FPAY Stock Overview
A financial technology company, operates an e-commerce marketplace to shop electronics, home furnishings, and other durable goods on a lease-to-own (LTO) basis. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 4/6 |
| Past Performance | 0/6 |
| Financial Health | 2/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
FlexShopper, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$1.90 |
| 52 Week High | US$2.37 |
| 52 Week Low | US$0.97 |
| Beta | 1.42 |
| 1 Month Change | 2.70% |
| 3 Month Change | 47.29% |
| 1 Year Change | 16.56% |
| 3 Year Change | -7.77% |
| 5 Year Change | -24.60% |
| Change since IPO | -83.48% |
Recent News & Updates
Recent updates
Investors Still Aren't Entirely Convinced By FlexShopper, Inc.'s (NASDAQ:FPAY) Revenues Despite 26% Price Jump
Oct 15
FlexShopper, Inc. (NASDAQ:FPAY) Might Not Be As Mispriced As It Looks
Aug 17FlexShopper, Inc. (NASDAQ:FPAY) Might Not Be As Mispriced As It Looks After Plunging 31%
Apr 28Not Many Are Piling Into FlexShopper, Inc. (NASDAQ:FPAY) Stock Yet As It Plummets 36%
Jan 23Growth Investors: Industry Analysts Just Upgraded Their FlexShopper, Inc. (NASDAQ:FPAY) Revenue Forecasts By 13%
Nov 24FlexShopper, Inc. (NASDAQ:FPAY) Analysts Just Slashed Next Year's Estimates
Nov 16FlexShopper stock jumps 16% after hours on exclusive partnership with Liberty Tax
Oct 11FlexShopper Is An Interesting Business But Currently Overvalued
Sep 07FlexShopper: A Wonderful Microcap Stock To Own
Aug 27FlexShopper, Inc. (NASDAQ:FPAY) Could Be Less Than A Year Away From Profitability
May 09Are Insiders Buying FlexShopper, Inc. (NASDAQ:FPAY) Stock?
Feb 25Analysts Expect FlexShopper, Inc. (NASDAQ:FPAY) To Breakeven Soon
Jan 21If You Had Bought FlexShopper's (NASDAQ:FPAY) Shares Five Years Ago You Would Be Down 50%
Dec 17FlexShopper EPS beats by $0.01, beats on revenue
Nov 09Shareholder Returns
| FPAY | US Diversified Financial | US Market | |
|---|---|---|---|
| 7D | 16.6% | -3.4% | -2.1% |
| 1Y | 16.6% | 19.9% | 21.3% |
Return vs Industry: FPAY underperformed the US Diversified Financial industry which returned 19.9% over the past year.
Return vs Market: FPAY underperformed the US Market which returned 21.3% over the past year.
Price Volatility
| FPAY volatility | |
|---|---|
| FPAY Average Weekly Movement | 15.9% |
| Diversified Financial Industry Average Movement | 5.3% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 18.8% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: FPAY's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: FPAY's weekly volatility has increased from 11% to 16% over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2003 | 204 | Russ Heiser | www.flexshopper.com |
FlexShopper, Inc., a financial technology company, operates an e-commerce marketplace to shop electronics, home furnishings, and other durable goods on a lease-to-own (LTO) basis. The company offers consumer electronics; home appliances; computers, such as tablets and wearables; smartphones; tires; and jewelry and furniture, including accessories. It also provides payment options to consumers.
FlexShopper, Inc. Fundamentals Summary
| FPAY fundamental statistics | |
|---|---|
| Market cap | US$40.78m |
| Earnings (TTM) | -US$3.50m |
| Revenue (TTM) | US$134.56m |
0.3x
P/S Ratio-11.6x
P/E RatioIs FPAY overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FPAY income statement (TTM) | |
|---|---|
| Revenue | US$134.56m |
| Cost of Revenue | US$18.52m |
| Gross Profit | US$116.05m |
| Other Expenses | US$119.55m |
| Earnings | -US$3.50m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.16 |
| Gross Margin | 86.24% |
| Net Profit Margin | -2.60% |
| Debt/Equity Ratio | 497.3% |
How did FPAY perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/12 01:50 |
| End of Day Share Price | 2025/01/10 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
FlexShopper, Inc. is covered by 2 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Scott Buck | H.C. Wainwright & Co. |
| Michael Diana | Maxim Group |