Alerus Financial Corporation

NasdaqCM:ALRS Stock Report

Market Cap: US$567.2m

Alerus Financial (ALRS) Stock Overview

Operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States. More details

ALRS fundamental analysis
Snowflake Score
Valuation3/6
Future Growth4/6
Past Performance3/6
Financial Health6/6
Dividends4/6

ALRS Community Fair Values

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US$12.28
FV
83.7% overvalued intrinsic discount
16.60%
Revenue growth p.a.
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Alerus Financial Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for Alerus Financial
Historical stock prices
Current Share PriceUS$22.56
52 Week HighUS$24.41
52 Week LowUS$15.78
Beta0.71
1 Month Change7.69%
3 Month Change34.45%
1 Year Change6.26%
3 Year Change-0.57%
5 Year Change16.71%
Change since IPO2,361.09%

Recent News & Updates

Recent updates

Shareholders Will Probably Hold Off On Increasing Alerus Financial Corporation's (NASDAQ:ALRS) CEO Compensation For The Time Being

May 01
Shareholders Will Probably Hold Off On Increasing Alerus Financial Corporation's (NASDAQ:ALRS) CEO Compensation For The Time Being
author-image

Expanding Revenue Streams And Decisive Acquisitions Set To Drive Robust Growth And Profitability Surge

Diversification in revenue streams across commercial, wealth, and private banking segments suggests underlying strength and potential for future earnings growth.

Alerus Financial (NASDAQ:ALRS) Is Increasing Its Dividend To $0.20

May 31
Alerus Financial (NASDAQ:ALRS) Is Increasing Its Dividend To $0.20

Alerus Financial (NASDAQ:ALRS) Is Increasing Its Dividend To $0.19

May 15
Alerus Financial (NASDAQ:ALRS) Is Increasing Its Dividend To $0.19

Shareholder Returns

ALRSUS Diversified FinancialUS Market
7D0.7%-1.3%0.6%
1Y6.3%16.4%11.4%

Return vs Industry: ALRS underperformed the US Diversified Financial industry which returned 16.8% over the past year.

Return vs Market: ALRS underperformed the US Market which returned 11.4% over the past year.

Price Volatility

Is ALRS's price volatile compared to industry and market?
ALRS volatility
ALRS Average Weekly Movement4.9%
Diversified Financial Industry Average Movement5.5%
Market Average Movement6.4%
10% most volatile stocks in US Market17.0%
10% least volatile stocks in US Market3.1%

Stable Share Price: ALRS has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: ALRS's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1879869Katie Lorensonwww.alerus.com

Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States. The company operates through three segments: Banking, Retirement and Benefit Services, and Wealth. It offers demand deposits, interest-bearing transaction accounts, money market accounts, time and savings deposits, noninterest-bearing deposits, interest-bearing checking accounts, and certificates of deposit; and treasury management products, including electronic receivables management, remote deposit capture, cash vault, merchant, and other cash management services.

Alerus Financial Corporation Fundamentals Summary

How do Alerus Financial's earnings and revenue compare to its market cap?
ALRS fundamental statistics
Market capUS$567.18m
Earnings (TTM)US$24.57m
Revenue (TTM)US$224.22m
23.3x
P/E Ratio
2.6x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ALRS income statement (TTM)
RevenueUS$224.22m
Cost of RevenueUS$0
Gross ProfitUS$224.22m
Other ExpensesUS$199.65m
EarningsUS$24.57m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

Jul 28, 2025

Earnings per share (EPS)0.97
Gross Margin100.00%
Net Profit Margin10.96%
Debt/Equity Ratio52.3%

How did ALRS perform over the long term?

See historical performance and comparison

Dividends

3.7%
Current Dividend Yield
73%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/14 14:27
End of Day Share Price 2025/07/14 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Alerus Financial Corporation is covered by 6 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jeffrey RulisD.A. Davidson & Co.
null nullD.A. Davidson & Co.
Brendan NosalHovde Group, LLC