Chicago Atlantic Real Estate Finance, Inc.

NasdaqGM:REFI Stock Report

Market Cap: US$292.3m

Chicago Atlantic Real Estate Finance Dividends and Buybacks

Dividend criteria checks 2/6

Chicago Atlantic Real Estate Finance is a dividend paying company with a current yield of 13.72%. Last payment was on 15th July, 2025 with an ex-dividend date of 30th June, 2025.

Key information

13.7%

Dividend yield

-10.5%

Buyback Yield

Total Shareholder Yield3.2%
Future Dividend Yield13.7%
Dividend Growth22.5%
Next dividend pay date15 Jul 25
Ex dividend date30 Jun 25
Dividend per sharen/a
Payout ratio98%

Recent dividend and buyback updates

Recent updates

Chicago Atlantic Real Estate Finance: Is The Dividend Yield Safe

Apr 21
author-image

Expanding In Emerging Cannabis Markets Sparks Growth, Yet Federal Uncertainty And Market Volatility Lurk

Expansion into newly legalizing markets and conservative underwriting positions the company for growth while managing risk effectively.

Chicago Atlantic Real Estate Finance: 12% Dividend Yield As Cannabis Set For Reclassification

Jun 04

Chicago Atlantic Real Estate Finance: Worth Adding At A Lower Price

Feb 28

Chicago Atlantic Real Estate Finance declares $0.47 dividend

Sep 14

Chicago Atlantic Real Estate Finance: A New Cannabis Lender With A 12.2% Yield

Aug 28

Chicago Atlantic Real Estate Finance Non-GAAP EPS of $0.50, Net Interest Income of $11.4M misses by $0.03M

Aug 09

Chicago Atlantic Real Estate Finance: Cannabis Lender Stuck Between A Rock And A Hard Place

May 27

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: REFI has been paying a dividend for less than 10 years and during this time payments have been volatile.

Growing Dividend: REFI's dividend payments have increased, but the company has only paid a dividend for 4 years.


Dividend Yield vs Market

Chicago Atlantic Real Estate Finance Dividend Yield vs Market
How does REFI dividend yield compare to the market?
SegmentDividend Yield
Company (REFI)13.7%
Market Bottom 25% (US)1.5%
Market Top 25% (US)4.5%
Industry Average (Mortgage REITs)12.6%
Analyst forecast (REFI) (up to 3 years)13.7%

Notable Dividend: REFI's dividend (13.72%) is higher than the bottom 25% of dividend payers in the US market (1.49%).

High Dividend: REFI's dividend (13.72%) is in the top 25% of dividend payers in the US market (4.51%)


Earnings Payout to Shareholders

Earnings Coverage: With its high payout ratio (97.7%), REFI's dividend payments are not well covered by earnings.


Cash Payout to Shareholders

Cash Flow Coverage: With its high cash payout ratio (165.2%), REFI's dividend payments are not well covered by cash flows.


Discover strong dividend paying companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/15 01:06
End of Day Share Price 2025/07/15 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Chicago Atlantic Real Estate Finance, Inc. is covered by 4 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Aaron GreyAlliance Global Partners
Aaron HechtCitizens JMP Securities, LLC
Merrill RossCompass Point Research & Trading, LLC