ATLC.P Stock Overview
A financial technology company, provides credit and related financial services and products to customers the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 6/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 2/6 |
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Atlanticus Holdings Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$23.63 |
| 52 Week High | US$24.80 |
| 52 Week Low | US$21.66 |
| Beta | 2.1 |
| 1 Month Change | 0.44% |
| 3 Month Change | -0.59% |
| 1 Year Change | 6.63% |
| 3 Year Change | -5.29% |
| 5 Year Change | n/a |
| Change since IPO | -4.41% |
Recent News & Updates
Recent updates
Shareholder Returns
| ATLC.P | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | -0.3% | -4.2% | -2.2% |
| 1Y | 6.6% | 40.2% | 18.3% |
Return vs Industry: ATLC.P underperformed the US Consumer Finance industry which returned 40.2% over the past year.
Return vs Market: ATLC.P underperformed the US Market which returned 18.3% over the past year.
Price Volatility
| ATLC.P volatility | |
|---|---|
| ATLC.P Average Weekly Movement | 1.7% |
| Consumer Finance Industry Average Movement | 5.5% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in US Market | 17.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: ATLC.P has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: ATLC.P's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1996 | 386 | Jeff Howard | www.atlanticus.com |
Atlanticus Holdings Corporation, a financial technology company, provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, and home-improvements by partnering with retailers, healthcare providers, and other service providers.
Atlanticus Holdings Corporation Fundamentals Summary
| ATLC.P fundamental statistics | |
|---|---|
| Market cap | US$844.09m |
| Earnings (TTM) | US$81.04m |
| Revenue (TTM) | US$374.09m |
10.4x
P/E Ratio2.3x
P/S RatioIs ATLC.P overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ATLC.P income statement (TTM) | |
|---|---|
| Revenue | US$374.09m |
| Cost of Revenue | US$109.20m |
| Gross Profit | US$264.89m |
| Other Expenses | US$183.85m |
| Earnings | US$81.04m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 5.50 |
| Gross Margin | 70.81% |
| Net Profit Margin | 21.66% |
| Debt/Equity Ratio | 401.5% |
How did ATLC.P perform over the long term?
See historical performance and comparisonDividends
8.1%
Current Dividend Yieldn/a
Payout RatioDoes ATLC.P pay a reliable dividends?
See ATLC.P dividend history and benchmarks| Atlanticus Holdings dividend dates | |
|---|---|
| Ex Dividend Date | Feb 28 2025 |
| Dividend Pay Date | Mar 17 2025 |
| Days until Ex dividend | 6 days |
| Days until Dividend pay date | 23 days |
Does ATLC.P pay a reliable dividends?
See ATLC.P dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/22 06:35 |
| End of Day Share Price | 2025/02/21 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Atlanticus Holdings Corporation is covered by 8 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Randolph Binner | B. Riley Securities, Inc. |
| Matthew Howlett | B. Riley Securities, Inc. |
| Vincent Caintic | BTIG |