Root, Inc.

NasdaqGS:ROOT Stock Report

Market Cap: US$1.9b

Root Future Growth

Future criteria checks 3/6

Root is forecast to grow earnings and revenue by 17% and 10.8% per annum respectively. EPS is expected to grow by 6% per annum. Return on equity is forecast to be 0.6% in 3 years.

Key information

17.0%

Earnings growth rate

5.99%

EPS growth rate

Insurance earnings growth12.6%
Revenue growth rate10.8%
Future return on equity0.64%
Analyst coverage

Good

Last updated19 May 2025

Recent future growth updates

Recent updates

Root: Not Close To Undervalued

May 12

Root, Inc. (NASDAQ:ROOT) Stocks Shoot Up 27% But Its P/S Still Looks Reasonable

May 04
Root, Inc. (NASDAQ:ROOT) Stocks Shoot Up 27% But Its P/S Still Looks Reasonable
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Expansive Costs Will Undermine Future Profitability In US Insurance

Strategic investments in marketing and data science might boost future growth but will likely increase short-term expenses and pressure net margins.

Root, Inc. (NASDAQ:ROOT) Looks Just Right With A 28% Price Jump

Mar 15
Root, Inc. (NASDAQ:ROOT) Looks Just Right With A 28% Price Jump

Root: Loving The Profits, But It's Fair Value Territory

Feb 28

Root Inc. Q4 2024 Earnings Preview

Feb 18

Root, Inc.: A Risky Play In The Insurtech Sector

Jan 06

Root, Inc. (NASDAQ:ROOT) Stock's 30% Dive Might Signal An Opportunity But It Requires Some Scrutiny

Dec 20
Root, Inc. (NASDAQ:ROOT) Stock's 30% Dive Might Signal An Opportunity But It Requires Some Scrutiny

Root, Inc. (NASDAQ:ROOT) Stock Rockets 74% But Many Are Still Ignoring The Company

Nov 01
Root, Inc. (NASDAQ:ROOT) Stock Rockets 74% But Many Are Still Ignoring The Company

Root, Inc. Has Entered The World Of Profits (Rating Upgrade)

Nov 01

Root Inc. Q3 Earnings Preview: Loss Ratio Not Sustainable

Oct 24

Take Care Before Jumping Onto Root, Inc. (NASDAQ:ROOT) Even Though It's 36% Cheaper

Aug 19
Take Care Before Jumping Onto Root, Inc. (NASDAQ:ROOT) Even Though It's 36% Cheaper

Root Inc: Rising Insurer In A Competitive Space

Aug 11

Root, Inc. (NASDAQ:ROOT) Might Not Be As Mispriced As It Looks After Plunging 33%

Jun 19
Root, Inc. (NASDAQ:ROOT) Might Not Be As Mispriced As It Looks After Plunging 33%

Root, Inc.: Promising Embedded Strategy With Potential Nationwide Expansion

May 06

Not Many Are Piling Into Root, Inc. (NASDAQ:ROOT) Stock Yet As It Plummets 32%

May 05
Not Many Are Piling Into Root, Inc. (NASDAQ:ROOT) Stock Yet As It Plummets 32%

Root, Inc. (NASDAQ:ROOT) Reported Earnings Last Week And Analysts Are Already Upgrading Their Estimates

May 03
Root, Inc. (NASDAQ:ROOT) Reported Earnings Last Week And Analysts Are Already Upgrading Their Estimates

Small Cap Nuance With Courage & Conviction Investing

Mar 04

Root, Inc. (NASDAQ:ROOT) Reported Earnings Last Week And Analysts Are Already Upgrading Their Estimates

Feb 25
Root, Inc. (NASDAQ:ROOT) Reported Earnings Last Week And Analysts Are Already Upgrading Their Estimates

Root, Inc. Q4 Earnings: Current Price Requires Exceptional Growth

Feb 23

Investors Holding Back On Root, Inc. (NASDAQ:ROOT)

Jan 15
Investors Holding Back On Root, Inc. (NASDAQ:ROOT)

Industry Analysts Just Made A Sizeable Upgrade To Their Root, Inc. (NASDAQ:ROOT) Revenue Forecasts

Aug 10
Industry Analysts Just Made A Sizeable Upgrade To Their Root, Inc. (NASDAQ:ROOT) Revenue Forecasts

Earnings and Revenue Growth Forecasts

NasdaqGS:ROOT - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20271,79368323N/A4
12/31/20261,56049273N/A6
12/31/20251,40828229N/A6
3/31/20251,27153197208N/A
12/31/20241,17729184196N/A
9/30/20241,045-16163173N/A
6/30/2024854-84129138N/A
3/31/2024640-1135565N/A
12/31/2023455-147-43-34N/A
9/30/2023332-182-135-126N/A
6/30/2023290-202-209-200N/A
3/31/2023296-261-252-243N/A
12/31/2022311-298-221-211N/A
9/30/2022333-349-216-203N/A
6/30/2022353-416-295-282N/A
3/31/2022362-499-377-364N/A
12/31/2021345-521-415-403N/A
9/30/2021303-544-574-557N/A
6/30/2021260-497-468-451N/A
3/31/2021291-357-347-332N/A
12/31/2020347-363-303-287N/A
9/30/2020402-315-159-149N/A
6/30/2020432-330-162-152N/A
3/31/2020362-339-166-154N/A
12/31/2019290-282-139-127N/A
12/31/201843-69N/A-26N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: ROOT's forecast earnings growth (17% per year) is above the savings rate (2.9%).

Earnings vs Market: ROOT's earnings (17% per year) are forecast to grow faster than the US market (14.6% per year).

High Growth Earnings: ROOT's earnings are forecast to grow, but not significantly.

Revenue vs Market: ROOT's revenue (10.8% per year) is forecast to grow faster than the US market (8.7% per year).

High Growth Revenue: ROOT's revenue (10.8% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: ROOT's Return on Equity is forecast to be low in 3 years time (0.6%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/02 20:34
End of Day Share Price 2025/07/02 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Root, Inc. is covered by 18 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Tracy Dolin-BenguiguiBarclays
Ross SandlerBarclays
Tracy Dolin-BenguiguiBarclays