Usio Balance Sheet Health
Financial Health criteria checks 3/6
Usio has a total shareholder equity of $18.9M and total debt of $755.1K, which brings its debt-to-equity ratio to 4%. Its total assets and total liabilities are $114.6M and $95.7M respectively.
Key information
4.0%
Debt to equity ratio
US$755.13k
Debt
| Interest coverage ratio | n/a |
| Cash | US$8.39m |
| Equity | US$18.93m |
| Total liabilities | US$95.67m |
| Total assets | US$114.60m |
Recent financial health updates
Recent updates
Market Might Still Lack Some Conviction On Usio, Inc. (NASDAQ:USIO) Even After 31% Share Price Boost
Jan 07
Usio: Growth, Strong Balance Sheet, Undervaluation, Positive Outlook
Aug 14Usio, Inc.'s (NASDAQ:USIO) Subdued P/S Might Signal An Opportunity
May 21Usio, Inc. (NASDAQ:USIO) Could Be Riskier Than It Looks
Jan 18Usio, Inc.'s (NASDAQ:USIO) Shares Not Telling The Full Story
Aug 11Usio co-founder passes away
Sep 13Usio: Q2 total dollar processed declines 12% Y/Y, card segment on record high
Jul 26Usio Buffeted By Voyager
Jun 23Usio Is Getting Flushed With The Market
Jan 25Usio Inc.'s PayFac Business Is A Rapidly-Growing, High-Quality Business That Is Alone Worth More Than Current EV
Oct 20Usio Is Close To Turning Profitable
Oct 03Usio announces uplisting to Nasdaq Global Market
Jun 14Financial Position Analysis
Short Term Liabilities: USIO's short term assets ($102.2M) exceed its short term liabilities ($92.5M).
Long Term Liabilities: USIO's short term assets ($102.2M) exceed its long term liabilities ($3.1M).
Debt to Equity History and Analysis
Debt Level: USIO has more cash than its total debt.
Reducing Debt: USIO's debt to equity ratio has increased from 0% to 4% over the past 5 years.
Debt Coverage: USIO's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: Insufficient data to determine if USIO's interest payments on its debt are well covered by EBIT.
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/10 01:05 |
| End of Day Share Price | 2025/01/10 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Usio, Inc. is covered by 6 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Gary Prestopino | Barrington Research Associates, Inc. |
| Scott Buck | H.C. Wainwright & Co. |
| Jon Hickman | Ladenburg Thalmann & Company |