Jack Henry & Associates Balance Sheet Health
Financial Health criteria checks 5/6
Jack Henry & Associates has a total shareholder equity of $2.2B and total debt of $20.0M, which brings its debt-to-equity ratio to 0.9%. Its total assets and total liabilities are $3.1B and $857.0M respectively. Jack Henry & Associates's EBIT is $637.7M making its interest coverage ratio -34.1. It has cash and short-term investments of $28.2M.
Key information
0.91%
Debt to equity ratio
US$20.00m
Debt
| Interest coverage ratio | -34.1x |
| Cash | US$28.22m |
| Equity | US$2.20b |
| Total liabilities | US$856.99m |
| Total assets | US$3.06b |
Recent financial health updates
Recent updates
Jack Henry & Associates (NASDAQ:JKHY) Is Increasing Its Dividend To $0.61
Feb 12
Jack Henry & Associates, Inc. Just Recorded A 20% EPS Beat: Here's What Analysts Are Forecasting Next
Feb 06Jack Henry & Associates: Reliable Compounder, Solid Outlook
Jan 09Jack Henry & Associates, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
Nov 08The Jack Henry & Associates, Inc. (NASDAQ:JKHY) Full-Year Results Are Out And Analysts Have Published New Forecasts
Aug 22Here's Why We Think Jack Henry & Associates (NASDAQ:JKHY) Is Well Worth Watching
Jun 30Earnings Beat: Jack Henry & Associates, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
May 09Jack Henry: A Quality Company, But A Strong Moat Can Be Limiting
Apr 01Jack Henry & Associates: A Better-Than-Fair Price Stock Benefiting From Durable Competitive Advantages
Dec 02Jack Henry & Associates: A Quality Firm At A Price That Is Difficult To Justify
Aug 23
The Company Henry Sets Sails For Unprecedented Growth With Digital And Cloud Innovation
Expansion in digital and cloud-based solutions, alongside technology modernization efforts, positions Jack Henry for revenue growth and attracts larger clients.Jack Henry & Associates: Steady Excellence Trading At A Fair Valuation
Jul 17Jack Henry & Associates: Steady Compounder With A Strong Moat
Apr 05Financial Position Analysis
Short Term Liabilities: JKHY's short term assets ($615.8M) exceed its short term liabilities ($384.9M).
Long Term Liabilities: JKHY's short term assets ($615.8M) exceed its long term liabilities ($472.1M).
Debt to Equity History and Analysis
Debt Level: JKHY has more cash than its total debt.
Reducing Debt: JKHY's debt to equity ratio has increased from 0% to 0.9% over the past 5 years.
Debt Coverage: JKHY's debt is well covered by operating cash flow (3541.1%).
Interest Coverage: JKHY earns more interest than it pays, so coverage of interest payments is not a concern.
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/04/12 02:09 |
| End of Day Share Price | 2026/04/10 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Jack Henry & Associates, Inc. is covered by 29 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David Koning | Baird |
| Jason Kupferberg | BofA Global Research |
| Andrew Schmidt | Citigroup Inc |