Lufax Holding (NYSE:LU) - Stock Price, News & Analysis

LU Stock Overview

Operates as a financial service empowering institution for small and micro businesses in China.

LU fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	3/6
Past Performance	0/6
Financial Health	4/6
Dividends	0/6

Rewards

Earnings are forecast to grow 65.32% per year

Trading at good value compared to peers and industry

Risk Analysis

Highly volatile share price over the past 3 months

Shareholders have been substantially diluted in the past year

Lufax Holding Ltd Competitors

Navient

NasdaqGS:NAVI

US$1.8b

PROG Holdings

NYSE:PRG

US$2.0b

Encore Capital Group

NasdaqGS:ECPG

US$1.2b

Enova International

NYSE:ENVA

US$2.2b

Price History & Performance

Summary of all time highs, changes and price drops for Lufax Holding
Historical stock prices
Current Share Price	US$2.28
52 Week High	US$5.52
52 Week Low	US$2.00
Beta	0.75
11 Month Change	-22.45%
3 Month Change	-49.56%
1 Year Change	-55.12%
33 Year Change	-93.43%
5 Year Change	n/a
Change since IPO	-95.56%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	LU	US Consumer Finance	US Market
7D	-14.3%	-0.09%	0.1%
1Y	-55.1%	44.8%	24.9%

Return vs Industry: LU underperformed the US Consumer Finance industry which returned 44.8% over the past year.

Return vs Market: LU underperformed the US Market which returned 24.9% over the past year.

Price Volatility

Is LU's price volatile compared to industry and market?
LU volatility
LU Average Weekly Movement	19.4%
Consumer Finance Industry Average Movement	5.9%
Market Average Movement	6.3%
10% most volatile stocks in US Market	15.1%
10% least volatile stocks in US Market	3.2%

Stable Share Price: LU's share price has been volatile over the past 3 months.

Volatility Over Time: LU's weekly volatility (20%) has been stable over the past year, but is still higher than 75% of US stocks.

About the Company

Founded	Employees	CEO	Website
2005	33,746	Yong Suk Cho	www.lufaxholding.com

Lufax Holding Ltd operates as a financial service empowering institution for small and micro businesses in China. The company offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. It also provides wealth management products, such as asset management plans, mutual fund products, private investment fund products, and trust products.

Lufax Holding Ltd Fundamentals Summary

How do Lufax Holding's earnings and revenue compare to its market cap?
LU fundamental statistics
Market cap	US$2.05b
Earnings (TTM)	-US$338.70m
Revenue (TTM)	US$4.95b

0.4x

P/S Ratio

-5.8x

P/E Ratio

Is LU overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
LU income statement (TTM)
Revenue	CN¥35.27b
Cost of Revenue	CN¥12.21b
Gross Profit	CN¥23.06b
Other Expenses	CN¥25.47b
Earnings	-CN¥2.41b

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	-2.78
Gross Margin	65.38%
Net Profit Margin	-6.84%
Debt/Equity Ratio	57.7%

How did LU perform over the long term?

See historical performance and comparison