ES Bancshares (ESBS) Stock Overview
Through its subsidiary, Empire State Bank, provides various financial services in New York. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
ESBS Community Fair Values
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ES Bancshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$7.25 |
| 52 Week High | US$7.51 |
| 52 Week Low | US$6.06 |
| Beta | 0.080 |
| 1 Month Change | -2.55% |
| 3 Month Change | -1.49% |
| 1 Year Change | 11.54% |
| 3 Year Change | 68.60% |
| 5 Year Change | 61.11% |
| Change since IPO | -32.56% |
Recent News & Updates
Recent updates
Shareholder Returns
| ESBS | US Banks | US Market | |
|---|---|---|---|
| 7D | 0% | -2.3% | -1.4% |
| 1Y | 11.5% | 25.7% | 16.0% |
Return vs Industry: ESBS underperformed the US Banks industry which returned 26.6% over the past year.
Return vs Market: ESBS underperformed the US Market which returned 16.9% over the past year.
Price Volatility
| ESBS volatility | |
|---|---|
| ESBS Average Weekly Movement | 3.9% |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 16.4% |
| 10% least volatile stocks in US Market | 2.9% |
Stable Share Price: ESBS has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: ESBS's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2004 | n/a | Phil Guarnieri | www.esbna.com |
ES Bancshares, Inc., through its subsidiary, Empire State Bank, provides various financial services in New York. The company offers personal and business checking, money market, and savings accounts; certificate of deposit accounts; and individual retirement accounts. It also provides SBA loans, commercial term and commercial real estate loans, and secured lines and commercial letters of credit; SBA and commercial real estate financing, as well as 2-3-4 family investment property; and residential mortgages.
ES Bancshares, Inc. Fundamentals Summary
| ESBS fundamental statistics | |
|---|---|
| Market cap | US$50.22m |
| Earnings (TTM) | US$2.68m |
| Revenue (TTM) | US$18.44m |
Is ESBS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ESBS income statement (TTM) | |
|---|---|
| Revenue | US$18.44m |
| Cost of Revenue | US$0 |
| Gross Profit | US$18.44m |
| Other Expenses | US$15.76m |
| Earnings | US$2.68m |
Last Reported Earnings
Sep 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.39 |
| Gross Margin | 100.00% |
| Net Profit Margin | 14.55% |
| Debt/Equity Ratio | 102.4% |
How did ESBS perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/12/31 18:47 |
| End of Day Share Price | 2025/12/31 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
ES Bancshares, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.