Global Payments Inc.

NYSE:GPN Stock Report

Market Cap: US$29.5b

Global Payments Valuation

Is GPN undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of GPN when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: GPN ($116.06) is trading below our estimate of fair value ($193.49)

Significantly Below Fair Value: GPN is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for GPN?

Key metric: As GPN is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for GPN. This is calculated by dividing GPN's market cap by their current earnings.
What is GPN's PE Ratio?
PE Ratio21.6x
EarningsUS$1.36b
Market CapUS$29.52b

Price to Earnings Ratio vs Peers

How does GPN's PE Ratio compare to its peers?

The above table shows the PE ratio for GPN vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average49.4x
CPAY Corpay
25.1x15.5%US$25.3b
SQ Block
53.4x27.8%US$52.3b
FIS Fidelity National Information Services
87.5x25.5%US$47.3b
JKHY Jack Henry & Associates
31.4x8.6%US$12.6b
GPN Global Payments
21.6x10.9%US$29.5b

Price-To-Earnings vs Peers: GPN is good value based on its Price-To-Earnings Ratio (21.6x) compared to the peer average (49.4x).

Price to Earnings Ratio vs Industry

How does GPN's PE Ratio compare vs other companies in the US Diversified Financial Industry?

3 CompaniesPrice / EarningsEstimated GrowthMarket Cap
FOA Finance of America Companies
1.6x-143.9%US$494.84m
PMIR PMI Group
1.2xn/aUS$6.80m
ACGX Alliance Creative Group
2xn/aUS$598.94k
No more companies available in this PE range
GPN 21.6xIndustry Avg. 18.5xNo. of Companies13PE01224364860+
3 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: GPN is expensive based on its Price-To-Earnings Ratio (21.6x) compared to the US Diversified Financial industry average (18.5x).

Price to Earnings Ratio vs Fair Ratio

What is GPN's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

GPN PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio21.6x
Fair PE Ratio20.3x

Price-To-Earnings vs Fair Ratio: GPN is expensive based on its Price-To-Earnings Ratio (21.6x) compared to the estimated Fair Price-To-Earnings Ratio (20.3x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst GPN forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$116.06
US$130.03
+12.0%
16.1%US$171.00US$92.83n/a29
Nov ’25US$104.44
US$130.04
+24.5%
16.1%US$171.00US$93.00n/a29
Oct ’25US$100.42
US$135.81
+35.2%
16.4%US$194.00US$95.00n/a30
Sep ’25US$111.01
US$140.50
+26.6%
15.9%US$204.00US$95.00n/a34
Aug ’25US$98.12
US$143.42
+46.2%
15.8%US$204.00US$95.00n/a36
Jul ’25US$95.68
US$145.92
+52.5%
15.2%US$204.00US$95.00n/a36
Jun ’25US$101.85
US$148.15
+45.5%
14.4%US$204.00US$90.00n/a35
May ’25US$109.06
US$153.27
+40.5%
12.7%US$204.00US$90.00n/a36
Apr ’25US$130.15
US$156.38
+20.2%
12.5%US$204.00US$90.00n/a35
Mar ’25US$130.09
US$157.13
+20.8%
12.1%US$204.00US$90.00n/a35
Feb ’25US$135.31
US$148.85
+10.0%
12.8%US$180.00US$90.00n/a35
Jan ’25US$127.00
US$143.45
+12.9%
13.7%US$180.00US$90.00n/a35
Dec ’24US$119.79
US$142.82
+19.2%
14.5%US$180.00US$90.00n/a35
Nov ’24US$109.02
US$143.53
+31.7%
13.9%US$180.00US$95.00US$104.4434
Oct ’24US$115.39
US$147.10
+27.5%
15.1%US$211.00US$97.00US$100.4230
Sep ’24US$129.32
US$147.19
+13.8%
14.6%US$211.00US$97.00US$111.0132
Aug ’24US$120.75
US$140.94
+16.7%
16.8%US$208.00US$97.00US$98.1232
Jul ’24US$98.52
US$137.88
+39.9%
18.3%US$208.00US$89.00US$95.6832
Jun ’24US$98.84
US$138.48
+40.1%
17.3%US$208.00US$89.00US$101.8531
May ’24US$103.00
US$139.77
+35.7%
16.8%US$208.00US$89.00US$109.0630
Apr ’24US$105.24
US$141.52
+34.5%
17.8%US$208.00US$89.00US$130.1527
Mar ’24US$111.68
US$146.28
+31.0%
18.3%US$208.00US$89.00US$130.0925
Feb ’24US$115.48
US$144.22
+24.9%
20.7%US$220.00US$89.00US$135.3127
Jan ’24US$99.32
US$148.56
+49.6%
18.1%US$220.00US$113.00US$127.0027
Dec ’23US$103.53
US$152.74
+47.5%
17.6%US$224.00US$113.00US$119.7927
Nov ’23US$113.67
US$154.15
+35.6%
16.7%US$224.00US$115.00US$109.0227

Analyst Forecast: Target price is less than 20% higher than the current share price.

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