Huize Holding Limited

NasdaqGM:HUIZ Stock Report

Market Cap: US$31.7m

Huize Holding Valuation

Is HUIZ undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of HUIZ when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate HUIZ's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate HUIZ's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for HUIZ?

Key metric: As HUIZ is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for HUIZ. This is calculated by dividing HUIZ's market cap by their current earnings.
What is HUIZ's PE Ratio?
PE Ratio10.6x
EarningsCN¥21.72m
Market CapCN¥229.98m

Price to Earnings Ratio vs Peers

How does HUIZ's PE Ratio compare to its peers?

The above table shows the PE ratio for HUIZ vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average19.9x
AIFU AIX
3.5xn/aUS$71.4m
MAAL Marketing Alliance
13.5xn/aUS$11.5m
ZBAO Zhibao Technology
51.7xn/aUS$94.6m
WDH Waterdrop
11x17.8%US$402.1m
HUIZ Huize Holding
10.6x40.8%US$31.7m

Price-To-Earnings vs Peers: HUIZ is good value based on its Price-To-Earnings Ratio (10.6x) compared to the peer average (19.9x).

Price to Earnings Ratio vs Industry

How does HUIZ's PE Ratio compare vs other companies in the US Insurance Industry?

3 CompaniesPrice / EarningsEstimated GrowthMarket Cap
UTGN UTG
2xn/aUS$89.08m
AORE.F American Overseas Group
2.1xn/aUS$16.68m
CUII China United Insurance Service
0.0003xn/aUS$3.13k
No more companies available in this PE range
HUIZ 10.6xIndustry Avg. 13.7xNo. of Companies15PE01020304050+
3 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: HUIZ is good value based on its Price-To-Earnings Ratio (10.6x) compared to the US Insurance industry average (13.7x).

Price to Earnings Ratio vs Fair Ratio

What is HUIZ's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

HUIZ PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio10.6x
Fair PE Ratio10.6x

Price-To-Earnings vs Fair Ratio: HUIZ is good value based on its Price-To-Earnings Ratio (10.6x) compared to the estimated Fair Price-To-Earnings Ratio (10.6x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst HUIZ forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$0.64
US$1.46
+127.5%
19.2%US$1.78US$1.10n/a3
Nov ’25US$0.80
US$1.46
+82.0%
19.2%US$1.78US$1.10n/a3
Oct ’25US$0.73
US$1.48
+101.8%
18.3%US$1.80US$1.14n/a3
Sep ’25US$0.86
US$1.83
+113.2%
29.8%US$2.40US$1.10n/a3
Aug ’25US$0.92
US$1.83
+99.0%
29.8%US$2.40US$1.10n/a3
Jul ’25US$1.00
US$1.83
+83.1%
29.8%US$2.40US$1.10n/a3
Jun ’25US$0.77
US$1.84
+138.6%
29.8%US$2.41US$1.10n/a3
May ’25US$0.66
US$1.76
+165.3%
37.5%US$2.42US$1.10n/a2
Apr ’25US$0.63
US$1.76
+179.5%
37.5%US$2.42US$1.10n/a2
Mar ’25US$0.70
US$2.12
+203.2%
15.1%US$2.44US$1.80n/a2
Feb ’25US$0.60
US$2.12
+253.1%
15.1%US$2.44US$1.80n/a2
Jan ’25US$0.90
US$2.12
+135.4%
15.1%US$2.44US$1.80n/a2
Dec ’24US$0.90
US$2.12
+135.5%
15.1%US$2.44US$1.80n/a2
Nov ’24US$0.92
US$1.79
+94.1%
28.2%US$2.40US$1.16US$0.803
Oct ’24US$1.09
US$1.79
+63.8%
28.2%US$2.40US$1.16US$0.733
Sep ’24US$1.18
US$1.79
+51.3%
28.2%US$2.40US$1.16US$0.863
Aug ’24US$1.33
US$1.77
+33.3%
26.1%US$2.32US$1.19US$0.923
Jul ’24US$1.35
US$1.77
+31.3%
26.1%US$2.32US$1.19US$1.003
Jun ’24US$1.18
US$1.77
+50.2%
26.1%US$2.32US$1.19US$0.773
May ’24US$1.44
US$1.71
+18.7%
29.2%US$2.40US$1.23US$0.663
Apr ’24US$1.27
US$1.73
+36.1%
28.3%US$2.42US$1.28US$0.633
Mar ’24US$1.38
US$2.06
+49.2%
45.3%US$3.37US$1.30US$0.703
Feb ’24US$1.30
US$2.06
+58.4%
45.3%US$3.37US$1.30US$0.603
Jan ’24US$1.38
US$1.81
+31.1%
54.7%US$3.20US$0.99US$0.903
Dec ’23US$1.06
US$1.81
+70.6%
54.7%US$3.20US$0.99US$0.903
Nov ’23US$0.51
US$1.82
+257.6%
46.9%US$3.03US$1.20US$0.923

Analyst Forecast: Target price is more than 20% higher than the current share price, but analysts are not within a statistically confident range of agreement.

Discover undervalued companies

China Life Insurance

HK$796.1b

Operates as a life insurance company in the People’s Republic of China.

LFCH.Y

HK$6.21

7D

3.0%

1Y

-30.1%

Sagicor Financial

CA$872.8m

Provides insurance products and related financial services in Jamaica, Barbados, Trinidad, Tobago, other Caribbean region, and the United States.

SGCF.F

CA$4.46

7D

0%

1Y

n/a

Sompo Holdings

JP¥3.7t

Provides property and casualty (P&C) insurance services in Japan and internationally.

SMPN.Y

JP¥12.44

7D

13.1%

1Y

64.3%