Root Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

NasdaqGS:ROOT Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Shares	Max Price
05 Jun 25	SellUS$268,143	Jerri DeVard	Individual	1,895	US$141.50
19 Nov 24	SellUS$400,000	Jonathan Allison	Individual	4,000	US$100.00
18 Nov 24	SellUS$192,666	Julie Szudarek	Individual	2,000	US$96.33
11 Nov 24	SellUS$3,656,312	Ribbit Management Company, LLC	Company	43,107	US$86.06
07 Nov 24	SellUS$432,834	Jonathan Allison	Individual	5,500	US$78.70

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of ROOT?
Owner Type	Number of Shares	Ownership Percentage
Private Companies	0	0%
VC/PE Firms	1,232,607	7.98%
Individual Insiders	1,784,718	11.6%
General Public	3,508,794	22.7%
Institutions	8,921,215	57.8%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Top 25 shareholders own 59.89% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
7.98%	Ribbit Management Company, LLC	1,232,607	US$106.9m	-15.4%	4.53%
7.3%	Alexander Timm	1,128,179	US$97.9m	-0.95%	no data
5.3%	T. Rowe Price Group, Inc.	818,287	US$71.0m	19.1%	0.01%
4.82%	BlackRock, Inc.	744,267	US$64.6m	15.5%	no data
3.73%	The Vanguard Group, Inc.	575,477	US$49.9m	8.67%	no data
3.41%	Silicon Valley BancVentures, Inc.	527,012	US$45.7m	0%	100.0%
3.21%	Capital Research and Management Company	496,598	US$43.1m	34.6%	no data
2.63%	Renaissance Technologies LLC	406,315	US$35.3m	-3.15%	0.04%
2.31%	American Century Investment Management Inc	357,176	US$31.0m	54.8%	0.01%
1.76%	Mahtiyar Bonakdarpour	272,557	US$23.6m	-3.23%	no data
1.71%	Ensign Peak Advisors, Inc.	264,354	US$22.9m	0%	0.04%
1.64%	DST Global	252,669	US$21.9m	0%	1.61%
1.52%	Geode Capital Management, LLC	234,715	US$20.4m	18.6%	no data
1.43%	Invesco Ltd.	220,153	US$19.1m	-1.49%	no data
1.37%	Franklin Resources, Inc.	211,330	US$18.3m	60.1%	0.01%
1.34%	State Street Global Advisors, Inc.	206,877	US$17.9m	13.4%	no data
1.19%	Morgan Stanley	183,612	US$15.9m	148%	no data
1.05%	Tairen Capital Limited	162,724	US$14.1m	185%	1.28%
1.03%	Christopher Olsen	158,438	US$13.7m	-89%	no data
1%	Dragoneer Investment Group, LLC	154,320	US$13.4m	0%	0.27%
0.97%	Drive Capital, LLC	149,294	US$13.0m	-11.4%	100.0%
0.87%	Leap Investments LP	134,184	US$11.6m	27.1%	0.18%
0.85%	Driehaus Capital Management LLC	130,933	US$11.4m	-14.5%	0.06%
0.77%	Dimensional Fund Advisors LP	119,484	US$10.4m	153%	no data
0.71%	Monolith Management Limited	110,405	US$9.6m	138%	2.65%

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/10/05 03:28
End of Day Share Price	2025/10/03 00:00
Earnings	2025/06/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Root, Inc. is covered by 18 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Tracy Dolin-Benguigui	Barclays
Ross Sandler	Barclays
Tracy Dolin-Benguigui	Barclays