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Puregold Price Club

OTCPK:PGCM.F
Snowflake Description

Proven track record with adequate balance sheet.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
PGCM.F
OTCPK
PHP130B
Market Cap
  1. Home
  2. US
  3. Consumer Retailing
Company description

Puregold Price Club, Inc. engages in the retail and wholesale of consumer goods in the Philippines. The last earnings update was 8 days ago. More info.


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PGCM.F Share Price and Events
7 Day Returns
0%
OTCPK:PGCM.F
1.1%
US Consumer Retailing
0.2%
US Market
1 Year Returns
-
OTCPK:PGCM.F
14.7%
US Consumer Retailing
2.9%
US Market
PGCM.F Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Puregold Price Club (PGCM.F) 0% 0% - - 4.5% -4.1%
US Consumer Retailing 1.1% 0% 0.8% 14.7% 25.4% 31.7%
US Market 0.2% -1.6% 2.4% 2.9% 36.1% 41%
1 Year Return vs Industry and Market
  • No trading data on PGCM.F.
  • No trading data on PGCM.F.
Price Volatility
PGCM.F
Industry
5yr Volatility vs Market

Value

 Is Puregold Price Club undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Puregold Price Club to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for Puregold Price Club.

OTCPK:PGCM.F Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model 2 Stage Free Cash Flow to Equity
Levered Free Cash Flow Average of 13 Analyst Estimates (S&P Global) See below
Discount Rate (Cost of Equity) See below 7.5%
Perpetual Growth Rate 10-Year US Government Bond Rate 2.7%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for OTCPK:PGCM.F
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year US Govt Bond Rate 2.7%
Equity Risk Premium S&P Global 6%
Consumer Retailing Unlevered Beta Simply Wall St/ S&P Global 0.47
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.471 (1 + (1- 30%) (21.18%))
0.692
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
0.8
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 2.73% + (0.8 * 5.96%)
7.5%

Discounted Cash Flow Calculation for OTCPK:PGCM.F using 2 Stage Free Cash Flow to Equity Model

The calculations below outline how an intrinsic value for Puregold Price Club is arrived at by discounting future cash flows to their present value using the 2 stage method. We try to start with analysts estimates of free cash flow, however if these are not available we use the most recent financial results. In the 1st stage we continue to grow the free cash flow over a 10 year period, with the growth rate trending towards the perpetual growth rate used in the 2nd stage. The 2nd stage assumes the company grows at a stable rate into perpetuity.

OTCPK:PGCM.F DCF 1st Stage: Next 10 year cash flow forecast
Levered FCF (PHP, Millions) Source Present Value
Discounted (@ 7.5%)
2019 3,404.50 Analyst x4 3,167.04
2020 4,370.00 Analyst x6 3,781.64
2021 5,554.00 Analyst x4 4,471.00
2022 5,787.49 Est @ 4.2% 4,334.00
2023 6,005.21 Est @ 3.76% 4,183.37
2024 6,212.52 Est @ 3.45% 4,025.93
2025 6,413.54 Est @ 3.24% 3,866.29
2026 6,611.32 Est @ 3.08% 3,707.54
2027 6,808.19 Est @ 2.98% 3,551.63
2028 7,005.86 Est @ 2.9% 3,399.83
Present value of next 10 years cash flows PHP38,488.27
OTCPK:PGCM.F DCF 2nd Stage: Terminal Value
Calculation Result
Terminal Value = FCF2028 × (1 + g) ÷ (Discount Rate – g)
= PHP7,005.86 × (1 + 2.73%) ÷ (7.5% – 2.73%)
PHP150,946.34
Present Value of Terminal Value = Terminal Value ÷ (1 + r)10
= PHP150,946.34 ÷ (1 + 7.5%)10
PHP73,251.88
OTCPK:PGCM.F Total Equity Value
Calculation Result
Total Equity Value = Present value of next 10 years cash flows + Terminal Value
= PHP38,488.27 + PHP73,251.88
PHP111,740.15
Equity Value per Share
(PHP)
= Total value / Shares Outstanding
= PHP111,740.15 / 2,869.68
PHP38.94
OTCPK:PGCM.F Discount to Share Price
Calculation Result
Non-primary Listing Adjustment Factor 1 share in OTCPK:PGCM.F represents 0.02051x of PSE:PGOLD
(This could be a different class, a depositary receipt, a different currency, or all of these things.)
0.02051x
Value per Share
(Listing Adjusted, USD)
= Value per Share (PHP) x Listing Adjustment Factor
= PHP 38.94 x 0.02051
$0.80
Value per share (USD) From above. $0.80
Current discount Discount to share price of $0.93
= -1 x ($0.93 - $0.80) / $0.80
-16.5%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

  • The current share price of Puregold Price Club is above its future cash flow value.
Often investors are willing to pay a premium for a company that has a high dividend or the potential for future growth.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Puregold Price Club's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Puregold Price Club's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
OTCPK:PGCM.F PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-03-31) in PHP PHP2.40
PSE:PGOLD Share Price ** PSE (2019-03-19) in PHP PHP45.35
United States of America Consumer Retailing Industry PE Ratio Median Figure of 22 Publicly-Listed Consumer Retailing Companies 21.37x
United States of America Market PE Ratio Median Figure of 3,085 Publicly-Listed Companies 17.79x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Puregold Price Club.

OTCPK:PGCM.F PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= PSE:PGOLD Share Price ÷ EPS (both in PHP)

= 45.35 ÷ 2.40

18.89x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Puregold Price Club is good value based on earnings compared to the US Consumer Retailing industry average.
  • Puregold Price Club is overvalued based on earnings compared to the United States of America market.
Price based on expected Growth
Does Puregold Price Club's expected growth come at a high price?
Raw Data
OTCPK:PGCM.F PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 18.89x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 13 Analysts
10.2%per year
United States of America Consumer Retailing Industry PEG Ratio Median Figure of 14 Publicly-Listed Consumer Retailing Companies 2.87x
United States of America Market PEG Ratio Median Figure of 2,123 Publicly-Listed Companies 1.54x

*Line of best fit is calculated by linear regression .

OTCPK:PGCM.F PEG (Price to Earnings to Growth) Ratio Calculation
Calculation Outcome
PEG Ratio

= PE Ratio ÷ Net Income Annual Growth Rate

= 18.89x ÷ 10.2%

1.86x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Puregold Price Club is poor value based on expected growth next year.
Price based on value of assets
What value do investors place on Puregold Price Club's assets?
Raw Data
OTCPK:PGCM.F PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-03-31) in PHP PHP20.39
PSE:PGOLD Share Price * PSE (2019-03-19) in PHP PHP45.35
United States of America Consumer Retailing Industry PB Ratio Median Figure of 30 Publicly-Listed Consumer Retailing Companies 2.3x
United States of America Market PB Ratio Median Figure of 5,201 Publicly-Listed Companies 1.84x
OTCPK:PGCM.F PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= PSE:PGOLD Share Price ÷ Book Value per Share (both in PHP)

= 45.35 ÷ 20.39

2.22x

* Primary Listing of Puregold Price Club.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Puregold Price Club is good value based on assets compared to the US Consumer Retailing industry average.
X
Value checks
We assess Puregold Price Club's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Consumer Retailing industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Consumer Retailing industry average (and greater than 0)? (1 check)
  5. Puregold Price Club has a total score of 2/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is Puregold Price Club expected to perform in the next 1 to 3 years based on estimates from 13 analysts?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
10.2%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Puregold Price Club expected to grow at an attractive rate?
  • Puregold Price Club's earnings growth is expected to exceed the low risk savings rate of 2.7%.
Growth vs Market Checks
  • Puregold Price Club's earnings growth is positive but not above the United States of America market average.
  • Puregold Price Club's revenue growth is expected to exceed the United States of America market average.
Annual Growth Rates Comparison
Raw Data
OTCPK:PGCM.F Future Growth Rates Data Sources
Data Point Source Value (per year)
OTCPK:PGCM.F Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 13 Analysts 10.2%
OTCPK:PGCM.F Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 13 Analysts 10.1%
United States of America Consumer Retailing Industry Earnings Growth Rate Market Cap Weighted Average 5.5%
United States of America Consumer Retailing Industry Revenue Growth Rate Market Cap Weighted Average 3.9%
United States of America Market Earnings Growth Rate Market Cap Weighted Average 13.7%
United States of America Market Revenue Growth Rate Market Cap Weighted Average 7.3%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
OTCPK:PGCM.F Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (1 month ago) See Below
Future Estimates Average of up to 13 Analyst Estimates (S&P Global) See Below
All numbers in PHP Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
OTCPK:PGCM.F Future Estimates Data
Date (Data in PHP Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2022-12-31 209,715 9,931 1
2021-12-31 194,089 9,767 8,521 8
2020-12-31 176,169 8,549 7,920 13
2019-12-31 157,886 9,061 6,993 13
OTCPK:PGCM.F Past Financials Data
Date (Data in PHP Millions) Revenue Cash Flow Net Income *
2019-03-31 144,882 9,230 6,681
2018-12-31 140,918 6,909 6,520
2018-09-30 136,730 6,069 6,483
2018-06-30 131,925 6,453 6,357
2018-03-31 127,825 7,540 5,913
2017-12-31 124,491 7,540 5,840
2017-09-30 121,416 5,176 5,780
2017-06-30 118,107 3,444 5,748
2017-03-31 115,362 1,782 5,647
2016-12-31 112,589 2,700 5,526
2016-09-30 108,575 3,017 5,444
2016-06-30 105,086 4,131 5,262

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Puregold Price Club's earnings are expected to grow by 10.2% yearly, however this is not considered high growth (20% yearly).
  • Puregold Price Club's revenue is expected to grow by 10.1% yearly, however this is not considered high growth (20% yearly).
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
OTCPK:PGCM.F Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (1 month ago) See Below
Future Estimates Average of up to 13 Analyst Estimates (S&P Global) See Below

All data from Puregold Price Club Company Filings, last reported 1 month ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

OTCPK:PGCM.F Future Estimates Data
Date (Data in PHP Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2022-12-31 3.46 3.46 3.46 1.00
2021-12-31 2.99 3.20 2.57 7.00
2020-12-31 2.78 2.99 2.43 12.00
2019-12-31 2.46 2.60 2.29 11.00
OTCPK:PGCM.F Past Financials Data
Date (Data in PHP Millions) EPS *
2019-03-31 2.40
2018-12-31 2.36
2018-09-30 2.35
2018-06-30 2.30
2018-03-31 2.14
2017-12-31 2.11
2017-09-30 2.09
2017-06-30 2.08
2017-03-31 2.04
2016-12-31 2.00
2016-09-30 1.97
2016-06-30 1.90

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Puregold Price Club is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).
X
Future performance checks
We assess Puregold Price Club's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United States of America market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United States of America market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Puregold Price Club has a total score of 2/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has Puregold Price Club performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Puregold Price Club's growth in the last year to its industry (Consumer Retailing).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Puregold Price Club's year on year earnings growth rate has been positive over the past 5 years.
  • Puregold Price Club's 1-year earnings growth exceeds its 5-year average (13% vs 9.9%)
  • Puregold Price Club's earnings growth has exceeded the US Consumer Retailing industry average in the past year (13% vs -5%).
Earnings and Revenue History
Puregold Price Club's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Puregold Price Club Company Filings, last reported 1 month ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

OTCPK:PGCM.F Past Revenue, Cash Flow and Net Income Data
Date (Data in PHP Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-03-31 144,882.18 6,680.80 13,940.59
2018-12-31 140,918.01 6,519.72 13,708.98
2018-09-30 136,729.55 6,482.87 14,624.78
2018-06-30 131,924.74 6,356.83 13,097.14
2018-03-31 127,824.83 5,913.41 11,714.35
2017-12-31 124,491.02 5,840.21 11,994.36
2017-09-30 121,416.06 5,780.15 11,553.77
2017-06-30 118,107.37 5,747.54 11,263.05
2017-03-31 115,361.91 5,647.33 10,870.81
2016-12-31 112,589.37 5,526.23 10,594.81
2016-09-30 108,574.65 5,444.06 10,396.86
2016-06-30 105,086.25 5,262.24 10,069.25
2016-03-31 101,244.16 5,101.96 9,688.66
2015-12-31 97,171.52 5,001.87 9,416.77
2015-09-30 92,231.62 4,716.58 8,999.95
2015-06-30 89,291.52 4,870.70 8,660.66
2015-03-31 87,001.59 4,631.27 8,556.72
2014-12-31 84,697.39 4,520.46 8,305.34
2014-09-30 81,482.85 4,324.64 8,022.48
2014-06-30 78,708.84 3,843.17 7,903.55
2014-03-31 75,468.90 3,940.84 7,628.42
2013-12-31 73,177.21 3,959.26 7,360.12
2013-09-30 69,824.30 3,557.77 7,034.04
2013-06-30 67,208.34 3,457.81 6,703.53
2013-03-31 62,819.00 3,212.19 6,122.87
2012-12-31 57,466.51 2,718.98 5,605.33
2012-09-30 51,179.72 2,269.37 5,019.82
2012-06-30 44,948.03 1,795.68 4,216.02

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Puregold Price Club has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • Puregold Price Club used its assets more efficiently than the US Consumer Retailing industry average last year based on Return on Assets.
  • Puregold Price Club's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
X
Past performance checks
We assess Puregold Price Club's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Consumer Retailing industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Puregold Price Club has a total score of 4/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is Puregold Price Club's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Puregold Price Club's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Puregold Price Club is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Puregold Price Club's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Puregold Price Club's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • High level of physical assets or inventory.
  • Debt is covered by short term assets, assets are 1.2x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Puregold Price Club Company Filings, last reported 1 month ago.

OTCPK:PGCM.F Past Debt and Equity Data
Date (Data in PHP Millions) Total Equity Total Debt Cash & Short Term Investments
2019-03-31 58,525.74 27,557.17 7,674.52
2018-12-31 54,638.00 7,496.30 10,723.86
2018-09-30 52,580.05 5,587.50 2,525.41
2018-06-30 51,043.26 6,112.50 2,579.96
2018-03-31 49,387.09 6,032.24 2,539.43
2017-12-31 47,961.86 6,511.70 8,112.53
2017-09-30 47,071.89 5,931.17 1,772.20
2017-06-30 45,661.14 6,675.64 1,903.13
2017-03-31 44,448.39 7,215.12 1,571.31
2016-12-31 43,173.01 7,534.60 6,450.99
2016-09-30 42,056.86 6,204.08 1,218.03
2016-06-30 40,678.61 5,843.57 1,901.55
2016-03-31 39,566.07 5,733.06 2,744.52
2015-12-31 38,413.22 6,102.56 6,280.93
2015-09-30 37,419.48 5,382.06 1,996.44
2015-06-30 36,226.81 5,108.77 1,881.33
2015-03-31 35,286.66 5,408.14 2,398.56
2014-12-31 34,233.49 4,819.53 6,795.87
2014-09-30 33,592.96 4,588.45 2,222.34
2014-06-30 32,242.51 4,386.31 2,370.95
2014-03-31 31,529.69 4,416.37 2,856.15
2013-12-31 30,586.30 4,335.21 5,827.59
2013-09-30 30,145.31 4,272.20 3,846.29
2013-06-30 29,276.31 3,472.20 3,453.25
2013-03-31 28,465.69 5,552.90 5,997.34
2012-12-31 27,426.41 5,460.71 9,119.27
2012-09-30 27,200.65 949.02 2,362.22
2012-06-30 27,443.33 936.79 2,181.90
  • Puregold Price Club's level of debt (47.1%) compared to net worth is high (greater than 40%).
  • The level of debt compared to net worth has increased over the past 5 years (14% vs 47.1% today).
  • Debt is well covered by operating cash flow (33.5%, greater than 20% of total debt).
  • Interest payments on debt are well covered by earnings (EBIT is 68.2x coverage).
X
Financial health checks
We assess Puregold Price Club's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Puregold Price Club has a total score of 4/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is Puregold Price Club's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0.88%
Current annual income from Puregold Price Club dividends. Estimated to be 1.01% next year.
If you bought $2,000 of Puregold Price Club shares you are expected to receive $18 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Puregold Price Club's pays a lower dividend yield than the bottom 25% of dividend payers in United States of America (1.45%).
  • Puregold Price Club's dividend is below the markets top 25% of dividend payers in United States of America (3.7%).
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
OTCPK:PGCM.F Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 13 Analyst Estimates (S&P Global) See Below
United States of America Consumer Retailing Industry Average Dividend Yield Market Cap Weighted Average of 12 Stocks 2%
United States of America Market Average Dividend Yield Market Cap Weighted Average of 2005 Stocks 2.5%
United States of America Minimum Threshold Dividend Yield 10th Percentile 0.8%
United States of America Bottom 25% Dividend Yield 25th Percentile 1.4%
United States of America Top 25% Dividend Yield 75th Percentile 3.7%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

OTCPK:PGCM.F Future Dividends Estimate Data
Date (Data in PHP) Dividend per Share (annual) Avg. No. Analysts
2022-12-31 0.40 1.00
2021-12-31 0.56 7.00
2020-12-31 0.46 13.00
2019-12-31 0.40 13.00
OTCPK:PGCM.F Past Annualized Dividends Data
Date (Data in PHP) Dividend per share (annual) Avg. Yield (%)
2019-02-01 0.400 0.857
2017-12-15 0.400 0.854
2017-04-07 0.300 0.636
2016-04-14 0.300 0.704
2015-12-18 0.100 0.289
2014-12-19 0.300 0.814
2013-12-16 0.300 0.756
2012-12-27 0.100 0.257

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Puregold Price Club has been paying a dividend for less than 10 years and during this time payments have been volatile (annual drop of over 20%).
  • Dividend payments have increased, but Puregold Price Club only paid a dividend in the past 6 years.
Current Payout to shareholders
What portion of Puregold Price Club's earnings are paid to the shareholders as a dividend.
  • Dividends paid are thoroughly covered by earnings (12x coverage).
Future Payout to shareholders
  • Dividends after 3 years are expected to be well covered by earnings (6x coverage).
X
Income/ dividend checks
We assess Puregold Price Club's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.8%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Puregold Price Club afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Puregold Price Club has a total score of 2/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of Puregold Price Club's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Ferdinand Vincent Co
COMPENSATION PHP3,620,833
AGE 36
TENURE AS CEO 4 years
CEO Bio

Mr. Ferdinand Vincent P. Co serves as the President of 514 Shaw Property Holdings, Inc., KMC Realty Corporation, VFC Land Resources and Pajusco Corporation. Mr. Co has been the President of Puregold Price Club, Inc. since May 12, 2015 and served as its Marketing Director. He serves as Treasurer of Fertuna Holdings, Inc. Mr. Co has been an Executive Director of Puregold Price Club, Inc. since July 2003. He serves as a Director of Kareila Management Corporation, 118 Holdings, Inc., Ellimac Prime Holdings, Inc. and Patagonia Holdings, Inc. Mr. Co received a Bachelor of Science degree in Entrepreneurial Management from the University of Asia and the Pacific.

CEO Compensation
  • Insufficient data for Ferdinand Vincent to compare compensation growth.
  • Ferdinand Vincent's remuneration is lower than average for companies of similar size in United States of America.
Management Team Tenure

Average tenure and age of the Puregold Price Club management team in years:

7.5
Average Tenure
46
Average Age
  • The average tenure for the Puregold Price Club management team is over 5 years, this suggests they are a seasoned and experienced team.
Management Team

Ferdinand Vincent Co

TITLE
President & Director
COMPENSATION
PHP4M
AGE
36
TENURE
4 yrs

Denise Maria Carolino

TITLE
Vice President of Administration
COMPENSATION
PHP780K
AGE
54
TENURE
24.3 yrs

Iraida De Guzman

TITLE
Senior Vice President
COMPENSATION
PHP1M
AGE
58
TENURE
3.3 yrs

Antonio E. Santos

TITLE
Operations Head
AGE
45

John Marson Hao

TITLE
Vice President of Investor Relations
AGE
35
TENURE
4.4 yrs

Andres Santos

TITLE
Legal Counsel
AGE
67
TENURE
14.3 yrs

Candy Dacanay-Datuon

TITLE
Assistant Corporate Secretary & Compliance Officer
AGE
39
TENURE
7.5 yrs

Elvira Gutierrez

TITLE
Senior Manager of Human Resources
AGE
47
TENURE
8.1 yrs

Baby Gerlie Sacro

TITLE
Corporate Secretary
AGE
40
TENURE
19.3 yrs

Teodoro Polinga

TITLE
Comptroller
AGE
60
TENURE
4.2 yrs
Board of Directors Tenure

Average tenure and age of the Puregold Price Club board of directors in years:

16.1
Average Tenure
64
Average Age
  • The average tenure for the Puregold Price Club board of directors is over 10 years, this suggests they are a seasoned and experienced board.
Board of Directors

Lucio Co

TITLE
Chairman of the Board
COMPENSATION
PHP6M
AGE
64
TENURE
20.7 yrs

Ferdinand Vincent Co

TITLE
President & Director
COMPENSATION
PHP4M
AGE
36
TENURE
15.8 yrs

Susan Co

TITLE
Vice-Chairman
COMPENSATION
PHP2M
AGE
60
TENURE
20.7 yrs

Marilyn Pardo

TITLE
Independent Director
AGE
79
TENURE
8.6 yrs

Jim Rosa

TITLE
Independent Director
AGE
74
TENURE
2 yrs

Edgardo Lacson

TITLE
Lead Independent Director
AGE
74

Leonardo Dayao

TITLE
Director
COMPENSATION
PHP750K
AGE
74
TENURE
20.7 yrs

Pamela Justine Co

TITLE
Director
AGE
33
TENURE
16.3 yrs

Jack Huang

TITLE
Director
AGE
64
TENURE
2 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price ($) Value ($)
28. Jan 19 Sell Lucio Co Individual 16. Jan 19 16. Jan 19 -104,300,000 $0.86 $-89,827,749
X
Management checks
We assess Puregold Price Club's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Puregold Price Club has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

Company Info

Description

Puregold Price Club, Inc. engages in the retail and wholesale of consumer goods in the Philippines. The company operates hypermarkets under the Puregold Price Club name primarily in commercial centers and near transportation hubs; supermarkets under the Puregold Junior name primarily located in residential areas; and discounters under the Puregold Extra name, as well as stores under the warehouse club concept. It also operates convenience stores under the LAWSON name; and supermarkets under the San Roque Supermarkets name. The company's stores offer canned goods, housewares, toiletries, dry goods, food products, pharmaceutical and medical goods, etc. It sells its products to retail consumers; and resellers, small to medium sized sari-sari stores, canteens, restaurants, bakeries, and convenience and drug stores, as well as small to medium sized businesses. The company operates 408 stores, including 354 Puregold stores, 16 S&R membership shopping warehouses, and 39 S&R New York Style QSR. The company was founded in 1998 and is based in Manila, the Philippines. Puregold Price Club, Inc. is a subsidiary of Cosco Capital, Inc.

Details
Name: Puregold Price Club, Inc.
PGCM.F
Exchange: OTCPK
Founded: 1998
PHP2,480,275,429
2,869,681,406
Website: http://www.puregold.com.ph
Address: Puregold Price Club, Inc.
Tabacalera Building,
2nd Floor,
Manila,
1007,
Philippines
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
PSE PGOLD Ordinary Shares Philippines Stock Exchange PH PHP 05. Oct 2011
OTCPK PGCM.F Ordinary Shares Pink Sheets LLC US USD 05. Oct 2011
Number of employees
Current staff
Staff numbers
0
Puregold Price Club employees.
Industry
Hypermarkets and Super Centers
Consumer Retailing
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/05/24 00:29
End of day share price update: 2019/03/19 00:00
Last estimates confirmation: 2019/05/19
Last earnings filing: 2019/05/16
Last earnings reported: 2019/03/31
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.