Yiren Digital Full Year 2024 Earnings: EPS: CN¥18.27 (vs CN¥23.54 in FY 2023)

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Yiren Digital (NYSE:YRD) Full Year 2024 Results

Key Financial Results

  • Revenue: CN¥5.81b (up 19% from FY 2023).
  • Net income: CN¥1.58b (down 24% from FY 2023).
  • Profit margin: 27% (down from 43% in FY 2023). The decrease in margin was driven by higher expenses.
  • EPS: CN¥18.27 (down from CN¥23.54 in FY 2023).
NYSE:YRD Revenue and Expenses Breakdown May 1st 2025

All figures shown in the chart above are for the trailing 12 month (TTM) period

The primary driver behind last 12 months revenue was the Financial Services Business segment contributing a total revenue of CN¥3.47b (60% of total revenue). The largest operating expense was Sales & Marketing costs, amounting to CN¥1.20b (36% of total expenses). Explore how YRD's revenue and expenses shape its earnings.

Yiren Digital shares are up 3.5% from a week ago.

Risk Analysis

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