SoFi Technologies First Quarter 2025 Earnings: Beats Expectations

Simply Wall St

May 08, 2025

SoFi Technologies (NASDAQ:SOFI) First Quarter 2025 Results

Key Financial Results

Revenue: US$766.1m (up 20% from 1Q 2024).
Net income: US$71.1m (down 8.8% from 1Q 2024).
Profit margin: 9.3% (down from 12% in 1Q 2024). The decrease in margin was driven by higher expenses.
EPS: US$0.065 (down from US$0.079 in 1Q 2024).

We've discovered 2 warning signs about SoFi Technologies. View them for free.

earnings-and-revenue-growth — NasdaqGS:SOFI Earnings and Revenue Growth May 8th 2025

All figures shown in the chart above are for the trailing 12 month (TTM) period

SoFi Technologies Revenues and Earnings Beat Expectations

Revenue exceeded analyst estimates by 4.3%. Earnings per share (EPS) also surpassed analyst estimates by 82%.

Looking ahead, revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Consumer Finance industry in the US.

Performance of the American Consumer Finance industry.

The company's shares are up 4.0% from a week ago.

Risk Analysis

It's necessary to consider the ever-present spectre of investment risk. We've identified 2 warning signs with SoFi Technologies (at least 1 which makes us a bit uncomfortable), and understanding them should be part of your investment process.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.