Victory Bancorp Past Earnings Performance
Past criteria checks 2/6
Victory Bancorp has been growing earnings at an average annual rate of 3.8%, while the Banks industry saw earnings growing at 8.3% annually. Revenues have been growing at an average rate of 7.4% per year. Victory Bancorp's return on equity is 5.5%, and it has net margins of 11.5%.
Key information
3.8%
Earnings growth rate
3.7%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 7.4% |
| Return on equity | 5.5% |
| Net Margin | 11.5% |
| Last Earnings Update | 30 Jun 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How Victory Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 13 | 2 | 10 | 0 |
| 31 Mar 24 | 14 | 2 | 10 | 0 |
| 31 Dec 23 | 14 | 2 | 10 | 0 |
| 30 Sep 23 | 14 | 2 | 10 | 0 |
| 30 Jun 23 | 15 | 3 | 10 | 0 |
| 31 Mar 23 | 16 | 3 | 10 | 0 |
| 31 Dec 22 | 16 | 4 | 10 | 0 |
| 30 Sep 22 | 16 | 4 | 9 | 0 |
| 30 Jun 22 | 16 | 4 | 9 | 0 |
| 31 Mar 22 | 15 | 4 | 9 | 0 |
| 31 Dec 21 | 15 | 4 | 9 | 0 |
| 30 Sep 21 | 15 | 4 | 2 | 0 |
| 30 Jun 21 | 14 | 3 | 4 | 0 |
| 31 Mar 21 | 13 | 3 | 8 | 0 |
| 31 Dec 20 | 11 | 2 | 8 | 0 |
| 30 Sep 20 | 11 | 2 | 8 | 0 |
| 30 Jun 20 | 11 | 2 | 8 | 0 |
| 31 Mar 20 | 11 | 2 | 7 | 0 |
| 31 Dec 19 | 11 | 2 | 7 | 0 |
| 30 Sep 19 | 11 | 2 | 7 | 0 |
| 30 Jun 19 | 10 | 2 | 7 | 0 |
| 31 Mar 19 | 10 | 2 | 7 | 0 |
| 31 Dec 18 | 10 | 2 | 7 | 0 |
| 31 Dec 17 | 9 | 1 | 6 | 0 |
| 31 Dec 16 | 7 | 1 | 5 | 0 |
| 31 Dec 15 | 7 | 1 | 5 | 0 |
| 31 Dec 14 | 7 | 0 | 5 | 0 |
| 31 Dec 13 | 6 | 0 | 5 | 0 |
Quality Earnings: VTYB has high quality earnings.
Growing Profit Margin: VTYB's current net profit margins (11.5%) are lower than last year (19.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: VTYB's earnings have grown by 3.8% per year over the past 5 years.
Accelerating Growth: VTYB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: VTYB had negative earnings growth (-46.4%) over the past year, making it difficult to compare to the Banks industry average (-15.9%).
Return on Equity
High ROE: VTYB's Return on Equity (5.5%) is considered low.