LendingClub First Quarter 2025 Earnings: Revenues Beat Expectations, EPS Lags

LendingClub (NYSE:LC) First Quarter 2025 Results

Key Financial Results

• Revenue: US$299.8m (up 13% from 1Q 2024).
• Net income: US$11.7m (down 4.7% from 1Q 2024).
• Profit margin: 3.9% (down from 4.6% in 1Q 2024). The decrease in margin was driven by higher expenses.
• EPS: US$0.10 (down from US$0.11 in 1Q 2024).

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All figures shown in the chart above are for the trailing 12 month (TTM) period

LendingClub Revenues Beat Expectations, EPS Falls Short

Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) missed analyst estimates by 6.3%.

Looking ahead, revenue is forecast to grow 2.4% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Consumer Finance industry in the US.

Performance of the American Consumer Finance industry.

The company's shares are down 5.9% from a week ago.

Risk Analysis

Before we wrap up, we've discovered 1 warning sign for LendingClub that you should be aware of.

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