USIO Stock Overview
Provides integrated electronic payment processing services to merchants and businesses in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 3/6 |
| Past Performance | 2/6 |
| Financial Health | 3/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Usio, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$1.34 |
| 52 Week High | US$2.00 |
| 52 Week Low | US$1.24 |
| Beta | 1.75 |
| 1 Month Change | -8.84% |
| 3 Month Change | -6.29% |
| 1 Year Change | -16.51% |
| 3 Year Change | -72.65% |
| 5 Year Change | -21.18% |
| Change since IPO | -97.02% |
Recent News & Updates
Usio: Growth, Strong Balance Sheet, Undervaluation, Positive Outlook
Aug 14Usio, Inc.'s (NASDAQ:USIO) Subdued P/S Might Signal An Opportunity
May 21
Recent updates
Usio: Growth, Strong Balance Sheet, Undervaluation, Positive Outlook
Aug 14Usio, Inc.'s (NASDAQ:USIO) Subdued P/S Might Signal An Opportunity
May 21Usio, Inc. (NASDAQ:USIO) Could Be Riskier Than It Looks
Jan 18Usio, Inc.'s (NASDAQ:USIO) Shares Not Telling The Full Story
Aug 11Usio co-founder passes away
Sep 13Usio: Q2 total dollar processed declines 12% Y/Y, card segment on record high
Jul 26Usio Buffeted By Voyager
Jun 23Usio Is Getting Flushed With The Market
Jan 25Usio Inc.'s PayFac Business Is A Rapidly-Growing, High-Quality Business That Is Alone Worth More Than Current EV
Oct 20Usio Is Close To Turning Profitable
Oct 03Usio announces uplisting to Nasdaq Global Market
Jun 14Shareholder Returns
| USIO | US Diversified Financial | US Market | |
|---|---|---|---|
| 7D | -0.7% | -0.7% | -2.7% |
| 1Y | -16.5% | 25.5% | 23.4% |
Return vs Industry: USIO underperformed the US Diversified Financial industry which returned 25.5% over the past year.
Return vs Market: USIO underperformed the US Market which returned 23.4% over the past year.
Price Volatility
| USIO volatility | |
|---|---|
| USIO Average Weekly Movement | 5.5% |
| Diversified Financial Industry Average Movement | 5.1% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.9% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: USIO has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: USIO's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1998 | 126 | Louis Hoch | www.usio.com |
Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check and Check Conversion for electronic payment facilitation.
Usio, Inc. Fundamentals Summary
| USIO fundamental statistics | |
|---|---|
| Market cap | US$36.35m |
| Earnings (TTM) | US$2.70m |
| Revenue (TTM) | US$81.03m |
13.5x
P/E Ratio0.4x
P/S RatioIs USIO overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| USIO income statement (TTM) | |
|---|---|
| Revenue | US$81.03m |
| Cost of Revenue | US$62.69m |
| Gross Profit | US$18.33m |
| Other Expenses | US$15.63m |
| Earnings | US$2.70m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.10 |
| Gross Margin | 22.63% |
| Net Profit Margin | 3.34% |
| Debt/Equity Ratio | 4.0% |
How did USIO perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 14:21 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Usio, Inc. is covered by 6 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Gary Prestopino | Barrington Research Associates, Inc. |
| Scott Buck | H.C. Wainwright & Co. |
| Jon Hickman | Ladenburg Thalmann & Company |