SoFi Technologies (NASDAQ:SOFI) First Quarter 2025 Results
Key Financial Results
- Revenue: US$766.1m (up 20% from 1Q 2024).
- Net income: US$71.1m (down 8.8% from 1Q 2024).
- Profit margin: 9.3% (down from 12% in 1Q 2024). The decrease in margin was driven by higher expenses.
- EPS: US$0.065 (down from US$0.079 in 1Q 2024).
All figures shown in the chart above are for the trailing 12 month (TTM) period
SoFi Technologies Revenues and Earnings Beat Expectations
Revenue exceeded analyst estimates by 4.3%. Earnings per share (EPS) also surpassed analyst estimates by 82%.
Looking ahead, revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Consumer Finance industry in the US.
Performance of the American Consumer Finance industry.
The company's shares are up 4.0% from a week ago.
Risk Analysis
It's necessary to consider the ever-present spectre of investment risk. We've identified 2 warning signs with SoFi Technologies (at least 1 which makes us a bit uncomfortable), and understanding them should be part of your investment process.
Valuation is complex, but we're here to simplify it.
Discover if SoFi Technologies might be undervalued or overvalued with our detailed analysis, featuring fair value estimates, potential risks, dividends, insider trades, and its financial condition.
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