The Victory Bancorp, Inc.

OTCPK:VTYB Stock Report

Market Cap: US$21.5m

Victory Bancorp Past Earnings Performance

Past criteria checks 2/6

Victory Bancorp has been growing earnings at an average annual rate of 0.1%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 6.1% per year. Victory Bancorp's return on equity is 5.4%, and it has net margins of 11.6%.

Key information

0.1%

Earnings growth rate

0.002%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate6.1%
Return on equity5.4%
Net Margin11.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Victory Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:VTYB Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24142100
30 Jun 24132100
31 Mar 24142100
31 Dec 23142100
30 Sep 23142100
30 Jun 23153100
31 Mar 23163100
31 Dec 22164100
30 Sep 2216490
30 Jun 2216490
31 Mar 2215490
31 Dec 2115490
30 Sep 2115420
30 Jun 2114340
31 Mar 2113380
31 Dec 2011280
30 Sep 2011280
30 Jun 2011280
31 Mar 2011270
31 Dec 1911270
30 Sep 1911270
30 Jun 1910270
31 Mar 1910270
31 Dec 1810270
31 Dec 179160
31 Dec 167150
31 Dec 157150
31 Dec 147050
31 Dec 136050

Quality Earnings: VTYB has high quality earnings.

Growing Profit Margin: VTYB's current net profit margins (11.6%) are lower than last year (16.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: VTYB's earnings have grown by 0.1% per year over the past 5 years.

Accelerating Growth: VTYB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: VTYB had negative earnings growth (-30.3%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).

Return on Equity

High ROE: VTYB's Return on Equity (5.4%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/25 19:04
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

The Victory Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution