Jack Henry & Associates Balance Sheet Health
Financial Health criteria checks 5/6
Jack Henry & Associates has a total shareholder equity of $1.9B and total debt of $197.9M, which brings its debt-to-equity ratio to 10.3%. Its total assets and total liabilities are $2.9B and $1.0B respectively. Jack Henry & Associates's EBIT is $512.0M making its interest coverage ratio -30.6. It has cash and short-term investments of $43.2M.
Key information
10.3%
Debt to equity ratio
US$197.90m
Debt
| Interest coverage ratio | -30.6x |
| Cash | US$43.21m |
| Equity | US$1.93b |
| Total liabilities | US$1.00b |
| Total assets | US$2.93b |
Recent financial health updates
No updates
Recent updates
Some Shareholders Feeling Restless Over Jack Henry & Associates, Inc.'s (NASDAQ:JKHY) P/E Ratio
Jan 21
Jack Henry & Associates: A Better-Than-Fair Price Stock Benefiting From Durable Competitive Advantages
Dec 02The Jack Henry & Associates, Inc. (NASDAQ:JKHY) First-Quarter Results Are Out And Analysts Have Published New Forecasts
Nov 08Pinning Down Jack Henry & Associates, Inc.'s (NASDAQ:JKHY) P/E Is Difficult Right Now
Oct 08With EPS Growth And More, Jack Henry & Associates (NASDAQ:JKHY) Makes An Interesting Case
Sep 02Jack Henry & Associates: A Quality Firm At A Price That Is Difficult To Justify
Aug 23Jack Henry & Associates: Steady Excellence Trading At A Fair Valuation
Jul 17The Price Is Right For Jack Henry & Associates, Inc. (NASDAQ:JKHY)
Jun 21Jack Henry & Associates, Inc. (NASDAQ:JKHY) Just Reported Third-Quarter Earnings: Have Analysts Changed Their Mind On The Stock?
May 12With EPS Growth And More, Jack Henry & Associates (NASDAQ:JKHY) Makes An Interesting Case
Apr 23Jack Henry & Associates: Steady Compounder With A Strong Moat
Apr 05Results: Jack Henry & Associates, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates
Feb 12Jack Henry & Associates: Compounding In The Fintech Niche
Feb 04Jack Henry & Associates: Slow And Steady Wins The Race
Oct 01Jack Henry & Associates reiterates FY EPS outlook
Sep 01Financial Position Analysis
Short Term Liabilities: JKHY's short term assets ($634.5M) exceed its short term liabilities ($570.7M).
Long Term Liabilities: JKHY's short term assets ($634.5M) exceed its long term liabilities ($432.8M).
Debt to Equity History and Analysis
Debt Level: JKHY's net debt to equity ratio (8%) is considered satisfactory.
Reducing Debt: JKHY's debt to equity ratio has increased from 0% to 10.3% over the past 5 years.
Debt Coverage: JKHY's debt is well covered by operating cash flow (266.7%).
Interest Coverage: JKHY earns more interest than it pays, so coverage of interest payments is not a concern.
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/06 11:17 |
| End of Day Share Price | 2025/02/06 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Jack Henry & Associates, Inc. is covered by 33 analysts. 18 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Kunaal Malde | Atlantic Equities LLP |
| David Koning | Baird |
| Jason Kupferberg | BofA Global Research |