5 million (company guidance).Narrative Update • Dec 23
HIPO: Future Profitability And Buybacks Will Support A Higher Share Price
Analysts have raised their price target on Hippo Holdings from 41.00 dollars to 45.00 dollars, reflecting updated assumptions around fair value, discount rates, revenue growth, and long term profitability despite a sharply higher projected future price to earnings multiple. What's in the News Issued fourth quarter 2025 guidance, targeting revenue between 117 million dollars and 120 million dollars and net income between 1 million dollars and 5 million dollars (company guidance).Narrative Update • Dec 09
HIPO: Share Buybacks Will Drive Upside Potential In Coming Quarters
Analysts have modestly adjusted their price target on Hippo Holdings to reflect refined assumptions for the discount rate, long-term revenue growth, and profit margin. However, the implied fair value remains effectively unchanged at approximately 40.33 per share.Narrative Update • Nov 25
HIPO: Share Buybacks Will Drive Upside Potential in Coming Quarters
Analysts have raised their price target for Hippo Holdings from $37.00 to $40.33, citing revised assumptions on fair value and future profitability metrics, even though revenue growth expectations have moderated. What's in the News Hippo Holdings provided fourth quarter 2025 guidance, projecting revenue between $117 million and $120 million and net income between $1 million and $5 million (Company Announcement).Analysis Article • Aug 23
Hippo Holdings Inc. (NYSE:HIPO) Stocks Shoot Up 25% But Its P/S Still Looks Reasonable
Despite an already strong run, Hippo Holdings Inc. ( NYSE:HIPO ) shares have been powering on, with a gain of 25% in...Narrative Update • Aug 08
Baldwin Group Partnership And AI Will Expand Market Access
Hippo Holdings’ slight increase in future P/E suggests minor upward pressure on valuation expectations, though unchanged net profit margin and a stable analyst price target of $36.50 indicate little overall adjustment to the company’s perceived fair value. What's in the News Hippo Holdings added to the Russell 2000 Growth, 2500 Growth, and 3000 Growth indices.Analysis Article • Jun 13
After Leaping 30% Hippo Holdings Inc. (NYSE:HIPO) Shares Are Not Flying Under The Radar
Hippo Holdings Inc. ( NYSE:HIPO ) shares have had a really impressive month, gaining 30% after a shaky period...Analysis Article • Apr 08
Hippo Holdings Inc. (NYSE:HIPO) Stock's 25% Dive Might Signal An Opportunity But It Requires Some Scrutiny
Hippo Holdings Inc. ( NYSE:HIPO ) shareholders won't be pleased to see that the share price has had a very rough month...
New Narrative • Mar 26
Partner Network Expansion And Policy Transformation Will Shape Future Success
Strategic expansion into new homes channel and Insurance as a Service growth could boost revenue and market position, supported by network and partner enhancements.Analysis Article • Feb 09
Why Investors Shouldn't Be Surprised By Hippo Holdings Inc.'s (NYSE:HIPO) 28% Share Price Surge
Hippo Holdings Inc. ( NYSE:HIPO ) shareholders would be excited to see that the share price has had a great month...Analysis Article • Nov 01
Hippo Holdings Inc. (NYSE:HIPO) Looks Just Right With A 28% Price Jump
Hippo Holdings Inc. ( NYSE:HIPO ) shares have continued their recent momentum with a 28% gain in the last month alone...Analysis Article • Jul 20
Investors Appear Satisfied With Hippo Holdings Inc.'s (NYSE:HIPO) Prospects As Shares Rocket 26%
Hippo Holdings Inc. ( NYSE:HIPO ) shareholders are no doubt pleased to see that the share price has bounced 26% in the...CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$113m |
| Dec 31 2025 | US$6m | US$660k | US$58m |
| Sep 30 2025 | n/a | n/a | US$96m |
| Jun 30 2025 | n/a | n/a | -US$11m |
| Mar 31 2025 | n/a | n/a | -US$52m |
| Dec 31 2024 | US$3m | US$660k | -US$40m |
| Sep 30 2024 | n/a | n/a | -US$127m |
| Jun 30 2024 | n/a | n/a | -US$172m |
| Mar 31 2024 | n/a | n/a | -US$239m |
| Dec 31 2023 | US$3m | US$645k | -US$273m |
| Sep 30 2023 | n/a | n/a | -US$294m |
| Jun 30 2023 | n/a | n/a | -US$370m |
| Mar 31 2023 | n/a | n/a | -US$336m |
| Dec 31 2022 | US$7m | US$569k | -US$333m |
| Sep 30 2022 | n/a | n/a | -US$331m |
| Jun 30 2022 | n/a | n/a | -US$233m |
| Mar 31 2022 | n/a | n/a | -US$244m |
| Dec 31 2021 | US$3m | US$383k | -US$371m |
| Sep 30 2021 | n/a | n/a | -US$365m |
| Jun 30 2021 | n/a | n/a | -US$373m |
| Mar 31 2021 | n/a | n/a | -US$313m |
| Dec 31 2020 | US$2m | US$300k | -US$141m |
Compensation vs Market: Rick's total compensation ($USD6.00M) is above average for companies of similar size in the US market ($USD3.54M).
Compensation vs Earnings: Rick's compensation has been consistent with company performance over the past year.
CEO
Rick McCathron (54 yo)
9.4yrs
Tenure
US$5,997,265
Compensation
Mr. Richard Lyn McCathron, also known as Rick, is Chief Executive Officer of Hippo Holdings Inc. from June 2022. He is Executive VP & Director at Wingsail Insurance Company. He has been the President and D...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| President | 9.4yrs | US$6.00m | 1.13% $ 8.3m | |
| Chief Financial Officer | 1.3yrs | US$2.13m | 0.13% $ 945.0k | |
| Chief Insurance Officer & GM of HHIP | 2.5yrs | US$1.33m | 0.21% $ 1.5m | |
| President & Chief Executive Officer of Spinnaker | no data | US$1.37m | 0.10% $ 755.4k | |
| Chief Operating Officer | less than a year | no data | 0.11% $ 822.1k | |
| Chief Technology Officer | no data | no data | no data | |
| Head of Investor Relations | less than a year | no data | no data | |
| General Counsel & Secretary | no data | no data | no data | |
| Chief Marketing Officer | 8.8yrs | no data | no data | |
| Chief Human Resources Officer | 3.8yrs | no data | no data | |
| Chief Insurance Strategy Officer | 5.1yrs | no data | no data | |
| Chief Risk Officer | 5.1yrs | no data | no data |
3.8yrs
Average Tenure
48.5yo
Average Age
Experienced Management: HIPO's management team is considered experienced (3.8 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| President | 9.4yrs | US$6.00m | 1.13% $ 8.3m | |
| Independent Director | 8.3yrs | US$185.37k | 0.25% $ 1.8m | |
| Independent Chairman | 5.8yrs | US$214.16k | 0.10% $ 744.0k | |
| Non-Independent Director | less than a year | US$4.08m | 0.49% $ 3.6m | |
| Independent Director | 3.9yrs | US$201.37k | 0.26% $ 1.9m | |
| Independent Director | 5.2yrs | US$183.37k | 0.084% $ 612.6k | |
| Independent Director | 8.6yrs | US$191.37k | 0.093% $ 681.6k | |
| Independent Director | 2.9yrs | US$185.37k | 0.062% $ 452.2k | |
| Independent Director | less than a year | US$107.90k | 0.0096% $ 70.3k | |
| Independent Director | less than a year | US$108.40k | 0.0096% $ 70.3k |
4.5yrs
Average Tenure
59.5yo
Average Age
Experienced Board: HIPO's board of directors are considered experienced (4.5 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/07 04:50 |
| End of Day Share Price | 2026/07/07 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Hippo Holdings Inc. is covered by 9 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Timothy D'Agostino | B. Riley Securities, Inc. |
| Matthew Carletti | Citizens JMP Securities, LLC |
| Taylor Scott | Goldman Sachs |