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Victory BancorpOTCPK:VTYB Stock Report

Market Cap US$23.2m
Share Price
US$11.98
My Fair Value
US$19
37.6% undervalued intrinsic discount
1Y24.5%
7D2.0%
Portfolio Value
View

The Victory Bancorp, Inc.

OTCPK:VTYB Stock Report

Market Cap: US$23.2m

Victory Bancorp (VTYB) Stock Overview

Operates as the bank holding company for The Victory Bank that provides commercial and consumer banking products and services in the United States. More details

VTYB fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance4/6
Financial Health6/6
Dividends2/6

VTYB Community Fair Values

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The Victory Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Victory Bancorp
Historical stock prices
Current Share PriceUS$11.98
52 Week HighUS$12.00
52 Week LowUS$9.50
Beta0.37
1 Month Change3.28%
3 Month Change24.15%
1 Year Change24.53%
3 Year Change-20.13%
5 Year Change45.04%
Change since IPO52.61%

Recent News & Updates

Recent updates

Shareholder Returns

VTYBUS BanksUS Market
7D2.0%2.4%1.3%
1Y24.5%21.9%14.6%

Return vs Industry: VTYB exceeded the US Banks industry which returned 21.9% over the past year.

Return vs Market: VTYB exceeded the US Market which returned 13.7% over the past year.

Price Volatility

Is VTYB's price volatile compared to industry and market?
VTYB volatility
VTYB Average Weekly Movementn/a
Banks Industry Average Movement3.6%
Market Average Movement6.3%
10% most volatile stocks in US Market17.2%
10% least volatile stocks in US Market3.1%

Stable Share Price: VTYB's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine VTYB's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
2008n/aJoe Majorwww.victorybank.com

The Victory Bancorp, Inc. operates as the bank holding company for The Victory Bank that provides commercial and consumer banking products and services in the United States. The company offers checking accounts, savings and money market accounts; certificate of deposits; certificate of deposit account registry service and insured cash sweep; insured deposit sweep checking; and insured deposit sweep checking and escrow management account. It also provides personal lending products, such as secured and unsecured lines of credit, and secured and unsecured personal term loans; home mortgages; and home equity lines of credit; commercial loans, including agriculture, commercial, construction, and commercial real estate; and consumer and residential real estate loans.

The Victory Bancorp, Inc. Fundamentals Summary

How do Victory Bancorp's earnings and revenue compare to its market cap?
VTYB fundamental statistics
Market capUS$23.15m
Earnings (TTM)US$2.38m
Revenue (TTM)US$14.80m
10.0x
P/E Ratio
0.8x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
VTYB income statement (TTM)
RevenueUS$14.80m
Cost of RevenueUS$0
Gross ProfitUS$14.80m
Other ExpensesUS$12.43m
EarningsUS$2.38m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)1.20
Gross Margin100.00%
Net Profit Margin16.07%
Debt/Equity Ratio56.0%

How did VTYB perform over the long term?

See historical performance and comparison

Dividends

2.2%
Current Dividend Yield
11%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/22 20:16
End of Day Share Price 2025/07/22 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

The Victory Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.