Victory Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Victory Bancorp has total assets of $467.9M and total equity of $29.4M. Total deposits are $398.2M, and total loans are $395.2M.
Key information
15.9x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$398.17m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.05% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$13.54m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: VTYB's Assets to Equity ratio (15.9x) is moderate.
Allowance for Bad Loans: VTYB has a sufficient allowance for bad loans (158%).
Low Risk Liabilities: 91% of VTYB's liabilities are made up of primarily low risk sources of funding.
Loan Level: VTYB has an appropriate level of Loans to Assets ratio (84%).
Low Risk Deposits: VTYB's Loans to Deposits ratio (99%) is appropriate.
Level of Bad Loans: VTYB has an appropriate level of bad loans (0.1%).