NewtekOne (NEWT) Stock Overview
Operates as the bank holding company for Newtek Bank, National Association that provides various business and financial solutions under the Newtek and NewtekOne brands to the small- and medium-sized business market. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 3/6 |
| Financial Health | 2/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
NEWT Community Fair Values
Create NarrativeSee what 10 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
NewtekOne, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$13.10 |
| 52 Week High | US$14.91 |
| 52 Week Low | US$9.59 |
| Beta | 1.35 |
| 1 Month Change | 4.30% |
| 3 Month Change | 2.99% |
| 1 Year Change | 16.76% |
| 3 Year Change | 13.91% |
| 5 Year Change | -58.78% |
| Change since IPO | -98.41% |
Recent News & Updates
Narrative Update • May 09
NEWT: Higher 2026 And 2027 Earnings Framework Will Support Future Re Rating Potential
Analysts have nudged their price target for NewtekOne up by $1 to $16.50, pointing to updated views on discount rates, profit margins, revenue trends, and a lower future P/E as key drivers behind the change. Analyst Commentary Recent research points to a modest reset in expectations, with the updated $16.50 target reflecting refreshed assumptions on discount rates, profit margins, revenue patterns, and the use of a lower future P/E multiple.
Narrative Update • Apr 23
NEWT: 2026 EPS Guidance And Higher Future P/E Will Support Rerating
Analysts raised their price target on NewtekOne by $1 to reflect updated assumptions for the discount rate, revenue growth, profit margin and future P/E, as highlighted in recent research from firms covering the stock. Analyst Commentary Recent research points to a more constructive tone from bullish analysts, who are adjusting their models around discount rates, revenue assumptions, profit margins and future P/E expectations while lifting price targets by US$1.Narrative Update • Apr 09
NEWT: Higher 2026 Earnings Framework Will Support Future Re Rating Potential
NewtekOne's analyst fair value estimate has been adjusted slightly lower from $17.00 to $16.75, as analysts factor in updated revenue and margin assumptions while also responding to recent $1 price target increases from firms following the company's Investor Day and revised EPS guidance. Analyst Commentary Recent price target moves around NewtekOne focus heavily on the updated long term earnings framework shared at the company’s Investor Day, particularly the 2026 EPS guidance midpoint of $2.35 versus a prior Street view of $2.21.Narrative Update • Mar 25
NEWT: 2026 EPS Guidance Will Support A Future Rerating
Analysts have raised the consensus price target on NewtekOne by $1 to $13, citing updated 2026 EPS guidance above prior Street expectations as a key support for the new level. Analyst Commentary Bullish analysts are framing the latest $13 consensus target as a valuation anchor that lines up with updated 2026 guidance, rather than a stretch call.Recent updates
Narrative Update • May 09
NEWT: Higher 2026 And 2027 Earnings Framework Will Support Future Re Rating Potential
Analysts have nudged their price target for NewtekOne up by $1 to $16.50, pointing to updated views on discount rates, profit margins, revenue trends, and a lower future P/E as key drivers behind the change. Analyst Commentary Recent research points to a modest reset in expectations, with the updated $16.50 target reflecting refreshed assumptions on discount rates, profit margins, revenue patterns, and the use of a lower future P/E multiple.Narrative Update • Apr 23
NEWT: 2026 EPS Guidance And Higher Future P/E Will Support Rerating
Analysts raised their price target on NewtekOne by $1 to reflect updated assumptions for the discount rate, revenue growth, profit margin and future P/E, as highlighted in recent research from firms covering the stock. Analyst Commentary Recent research points to a more constructive tone from bullish analysts, who are adjusting their models around discount rates, revenue assumptions, profit margins and future P/E expectations while lifting price targets by US$1.Narrative Update • Apr 09
NEWT: Higher 2026 Earnings Framework Will Support Future Re Rating Potential
NewtekOne's analyst fair value estimate has been adjusted slightly lower from $17.00 to $16.75, as analysts factor in updated revenue and margin assumptions while also responding to recent $1 price target increases from firms following the company's Investor Day and revised EPS guidance. Analyst Commentary Recent price target moves around NewtekOne focus heavily on the updated long term earnings framework shared at the company’s Investor Day, particularly the 2026 EPS guidance midpoint of $2.35 versus a prior Street view of $2.21.Narrative Update • Mar 25
NEWT: 2026 EPS Guidance Will Support A Future Rerating
Analysts have raised the consensus price target on NewtekOne by $1 to $13, citing updated 2026 EPS guidance above prior Street expectations as a key support for the new level. Analyst Commentary Bullish analysts are framing the latest $13 consensus target as a valuation anchor that lines up with updated 2026 guidance, rather than a stretch call.Narrative Update • Mar 11
NEWT: 2026 EPS Guidance And Buybacks Will Support A Future Rerating
Analysts have nudged their average price target for NewtekOne up by $1 to $13, highlighting updated views on 2026 EPS guidance that sits above prior Street expectations and modest tweaks to the discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Bullish analysts are framing the $13 average price target as a reflection of updated 2026 EPS guidance and valuation work that they see as better aligned with recent company disclosures.Seeking Alpha • Feb 25
Why NewtekOne's 8.625% Notes Deserve Investment-Grade Status
Summary NewtekOne 8.625% senior notes due 2029 offer attractive yield but face increased structural complexity and refinancing risk. NEWT's transformation from BDC to financial holding company has driven strong deposit and loan growth, with Q3 2025 revenue up 16% year-over-year. Despite operational improvements, heightened leverage, new preferred equity, and a more complex capital stack warrant a rating downgrade from "Strong Buy" to "Buy." Regulatory oversight and robust profitability provide comfort, but procyclical SBA lending and elevated loans-to-deposits limit margin for error. Read the full article on Seeking AlphaNarrative Update • Feb 25
NEWT: Higher 2026 EPS Guidance Will Support A Future Rerating Narrative
Analysts have increased their NewtekOne price targets by $0.50 to $1, reflecting updated views on earnings potential. This includes 2026 EPS guidance above prior Street estimates and modest changes to assumptions for the discount rate, profit margin and future P/E.Narrative Update • Feb 11
NEWT: Higher 2026 EPS Guidance Will Support Future Re Rating Potential
Analysts have nudged their fair value estimate for NewtekOne up by US$0.40 to US$17.00, reflecting slightly lower discount rate assumptions, modestly higher projected profit margins, and recent upward revisions to Street price targets from firms covering the stock. Analyst Commentary Recent Street research on NewtekOne has centered on refreshed price targets and the market reaction to the company’s Investor Day guidance, particularly the 2026 EPS midpoint of US$2.35 versus a prior Street figure of US$2.21.Narrative Update • Jan 27
NEWT: Higher 2026 EPS Guidance Will Support A Re Rating Potential
Analysts raised their fair value estimate for NewtekOne from $14.08 to $16.60, citing updated assumptions that reflect the recently increased Street price target to $13 and the company's 2026 EPS guidance midpoint of $2.35, which is above the prior consensus of $2.21. Analyst Commentary Analysts are digesting NewtekOne's updated guidance and the recent move in the stock price, which reacted with as much as a 6% pullback following the Investor Day.Narrative Update • Jan 13
NEWT: Higher 2026 EPS Outlook Will Support A Rerating Narrative
Analysts have increased their blended fair value estimate for NewtekOne to $25.00 from $18.30. This change reflects updated views on revenue growth, margins, the discount rate, and future P/E assumptions following recent price target adjustments and discussion of 2026 EPS guidance relative to Street expectations.Analysis Article • Dec 19
NewtekOne, Inc. (NASDAQ:NEWT) Surges 26% Yet Its Low P/E Is No Reason For Excitement
NewtekOne, Inc. ( NASDAQ:NEWT ) shareholders are no doubt pleased to see that the share price has bounced 26% in the...Analysis Article • May 07
Many Still Looking Away From NewtekOne, Inc. (NASDAQ:NEWT)
NewtekOne, Inc.'s ( NASDAQ:NEWT ) price-to-earnings (or "P/E") ratio of 5.3x might make it look like a strong buy right...Seeking Alpha • Mar 31
NewtekOne: 6.4% Dividend Yield From Banking Upstart Is Elevated
Summary NewtekOne has dipped 7% year-to-date, trading at one of its lowest sales multiples since converting from a BDC to a bank. NEWT's deposits surged 39.5% sequentially, with total assets up 50% year-over-year. The company reported fiscal 2024 fourth quarter revenue growth of 31% year-over-year and upped 2025 EPS guidance. Despite the attractive valuation and 6.4% dividend yield, investing in NEWT is risky due to a potential 2025 recession and current economic uncertainties. Read the full article on Seeking AlphaSeeking Alpha • Nov 07
Bargain Securities From NewtekOne And Eagle Point Income Company
Summary At our Conservative Income Portfolio service, I specialize in uncovering relatively mispriced/undervalued preferred stocks and bonds that often fly under the radar and that should significantly outperform similar securities. In this article, I present two very undervalued high yielding baby bonds from NewtekOne and the evidence that I have to declare them very undervalued. Additionally, I will present two term preferred stocks from Eagle Point Credit Company, which offer an 8% yield to maturity for an investment that I consider quite safe. Those who own term preferred stocks from ECC, OXLC and OCCI should strongly consider swapping them for either EICC or EICB. Read the full article on Seeking Alpha
New Narrative • Sep 24
Overcoming Market Volatility With Innovative Finance And Technology-Driven Growth
Strategic initiatives in loan program securitization and low-cost deposit accounts diversification signal strong future profitability through innovative finance and cost efficiency.Seeking Alpha • Sep 23
NewtekOne: Undervalued On 6.5% Dividend Yield, Paltalk Equity, Rate Cut Euphoria
Summary I've been buying NewtekOne, Inc.'s shares for its 6.5% dividend yield. NewtekOne's transformation from a business development company to a bank holding company came as the banking crisis from high interest rates began. Despite challenges, NEWT's fiscal 2024 second-quarter revenue rose 22.4% year-over-year, beating estimates, with GAAP earnings of $0.43 per share. NEWT's fiscal 2024 EPS guidance places its multiple at 5.97x, indicating potential undervaluation amidst its strategic repositioning. Read the full article on Seeking AlphaSeeking Alpha • Sep 10
NewtekOne: 8.6% Yielding Bonds Make More Sense Than The Stock
Summary We had previously rated NewtekOne, Inc. stock as a hold despite compelling valuation metrics. NewtekOne's Q2 2024 earnings were about in line with expectations, though provisions for loan losses crept up. The past strategic missteps keep us on the sidelines with the common shares. We prefer NewtekOne's baby bonds, offering yields around 8.6%, as a safer investment compared to the common stock, especially through a potential downturn. Read the full article on Seeking AlphaSeeking Alpha • Jul 16
NewtekOne: The Hybrid Bank Offering 8% Yields On Its Debt
Summary NewtekOne, formerly Newtek Business Services Corp, offers baby bonds with over 8% yields, providing a good source of income for investors. Despite headwinds, NewtekOne saw growth in net interest income and net income before taxes, with a focus on deposit and loan growth. Technology services offered by Newtek positively contribute to earnings, but risks from exposure to Commercial Real Estate keep the author from investing in common shares. Read the full article on Seeking AlphaAnalysis Article • Jul 16
Cautious Investors Not Rewarding NewtekOne, Inc.'s (NASDAQ:NEWT) Performance Completely
When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 18x, you may...Seeking Alpha • May 10
NewtekOne Stock: 10%+ Higher On Q1 Earnings, But Still Cheap?
Summary NewtekOne, Inc.'s stock price has experienced significant fluctuations due to its transition from a BDC to a bank holding company. The company primarily originates Small Business Administration loans and has a unique business model compared to traditional banks. NewtekOne's performance metrics, such as return on equity and net interest margin, outperform those of J.P. Morgan, indicating its potential as an undervalued stock. Read the full article on Seeking AlphaSeeking Alpha • Mar 10
NewtekOne: Full Steam Ahead
Summary NewtekOne partners with 1-800Accountant to offer accounting services, adding value to its business customer base. S&P raises ratings on NewtekOne's securitization notes, reflecting confidence in the company's loan underwriting. Earnings for 2023 exactly met the midpoint of guidance for 2023. The market doesn't know where to price Newtek shares given the volatility this last year and the finagling of the 2024 guidance. Bottom line, the 6% dividend is safe and at current prices NewtekOne shares actually represent an income opportunity with substantial chances for capital gains in the future. Read the full article on Seeking AlphaShareholder Returns
| NEWT | US Diversified Financial | US Market | |
|---|---|---|---|
| 7D | -4.2% | 0.5% | 0.5% |
| 1Y | 16.8% | -11.2% | 25.4% |
Return vs Industry: NEWT exceeded the US Diversified Financial industry which returned -11.2% over the past year.
Return vs Market: NEWT underperformed the US Market which returned 25.4% over the past year.
Price Volatility
| NEWT volatility | |
|---|---|
| NEWT Average Weekly Movement | 5.4% |
| Diversified Financial Industry Average Movement | 6.6% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.0% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: NEWT has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: NEWT's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1998 | 572 | Barry Sloane | www.newtekone.com |
NewtekOne, Inc. operates as the bank holding company for Newtek Bank, National Association that provides various business and financial solutions under the Newtek and NewtekOne brands to the small- and medium-sized business market. The company accepts demand, savings, NOW, money market, and time deposits; and provides loans including the United States small business administration loans, commercial and industrial loans, and commercial real estate loans. It is also involved in the provision of electronic payment processing services comprising credit and debit card processing services, check approval services, processing equipment, and software, as well as cloud-based point of sale systems for various restaurants, retail, assisted living, taxi cabs, parks, and golf course businesses.
NewtekOne, Inc. Fundamentals Summary
| NEWT fundamental statistics | |
|---|---|
| Market cap | US$370.55m |
| Earnings (TTM) | US$61.55m |
| Revenue (TTM) | US$393.01m |
6.1x
P/E Ratio1.0x
P/S RatioIs NEWT overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| NEWT income statement (TTM) | |
|---|---|
| Revenue | US$393.01m |
| Cost of Revenue | US$52.54m |
| Gross Profit | US$340.47m |
| Other Expenses | US$278.93m |
| Earnings | US$61.55m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.13 |
| Gross Margin | 86.63% |
| Net Profit Margin | 15.66% |
| Debt/Equity Ratio | 136.0% |
How did NEWT perform over the long term?
See historical performance and comparisonDividends
5.8%
Current Dividend Yield34%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/14 22:48 |
| End of Day Share Price | 2026/05/14 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
NewtekOne, Inc. is covered by 12 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Harold Goetsch | B. Riley Securities, Inc. |
| Christopher York | Citizens JMP Securities, LLC |
| Kenneth Billingsley | Compass Point Research & Trading, LLC |