What PayPal Holdings (PYPL)'s YouTube PYUSD Payout Integration Means For Shareholders

• YouTube has already begun allowing eligible US creators to receive their payouts in PayPal’s PYUSD stablecoin, extending PayPal’s crypto-enabled payout infrastructure onto one of the world’s largest creator platforms.
• This move materially broadens PYUSD’s real-world use cases and visibility, potentially deepening engagement across PayPal’s wider digital payments ecosystem as creators experiment with faster, flexible, on-chain payouts.
• We’ll now examine how YouTube’s PYUSD integration, and its boost to PayPal’s crypto infrastructure, may influence the existing investment narrative.

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PayPal Holdings Investment Narrative Recap

To own PayPal today, you need to believe it can evolve from a pure payments processor into a broader commerce and crypto-enabled infrastructure player, despite competitive and macro pressures. The YouTube PYUSD rollout and Logicbroker AI-commerce partnership both support that thesis, but they do not directly address near term worries around branded checkout softness and slowing total payment volume growth, so the core risk and catalyst mix remains largely unchanged.

The Logicbroker partnership looks especially relevant alongside YouTube’s PYUSD move, because both plug PayPal deeper into AI driven and on chain commerce flows where discovery, payouts, and payments increasingly converge. Together, they speak to the same catalyst investors are watching most closely: whether PayPal’s shift toward end to end commerce services can offset slower headline volume growth in its legacy checkout business while maintaining attractive transaction margins.

Yet, even as these new channels open up, investors should also be aware that competition in key markets like the UK could...

Read the full narrative on PayPal Holdings (it's free!)

PayPal Holdings' narrative projects $38.1 billion revenue and $5.4 billion earnings by 2028. This requires 5.6% yearly revenue growth and an earnings increase of about $0.7 billion from $4.7 billion today.

Uncover how PayPal Holdings' forecasts yield a $82.00 fair value, a 33% upside to its current price.

Exploring Other Perspectives

Forty seven members of the Simply Wall St Community value PayPal between US$75.46 and US$130.98, showing how far opinions can stretch. Against that, PayPal’s push to become a full commerce platform, including AI and stablecoin rails, raises important questions about how quickly these newer services can influence revenue and margins.

Explore 47 other fair value estimates on PayPal Holdings - why the stock might be worth over 2x more than the current price!

Build Your Own PayPal Holdings Narrative

Disagree with existing narratives? Create your own in under 3 minutes - extraordinary investment returns rarely come from following the herd.

• A great starting point for your PayPal Holdings research is our analysis highlighting 4 key rewards and 1 important warning sign that could impact your investment decision.
• Our free PayPal Holdings research report provides a comprehensive fundamental analysis summarized in a single visual - the Snowflake - making it easy to evaluate PayPal Holdings' overall financial health at a glance.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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