ROOT Share Price Performance
US$44.00
-81.29 (-64.88%)
58.1% undervalued intrinsic discount
US$105.00
Fair Value
Price US$44.00
AnalystLowTarget US$105.00
AnalystConsensusTarget US$90.00
AnalystHighTarget US$125.00
Fair ValueUS$105.00
Share Pricen/a
Root, Inc. Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 39 Fair Values set on narratives written by author
ROOT Community Narratives
AN
Fair Value US$105 58.1% undervalued intrinsic discount
Privacy Concerns And Competition Will Harm Pricing Yet Enable Recovery
0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
AN
Fair Value US$90 51.1% undervalued intrinsic discount
Premium Expansion Will Face Headwinds While Profitability Sees Continued Progress
0users have liked this narrative
0users have commented on this narrative
24users have followed this narrative
AN
Fair Value US$125 64.8% undervalued intrinsic discount
Digital Adoption And Telematics Will Redefine Insurance Experiences
0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
Digital Adoption And Telematics Will Redefine Insurance Experiences
Key Takeaways Rapid digital scaling and advanced AI models drive superior growth, margin expansion, and strong competitive positioning versus legacy carriers. Robust capital reserves and exclusive real-time data access fuel ongoing innovation, national expansion, and enhanced long-term profitability.Read more
55
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
AN
US$125
64.8% undervalued intrinsic discount
Fair Value
Revenue
11.87% p.a.
Profit Margin
3.71%
Future PE
31.11x
Price in 2029
US$151.74
Premium Expansion Will Face Headwinds While Profitability Sees Continued Progress
Key Takeaways Rapid deployment of advanced AI pricing and data-driven marketing is improving risk segmentation, customer value, and long-term margin potential. Expanding partnerships and new market entries are increasing policyholder growth and supporting sustainable revenue acceleration.Read more
268
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
24users have followed this narrative
AN
US$90
51.1% undervalued intrinsic discount
Fair Value
Revenue
10.08% p.a.
Profit Margin
2.72%
Future PE
32.02x
Price in 2029
US$109.26
Privacy Concerns And Competition Will Harm Pricing Yet Enable Recovery
Key Takeaways Heavy dependence on data-driven, AI-powered models and digital adoption creates growth potential, but also exposes Root to regulatory risks and competitive pressures that threaten differentiation. Limited scale and exposure to external volatility make earnings unpredictable, while unproven models and rising claims costs could undermine profitability despite technological investments.Read more
27
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
AN
US$105
58.1% undervalued intrinsic discount
Fair Value
Revenue
9.02% p.a.
Profit Margin
1.59%
Future PE
72.58x
Price in 2028
US$123.67
Trending Discussion
Recently Updated Narratives
AN
ROOT: Lower Loss Ratio And PIF Momentum Will Support Future Upside
Fair Value: US$125 64.8% undervalued intrinsic discount
1 fair value setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
ROOT: Future Pricing And Loss Trends Will Drive Upside Potential
Fair Value: US$90 51.1% undervalued intrinsic discount
24 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
Privacy Concerns And Competition Will Harm Pricing Yet Enable Recovery
Fair Value: US$105 58.1% undervalued intrinsic discount
1 fair value setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
Root, Inc. Key Details
About ROOT
- Founded
- 2015
- Employees
- 1256
- CEO
- WebsiteView website
Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio.
