ES Bancshares Past Earnings Performance
Past criteria checks 1/6
ES Bancshares has been growing earnings at an average annual rate of 3.2%, while the Banks industry saw earnings growing at 7.1% annually. Revenues have been growing at an average rate of 7.9% per year. ES Bancshares's return on equity is 1.5%, and it has net margins of 4.8%.
Key information
3.2%
Earnings growth rate
-0.2%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 7.9% |
| Return on equity | 1.5% |
| Net Margin | 4.8% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How ES Bancshares makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 15 | 1 | 12 | 0 |
| 30 Jun 24 | 15 | 0 | 13 | 0 |
| 31 Mar 24 | 16 | 1 | 13 | 0 |
| 31 Dec 23 | 17 | 1 | 13 | 0 |
| 30 Sep 23 | 18 | 2 | 13 | 0 |
| 30 Jun 23 | 18 | 3 | 13 | 0 |
| 31 Mar 23 | 20 | 5 | 12 | 0 |
| 31 Dec 22 | 21 | 5 | 12 | 0 |
| 30 Sep 22 | 21 | 6 | 12 | 0 |
| 30 Jun 22 | 21 | 6 | 12 | 0 |
| 31 Mar 22 | 19 | 5 | 11 | 0 |
| 31 Dec 21 | 18 | 5 | 11 | 0 |
| 30 Sep 21 | 17 | 4 | 10 | 0 |
| 30 Jun 21 | 15 | 3 | 10 | 0 |
| 31 Mar 21 | 14 | 2 | 9 | 0 |
| 31 Dec 20 | 12 | 1 | 9 | 0 |
| 30 Sep 20 | 12 | 1 | 9 | 0 |
| 30 Jun 20 | 12 | 1 | 9 | 0 |
| 31 Mar 20 | 12 | 1 | 9 | 0 |
| 31 Dec 19 | 12 | 2 | 8 | 0 |
| 30 Sep 19 | 12 | 2 | 8 | 0 |
| 30 Jun 19 | 11 | 1 | 8 | 0 |
| 31 Mar 19 | 11 | 1 | 8 | 0 |
| 31 Dec 18 | 10 | 1 | 7 | 0 |
| 30 Sep 18 | 9 | 0 | 7 | 0 |
| 30 Jun 18 | 9 | 0 | 6 | 0 |
| 31 Mar 18 | 10 | 1 | 6 | 0 |
| 31 Dec 17 | 9 | 1 | 6 | 0 |
| 30 Sep 17 | 10 | 1 | 6 | 0 |
| 30 Jun 17 | 9 | 1 | 6 | 0 |
| 31 Mar 17 | 8 | 1 | 6 | 0 |
| 31 Dec 16 | 8 | 1 | 6 | 0 |
| 30 Sep 16 | 8 | 0 | 6 | 0 |
| 30 Jun 16 | 8 | 0 | 6 | 0 |
| 31 Mar 16 | 8 | 0 | 6 | 0 |
| 31 Dec 15 | 8 | 0 | 6 | 0 |
| 30 Sep 15 | 8 | 3 | 6 | 0 |
| 30 Jun 15 | 7 | 3 | 6 | 0 |
| 31 Mar 15 | 7 | 3 | 6 | 0 |
| 31 Dec 14 | 7 | 3 | 5 | 0 |
| 30 Sep 14 | 6 | 1 | 5 | 0 |
| 30 Jun 14 | 6 | 0 | 5 | 0 |
| 31 Mar 14 | 6 | 0 | 5 | 0 |
| 31 Dec 13 | 5 | -1 | 5 | 0 |
Quality Earnings: ESBS has a large one-off gain of $245.0K impacting its last 12 months of financial results to 30th September, 2024.
Growing Profit Margin: ESBS's current net profit margins (4.8%) are lower than last year (12.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: ESBS's earnings have grown by 3.2% per year over the past 5 years.
Accelerating Growth: ESBS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: ESBS had negative earnings growth (-67.6%) over the past year, making it difficult to compare to the Banks industry average (-12.2%).
Return on Equity
High ROE: ESBS's Return on Equity (1.5%) is considered low.