Jack Henry & Associates, Inc.

NasdaqGS:JKHY Stock Report

Market Cap: US$13.1b

Jack Henry & Associates Valuation

Is JKHY undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of JKHY when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: JKHY ($183.58) is trading above our estimate of fair value ($141.95)

Significantly Below Fair Value: JKHY is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for JKHY?

Other financial metrics that can be useful for relative valuation.

JKHY key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue6x
Enterprise Value/EBITDA24.1x
PEG Ratio3.7x

Price to Earnings Ratio vs Peers

How does JKHY's PE Ratio compare to its peers?

The above table shows the PE ratio for JKHY vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average32.6x
WEX WEX
34.4x31.3%US$8.5b
CPAY Corpay
22x14.7%US$22.0b
GPN Global Payments
17.7x10.5%US$24.8b
FOUR Shift4 Payments
56.2x36.2%US$7.9b
JKHY Jack Henry & Associates
35.1x9.5%US$13.1b

Price-To-Earnings vs Peers: JKHY is expensive based on its Price-To-Earnings Ratio (35.1x) compared to the peer average (32.6x).

Price to Earnings Ratio vs Industry

How does JKHY's PE Ratio compare vs other companies in the US Diversified Financial Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a1.7%
 n/an/an/a
No. of CompaniesPE048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a1.7%
 n/an/an/a
No more companies

Price-To-Earnings vs Industry: JKHY is expensive based on its Price-To-Earnings Ratio (35.1x) compared to the US Diversified Financial industry average (15.8x).

Price to Earnings Ratio vs Fair Ratio

What is JKHY's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

JKHY PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio35.1x
Fair PE Ratio17.5x

Price-To-Earnings vs Fair Ratio: JKHY is expensive based on its Price-To-Earnings Ratio (35.1x) compared to the estimated Fair Price-To-Earnings Ratio (17.5x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst JKHY forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$183.58
US$184.00
+0.2%
6.4%US$206.00US$163.00n/a14
Sep ’25US$173.03
US$181.92
+5.1%
5.7%US$205.00US$163.00n/a13
Aug ’25US$169.07
US$181.36
+7.3%
4.7%US$200.00US$169.00n/a14
Jul ’25US$163.49
US$181.43
+11.0%
4.7%US$200.00US$170.00n/a14
Jun ’25US$164.68
US$180.71
+9.7%
4.9%US$200.00US$170.00n/a14
May ’25US$162.52
US$180.36
+11.0%
5.1%US$200.00US$167.00n/a14
Apr ’25US$170.46
US$179.71
+5.4%
5.2%US$200.00US$164.00n/a14
Mar ’25US$171.96
US$178.64
+3.9%
6.1%US$200.00US$157.00n/a14
Feb ’25US$166.67
US$172.00
+3.2%
6.1%US$190.00US$157.00n/a14
Jan ’25US$163.41
US$168.23
+3.0%
7.7%US$190.00US$143.00n/a13
Dec ’24US$160.79
US$165.21
+2.8%
5.7%US$185.00US$143.00n/a14
Nov ’24US$140.35
US$166.14
+18.4%
6.6%US$185.00US$140.00n/a14
Oct ’24US$151.14
US$169.77
+12.3%
5.1%US$185.00US$153.00US$179.7013
Sep ’24US$158.08
US$169.86
+7.5%
6.1%US$196.00US$153.00US$173.0314
Aug ’24US$171.63
US$175.43
+2.2%
5.6%US$200.00US$160.00US$169.0714
Jul ’24US$167.33
US$173.00
+3.4%
5.3%US$186.00US$156.00US$163.4913
Jun ’24US$151.17
US$172.17
+13.9%
5.2%US$186.00US$156.00US$164.6812
May ’24US$163.13
US$173.64
+6.4%
4.2%US$184.00US$160.00US$162.5211
Apr ’24US$150.72
US$177.36
+17.7%
4.4%US$188.00US$160.00US$170.4611
Mar ’24US$163.94
US$177.36
+8.2%
4.4%US$188.00US$160.00US$171.9611
Feb ’24US$181.16
US$186.91
+3.2%
4.6%US$198.00US$170.00US$166.6711
Jan ’24US$175.56
US$186.27
+6.1%
5.2%US$198.00US$167.00US$163.4111
Dec ’23US$190.73
US$186.27
-2.3%
5.2%US$198.00US$167.00US$160.7911
Nov ’23US$201.24
US$192.45
-4.4%
6.8%US$210.00US$167.00US$140.3511
Oct ’23US$182.27
US$193.82
+6.3%
7.3%US$212.00US$167.00US$151.1411

Analyst Forecast: Target price is less than 20% higher than the current share price.

Discover undervalued companies

7D

1Y

7D

1Y

7D

1Y