VTYB Stock Overview
Operates as the bank holding company for The Victory Bank that provides commercial and consumer banking products and services for small and middle market commercial and retail customers in Montgomery County, Pennsylvania. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
My Notes
Capture your thoughts, links and company narrative
The Victory Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$10.85 |
| 52 Week High | US$11.95 |
| 52 Week Low | US$9.27 |
| Beta | 0.45 |
| 1 Month Change | -3.56% |
| 3 Month Change | 6.69% |
| 1 Year Change | -4.41% |
| 3 Year Change | -16.99% |
| 5 Year Change | 5.60% |
| Change since IPO | 38.22% |
Recent News & Updates
Recent updates
Shareholder Returns
| VTYB | US Banks | US Market | |
|---|---|---|---|
| 7D | 0% | -1.1% | -0.4% |
| 1Y | -4.4% | 29.5% | 24.8% |
Return vs Industry: VTYB underperformed the US Banks industry which returned 29.3% over the past year.
Return vs Market: VTYB underperformed the US Market which returned 23.9% over the past year.
Price Volatility
| VTYB volatility | |
|---|---|
| VTYB Average Weekly Movement | n/a |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.0% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: Data is not available.
Volatility Over Time: Insufficient data to determine VTYB's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2008 | n/a | Joe Major | www.victorybank.com |
The Victory Bancorp, Inc. operates as the bank holding company for The Victory Bank that provides commercial and consumer banking products and services for small and middle market commercial and retail customers in Montgomery County, Pennsylvania. The company offers checking accounts, savings and money market accounts, escrow management and interest on lawyer trust accounts, demand deposits, investment certificates, and certificates of deposit (CD); CD account registry and insured cash sweep services; secured and unsecured personal term loans and lines of credit; home mortgages; home equity lines of credit; and revolving credit, small business, and automobile loans. It also provides commercial term loans, commercial lines of credit, commercial mortgage/real estate loans, and construction loans; and government banking, remote deposit, mobile banking, online banking and bill pay, cash management, merchant services, e-statement, and lock box services, as well as cards.
The Victory Bancorp, Inc. Fundamentals Summary
| VTYB fundamental statistics | |
|---|---|
| Market cap | US$21.45m |
| Earnings (TTM) | US$1.58m |
| Revenue (TTM) | US$13.57m |
13.6x
P/E Ratio0.7x
P/B RatioIs VTYB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| VTYB income statement (TTM) | |
|---|---|
| Revenue | US$13.57m |
| Cost of Revenue | US$0 |
| Gross Profit | US$13.57m |
| Other Expenses | US$11.99m |
| Earnings | US$1.58m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.80 |
| Gross Margin | 100.00% |
| Net Profit Margin | 11.64% |
| Debt/Equity Ratio | 127.5% |
How did VTYB perform over the long term?
See historical performance and comparisonDividends
2.4%
Current Dividend Yield32%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/24 07:16 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
The Victory Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|