Chicago Atlantic Real Estate Finance, Inc.

NasdaqGM:REFI Stock Report

Market Cap: US$313.8m

Chicago Atlantic Real Estate Finance Past Earnings Performance

Past criteria checks 2/6

Chicago Atlantic Real Estate Finance has been growing earnings at an average annual rate of 21.8%, while the Mortgage REITs industry saw earnings growing at 9.1% annually. Revenues have been growing at an average rate of 27% per year. Chicago Atlantic Real Estate Finance's return on equity is 13%, and it has net margins of 67.8%.

Key information

21.8%

Earnings growth rate

2.8%

EPS growth rate

Mortgage REITs Industry Growth4.5%
Revenue growth rate27.0%
Return on equity13.0%
Net Margin67.8%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Chicago Atlantic Real Estate Finance: 12% Dividend Yield As Cannabis Set For Reclassification

Jun 04

Chicago Atlantic Real Estate Finance: Worth Adding At A Lower Price

Feb 28

Chicago Atlantic Real Estate Finance declares $0.47 dividend

Sep 14

Chicago Atlantic Real Estate Finance: A New Cannabis Lender With A 12.2% Yield

Aug 28

Chicago Atlantic Real Estate Finance Non-GAAP EPS of $0.50, Net Interest Income of $11.4M misses by $0.03M

Aug 09

Chicago Atlantic Real Estate Finance: Cannabis Lender Stuck Between A Rock And A Hard Place

May 27

Revenue & Expenses Breakdown

How Chicago Atlantic Real Estate Finance makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqGM:REFI Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 245739180
30 Jun 245537180
31 Mar 245437180
31 Dec 235639180
30 Sep 235337170
30 Jun 235236160
31 Mar 235035150
31 Dec 224532130
30 Sep 22423390
31 Dec 21141320

Quality Earnings: REFI has high quality earnings.

Growing Profit Margin: REFI's current net profit margins (67.8%) are lower than last year (68.5%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: Insufficient data to determine if REFI's year-on-year earnings growth rate was positive over the past 5 years.

Accelerating Growth: Insufficient data to compare REFI's past year earnings growth to its 5-year average.

Earnings vs Industry: REFI earnings growth over the past year (5.3%) exceeded the Mortgage REITs industry 5.3%.


Return on Equity

High ROE: REFI's Return on Equity (13%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 00:23
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Chicago Atlantic Real Estate Finance, Inc. is covered by 7 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Aaron GreyAlliance Global Partners
Merrill RossCompass Point Research & Trading, LLC
Gaurav MehtaD. Boral Capital LLC.