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FlexShopper NasdaqCM:FPAY Stock Report

Last Price

US$1.41

Market Cap

US$32.2m

7D

10.6%

1Y

27.7%

Updated

30 May, 2025

Data

Company Financials +

FPAY Stock Overview

A financial technology company, operates an e-commerce marketplace to shop electronics, home furnishings, and other durable goods on a lease-to-own (LTO) basis. More details

FPAY fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance0/6
Financial Health2/6
Dividends0/6

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FlexShopper, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for FlexShopper
Historical stock prices
Current Share PriceUS$1.41
52 Week HighUS$2.37
52 Week LowUS$0.97
Beta1.43
1 Month Change11.51%
3 Month Change-5.70%
1 Year Change27.73%
3 Year Change17.08%
5 Year Change-18.31%
Change since IPO-87.78%

Recent News & Updates

FlexShopper, Inc. (NASDAQ:FPAY) Screens Well But There Might Be A Catch

Feb 16
FlexShopper, Inc. (NASDAQ:FPAY) Screens Well But There Might Be A Catch

Recent updates

FlexShopper, Inc. (NASDAQ:FPAY) Screens Well But There Might Be A Catch

Feb 16
FlexShopper, Inc. (NASDAQ:FPAY) Screens Well But There Might Be A Catch

Investors Still Aren't Entirely Convinced By FlexShopper, Inc.'s (NASDAQ:FPAY) Revenues Despite 26% Price Jump

Oct 15
Investors Still Aren't Entirely Convinced By FlexShopper, Inc.'s (NASDAQ:FPAY) Revenues Despite 26% Price Jump

FlexShopper, Inc. (NASDAQ:FPAY) Might Not Be As Mispriced As It Looks

Aug 17
FlexShopper, Inc. (NASDAQ:FPAY) Might Not Be As Mispriced As It Looks

FlexShopper, Inc. (NASDAQ:FPAY) Might Not Be As Mispriced As It Looks After Plunging 31%

Apr 28
FlexShopper, Inc. (NASDAQ:FPAY) Might Not Be As Mispriced As It Looks After Plunging 31%

Not Many Are Piling Into FlexShopper, Inc. (NASDAQ:FPAY) Stock Yet As It Plummets 36%

Jan 23
Not Many Are Piling Into FlexShopper, Inc. (NASDAQ:FPAY) Stock Yet As It Plummets 36%

Growth Investors: Industry Analysts Just Upgraded Their FlexShopper, Inc. (NASDAQ:FPAY) Revenue Forecasts By 13%

Nov 24
Growth Investors: Industry Analysts Just Upgraded Their FlexShopper, Inc. (NASDAQ:FPAY) Revenue Forecasts By 13%

FlexShopper, Inc. (NASDAQ:FPAY) Analysts Just Slashed Next Year's Estimates

Nov 16
FlexShopper, Inc. (NASDAQ:FPAY) Analysts Just Slashed Next Year's Estimates

FlexShopper stock jumps 16% after hours on exclusive partnership with Liberty Tax

Oct 11

FlexShopper Is An Interesting Business But Currently Overvalued

Sep 07

FlexShopper: A Wonderful Microcap Stock To Own

Aug 27

FlexShopper, Inc. (NASDAQ:FPAY) Could Be Less Than A Year Away From Profitability

May 09
FlexShopper, Inc. (NASDAQ:FPAY) Could Be Less Than A Year Away From Profitability

Are Insiders Buying FlexShopper, Inc. (NASDAQ:FPAY) Stock?

Feb 25
Are Insiders Buying FlexShopper, Inc. (NASDAQ:FPAY) Stock?

Analysts Expect FlexShopper, Inc. (NASDAQ:FPAY) To Breakeven Soon

Jan 21
Analysts Expect FlexShopper, Inc. (NASDAQ:FPAY) To Breakeven Soon

If You Had Bought FlexShopper's (NASDAQ:FPAY) Shares Five Years Ago You Would Be Down 50%

Dec 17
If You Had Bought FlexShopper's (NASDAQ:FPAY) Shares Five Years Ago You Would Be Down 50%

Shareholder Returns

FPAYUS Diversified FinancialUS Market
7D10.6%1.9%1.7%
1Y27.7%22.2%11.5%

Return vs Industry: FPAY exceeded the US Diversified Financial industry which returned 23.1% over the past year.

Return vs Market: FPAY exceeded the US Market which returned 12.5% over the past year.

Price Volatility

Is FPAY's price volatile compared to industry and market?
FPAY volatility
FPAY Average Weekly Movement9.9%
Diversified Financial Industry Average Movement7.2%
Market Average Movement7.9%
10% most volatile stocks in US Market17.2%
10% least volatile stocks in US Market4.1%

Stable Share Price: FPAY has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FPAY's weekly volatility (10%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2003204Russ Heiserwww.flexshopper.com

FlexShopper, Inc., a financial technology company, operates an e-commerce marketplace to shop electronics, home furnishings, and other durable goods on a lease-to-own (LTO) basis. The company offers consumer electronics; home appliances; computers, such as tablets and wearables; smartphones; tires; and jewelry and furniture, including accessories. It also provides payment options to consumers.

FlexShopper, Inc. Fundamentals Summary

How do FlexShopper's earnings and revenue compare to its market cap?
FPAY fundamental statistics
Market capUS$32.24m
Earnings (TTM)-US$4.69m
Revenue (TTM)US$139.80m
0.2x
P/S Ratio
-7.4x
P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FPAY income statement (TTM)
RevenueUS$139.80m
Cost of RevenueUS$20.36m
Gross ProfitUS$119.44m
Other ExpensesUS$124.13m
Earnings-US$4.69m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)-0.19
Gross Margin85.44%
Net Profit Margin-3.36%
Debt/Equity Ratio488.8%

How did FPAY perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/30 16:00
End of Day Share Price 2025/05/30 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

FlexShopper, Inc. is covered by 2 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Scott BuckH.C. Wainwright & Co.
Michael DianaMaxim Group